David Jack is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and over 32 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, offering financial planning and estate strategies supported by firm-approved tools and processes.

Jessie Slavin is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Frank Gaetano is a financial advisor with Wells Fargo Clearing located in Paramus, NJ. He holds a Series 66 designation and has 25 years of industry experience. Prior to joining Wells Fargo Clearing, he worked at Morgan Stanley Private Bank, N.A. for 11 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases.

Basil Benny is a Planning Consultant at Fidelity Investments, a position he has held since 2026. In this role, he partners with clients to develop comprehensive plans that align with their values, priorities, and long-term objectives. Prior to this, Basil gained experience at Fidelity Investments as a Relationship Manager from 2025 to 2026 and as a Financial Representative from 2024 to 2025. He also worked as a Relationship Banker at JPMorgan Chase & Co. from 2023 to 2024 and completed a Private Equity Internship at Mioym Equity in 2021. Outside of his professional career, Basil enjoys engaging in family activities, social events with friends, golf, music, and outdoor adventures.

Charles Bowman is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. He previously worked for JP Morgan Securities LLC for 10 years before joining LPL Financial in 2023. Outside of his advisory role, Bowman is also a musician and composer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Jonathan Magotch is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Hennion & Walsh, Inc. and JM Detailing. Before entering the financial industry, he was employed at Joseph A. Magotch DDS. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and serving clients through both direct and employer-sponsored agreements.

William Jordan is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial and Lexco Wealth Management, he worked in the hospitality industry and studied at Fordham University. Outside of his advisory role, he is involved with Mounted Memories NY LLC, a retail business focused on firearms and security. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, comprehensive financial planning, and utilizes model portfolios and research to support discretionary and non-discretionary management strategies.

Matthew Clement is a CFP® certificant with 22 years of industry experience. He is currently affiliated with Cetera and has prior experience at Cantella and Co., Inc. Clement serves as owner and president of Emerald Retirement Planning Group, Inc., and holds board positions with Helen Hayes Hospital Foundation and Rockland Recovery Homes, Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a network of over 10,000 advisors and $256 billion in assets under management.

Huan Yuan Chen is a financial advisor with Primerica Advisors in Peekskill, NY, holding Series 63 and Series 65 licenses and five years of industry experience. He has been with Primerica Advisors since 2021 and has a background that includes long-term service with New York City Transit and Primerica Financial Services. Outside of advising, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing portfolio management that excludes institutional pension or profit-sharing plans.

Lance Millman is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has held roles at Millman and Rosenberg Associates, Ltd, Mulligan Security Corp, and his own CPA firm. He serves as mayor of the Village of Montebello and is involved in several business activities, including tax consulting and business management. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with various investment program options and over $256 billion in assets under management.

Arthur Sisco is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with LPL Financial and has previously worked at Securities America Advisors and National Planning Corp. In addition to his advisory role, he operates a CPA practice providing tax return preparation and consulting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside diverse investment strategies and technology solutions.

Esther Fishman is a Certified Financial Planner (CFP®) with 20 years of industry experience. She has worked at Morgan Stanley since 2009, including over a decade with Morgan Stanley Private Bank, N.A., and previously spent three years at Citigroup Global Markets. She serves as a committee member for Fair Lawn Access for All, a municipal accessibility initiative. She is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based planning process incorporating global investment insights.

Todd Lapinson is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Wells Fargo Advisors in 2025, he worked within related Wells Fargo entities since 2009. He has an ownership interest in Pronomic Wealth Management, LLC, which he manages alongside another related entity, Jaz Holdings, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a comprehensive range of financial planning and investment services, utilizing proprietary research and tools to develop tailored recommendations for clients who meet net-worth thresholds.

Walter Holmes is the Wealth Management Planning Consultant at Fidelity Private Wealth Management in Paramus, NJ. In this role, he assists families in building, preserving, and transferring their wealth according to their wishes. He has been with Fidelity Private Wealth Management since 2015. Prior to this, he held positions as Vice President-Financial Consultant and Financial Consultant at Fidelity Investments from 2007 to 2015. His earlier experience includes financial consulting roles at JPMorgan Chase, Morgan Stanley, and Olde Discount Corp from 1995 to 2006. Outside of his professional work, Walter enjoys spending time at the beach, attending concerts, engaging in family activities, hiking, skiing, and traveling.

Katherine Ferriter is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Morgan Stanley since 2020 and previously worked as a consultant for ICON Consultants–Deutsch Bank in 2018. Outside of her advisory role, she serves as a board member for the Central Park Place at Ramsey Condominium Association in New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies, including global investment estimates and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Zachary Tanis is a financial advisor with Primerica Advisors in Pompton Plains, NJ, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with Primerica Advisors since 2020 and has a background that includes roles at Kalish Law Group and involvement with educational institutions such as William Paterson University and Netherlands Reformed Christian School. Outside of his advisory work, he has been involved in business activities including sales of home security and automation products through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure while delegating trading and implementation to BNY Mellon Advisors.

Sergio Piccinich Jr. is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 license and having 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and also has experience with Citigroup Global Markets. Outside of his advisory role, he serves as a trustee for a trust owning rental property in Bergenfield, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by tools such as Monte Carlo simulations and secular return estimates.

Samuel Peguero is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2016. In his current role, he focuses on providing a holistic financial planning experience tailored to clients' individual financial goals. He works collaboratively as part of Fidelity's wealth management team to guide clients through various life stages and financial complexities, utilizing Fidelity's resources to create customized financial plans. Prior to his current position, Samuel held roles as Branch Leader and Vice President Financial Consultant at Fidelity Investments. Before joining Fidelity, he gained experience as a Wealth Management Advisor at TIAA and as an Investment Consultant at TD Ameritrade. His career reflects a consistent focus on financial consulting and investment advisory services. Outside of his professional endeavors, Samuel has personal interests that include baseball, beach activities, concerts, fitness, music, and traveling.

Zachary Njoga is a financial advisor with Primerica Advisors, holding a Series 63 designation and 13 years of industry experience. He has worked at Pfs Investments Inc. since 2011 and with Primerica Financial Services since 2008. In addition to his advisory role, he is involved in the sale of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts for individual and high-net-worth clients, with a focus on wrap-fee solutions rather than institutional plan management.

Thomas Allen is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Outside of his advisory role, Allen is a member of two real estate LLCs where he participates as a silent partner and owner. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts and offers a centralized, integrated approach to advisory, brokerage, custody, and cash management services.