Stephen Orenchuk is a financial advisor with Ameriprise in Mahwah, NJ, holding a Series 63 designation and over 31 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors for the Meadowlands Regional Chamber of Commerce and is a Regent at Felician University. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement income advice through a centralized consulting team.

Kevin Foord is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 23 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct individual plans and Corporate Financial Planning agreements.

Paul Gabbianelli is a financial advisor with LPL Financial based in Franklin Lakes, NJ. He holds Series 63 and 65 licenses and has 32 years of industry experience. His prior career includes 18 years at Cetera and operating Paul Gabbianelli & Associates for over four decades. Gabbianelli is also involved in tax preparation and mortgage services through other business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Austin Dickson is a financial advisor at Fidelity with Series 63 and Series 66 licenses and no prior industry experience. His background includes roles at Thor Specialties and Sacred Heart University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles.

Brian Cain is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services. He has been with Raymond James & Associates since 2020. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal clients, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

James Hammer is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. Outside of his advisory role, he conducts non-variable insurance and annuity sales and serves as successor trustee for a family trust. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios, supporting both discretionary and non-discretionary account management.

Glenn Duphiney is a CFP® professional with 32 years of experience in the financial industry, currently serving at LPL Financial since 2008. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he has participated as a part-time actor with occasional performances in the Tri-State area. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of investment adviser representatives with a range of financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Anthony D'Alessandro is a Wealth Management Planning Consultant at Fidelity Investments, where he is part of the Private Wealth Management team. In this role, he focuses on providing financial planning services to high net worth families. He has been with Fidelity Investments since 2017, beginning as a Financial Representative and progressing through roles including Relationship Manager and Planning Consultant before his current position. Prior to joining Fidelity, Anthony worked as a Financial Consultant at Laidlaw & Company Ltd. from 2015 to 2017. Outside of his professional responsibilities, Anthony has interests in board games, cars, golf, pets, snowboarding, and traveling.

Valerie Vinbaytel is a financial advisor at Raymond James & Associates with 16 years of industry experience. She has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. She holds Series 63, Series 65, and Series 66 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Jerry Wade is a financial advisor at LPL Enterprise with 21 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior roles include positions at Mass Mutual Investors Services, Metlife Securities Inc., and The Prudential Insurance Company of America. Wade also operates On Point Strategic Planning, LLC, a veteran-owned business. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, offering access to third-party asset managers and participation in wrap programs, and it also facilitates insurance product sales and affiliated trust services.

Robert Gude is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc., Citigroup Global Markets, IC Advisory Services, Inc., and The Investment Center, Inc. Gude also operates Montville Financial Group as a business related to his activities at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by sophisticated operational and research tools.

Thomas Kingsley is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Bloomberg Tradebook, Guidepoint, Alphasights, Third Bridge, Gerson Lehrman Group, and Telk Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of algorithmic methods and formal advisory roles within Fidelity’s institutional wealth platform.

Arthur Katz is a financial advisor with OSAIC in Paramus, NJ, holding a Series 63 designation and 38 years of industry experience. He previously worked at Lincoln Financial Advisors Corp for 27 years before joining OSAIC in 2025. Besides his advisory role, he is also engaged as an insurance agent offering accident, health, disability income, and traditional life insurance products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services using asset-allocation tools, risk assessments, and access to multiple investment platforms and third-party managers.

David Natt is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at Autonomous Research US LP for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling.

Deborah Dunne is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Thrivent Investment Management since 2002 and has worked under Scott Siripalaka at Thrivent Financial since 2022 and Mark Kleindienst from 2012 to 2022. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based planning across a broad range of topics without discretionary trading authority or institutional portfolio management.

Steven Fuchs is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012. Outside of his advisory role, he has been involved in ventures such as Meadows Home Care LLC and Hudson Valley Hoosiers. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities.

Joyce Rojas is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has worked at LPL Financial since 2021 and previously held roles at J.P. Morgan Securities and JPMorgan Chase Bank. In addition to her advisory work, she operates My Success Studio, LLC, a business not related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and various operational tools.

Christopher Simone is a Series 66-licensed financial advisor with eight years of industry experience, currently with UBS Financial Services in Paramus, NJ since 2017. Prior to joining UBS, he worked in the Bucknell University Department of Community and Leadership while completing his education at Bucknell University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, leveraging proprietary research and capital market assumptions to tailor investment strategies.

Kenneth Kurzer is a Series 65-licensed financial advisor with Raymond James & Associates in Hackensack, NJ, bringing six years of industry experience. He has been a partner at The Kurzer Group, a CPA firm, for over 15 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and public entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by extensive research resources and a range of portfolio management styles.

Barry Cavagnaro is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds the Series 63 designation and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, delivering services that include fee-based financial planning and portfolio management supported by proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and operates a diverse platform including futures commission merchant activities and securities-backed lending.