Brian Ceglarski is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Darien, Connecticut. He works with a select group of families and individuals, assisting them in growing, preserving, and transferring their wealth across multiple generations. Brian provides access to the investment insights of Merrill Lynch Wealth Management and the banking services of Bank of America, helping clients address various aspects of their financial lives, including education funding, tax minimization, retirement planning, and lending strategies. Brian began his career in the financial services industry in 2007 and joined Merrill Lynch Wealth Management in October 2015. He is a Personal Investment Advisor and holds Series 7, 55, 63, and 65 FINRA registrations. Brian is a 2006 graduate of Fairfield University. He works alongside his team, originally started by his father Paul, who has been with Merrill since 1982. In addition to his professional work, Brian is involved in several community organizations. He serves on the Stamford Hospital Foundation Board and participates actively in Hackers for Hope, which raises awareness and funds for cancer research. Previously, he participated in the Wall Street Decathlon benefiting Memorial Sloan Kettering Cancer Center. Brian resides in Darien with his wife, Ali, and their three sons, Gus, Charlie, and Hudson. In his spare time, he enjoys playing hockey and golf.

Armando Garcia is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch and UBS Financial Services. He has also worked outside of finance, including involvement with B & B Pizza Partners, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Scott Drever is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process includes structured discovery and firm-approved tools but does not typically provide individual security recommendations within its standalone planning services.

Thomas Henske is a financial advisor at Mass Mutual Investors Services with over 30 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Lenox Management Company, Lenox Advisors, and Lenox Long Term Care. Henske is also the founder of Total Cents, LLC, a financial education content provider. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements that utilize firm-approved tools to analyze client goals and deliver written recommendations.

Christopher Calabrese is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. He has been with Wells Fargo Advisors since 2009, including prior roles at Wells Fargo Clearing. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services complemented by Wells Fargo research and tools. The firm integrates advisory services with other financial products and referral channels across a large network of financial advisors.

Paula Bannon is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Norman De Angelis is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and over 25 years of industry experience. He has worked at firms including Ameriprise, Mass Mutual, and Merrill. Outside of his advisory role, he operates as an independent insurance agent and owns Guidelight Financial in Norwalk, CT. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

David Ornstein is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1991. Based in the Darien office since its opening in 2000, David works with high-net-worth families, business owners, and corporate executives to develop strategies for managing their personal and business finances. His expertise includes technical investment management strategies such as hedging and diversifying concentrated single stock positions. Additionally, his team addresses sophisticated wealth transfer strategies and philanthropic planning, leveraging comprehensive resources across Merrill Lynch Wealth Management. David holds a Bachelor's degree from Eckerd College and a Personal Investment Advisor (PIA) designation. He resides in Greenwich, where he served over 14 years on the Representative Town Meeting. A lifelong sailor, David is a former board member of the Indian Harbor Yacht Club and is involved with US Sailing. His practice emphasizes understanding clients' life priorities to create personalized plans tailored to their goals and aspirations.

Dean Gaugler is a financial advisor with UBS Financial Services in Westport, CT, holding Series 63 and Series 65 credentials and 38 years of industry experience. His prior experience includes roles at Merrill, Wells Fargo Clearing, and Prudential Equity Group. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Abel Ramos is a financial advisor with Raymond James Financial in Monroe, CT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with Raymond James Financial and its affiliate firms since 1999. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm provides non-discretionary planning and consulting tailored to client goals, utilizing analytical tools and risk profiling, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jason Hsu is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 25 years of experience in providing wealth management advice and services. Since joining Merrill Lynch in July 2007 from Morgan Stanley, he has developed expertise in retirement income planning and wealth preservation. Jason focuses on assisting clients with family wealth management strategies, legacy planning, liquidity management, philanthropic planning, socially responsible investing, tax minimization, and special needs planning, among other areas. He holds multiple professional designations including Chartered Financial Consultant (ChFC), Chartered Advisor in Philanthropy (CAP), Certified Exit Planning Advisor (CEPA), Chartered Life Underwriter (CLU), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jason earned a doctorate from SUNY Stony Brook and is proficient in both Chinese and English. Committed to the principle of "clients come first," Jason and his team provide prompt service tailored to clients' unique financial goals. Outside of his advisory role, Jason participates in community activities through organizations such as the Newtown Lions Club and Western Connecticut State University. His personal interests include reading, spending time with his family, and traveling.

Mark Phillips is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked within Wells Fargo-affiliated firms since 2014. Outside of his advisory role, he has ownership interests in investment-related entities, including Rockee Point, LLC, and Phillips GP, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and combines advisory recommendations with other financial products and referral channels.

Jonathan Baron is a financial advisor at Edward Jones with 20 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2010. Outside of his advisory role, he serves as Chair of Finance and Audit for the Masonic Club of Darien, preparing year-end audit and budget reports. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Robert Somma is a CFP®-certified financial advisor with Ameriprise, based in Fairfield, CT, and has 34 years of industry experience. He has been with Ameriprise in various capacities since 2005. Outside of his advisory role, he is a partner in SKP Consulting Group LLC, a business managing shared lease and office expenses. Ameriprise serves individuals approaching or in retirement, typically with at least $1 million in investable assets, offering retirement-income planning that includes income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and provides a broad range of investment, brokerage, and insurance solutions.

Patrick Shanley is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2008 to 2017. Outside of his advisory role, Shanley serves as a member of the Board of Selectmen for the town of Orange, Connecticut. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars, wrap accounts, and money-manager solutions.

Brian Hetherington is the Managing Director and Private Wealth Advisor at Merrill Private Wealth Management. He leads a team of seven financial professionals dedicated to serving affluent and ultra-affluent clients across the United States. Brian works closely with ultra-affluent families, particularly those who have accumulated wealth through business ownership or leadership roles in large companies, to assist with the transition from high earned income to living off financial assets. His advisory focus includes corporate executive services, family wealth management, legacy planning, personal retirement planning, individual and corporate investment strategies, and tax minimization. With over 30 years of experience, Brian's team employs a deliberate investment process centered on preserving and growing client assets over the long term. This approach utilizes a value-oriented, contrarian investment discipline that emphasizes maintaining a margin of safety. Brian and his team draw insight from a strong network of clients, friends, and advisors, which serves as an important resource for their investment decisions. His expertise and work with successful business leaders have led to recognition in industry publications such as Forbes and Barron's. Brian earned his bachelor's degree from Princeton University, where he also participated in football. He holds the Personal Investment Advisor (PIA) designation. Beyond his professional responsibilities, Brian is active in several community and educational organizations, including St. Mark's Episcopal Church, where he serves on the vestry and as capital campaign co-chair, Xavier High School, the New Canaan YMCA, and the Friends of Princeton University Football. He also participates in charitable events such as the Closer to Free Cancer Ride. Brian enjoys biking, football, golfing, hiking, music, reading, skiing, and spending time with his family.

Divya Rajan is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Eileen Tiefenthaler is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Morgan Stanley since 2012. Outside of her advisory role, she serves as an executor or co-executor in estate matters. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and firm-approved tools.

Adriana Santaniello is a financial advisor at Merrill with a Series 66 designation and 11 years of industry experience. She has worked at Merrill since 2015 and previously spent one year at GAP Inc. Outside of her advisory role, she serves as the secretary of the Pointe Condominium Association board in Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Luckart is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with Raymond James & Associates since 2010. From 2012 to 2020, he was a passive member of the Connecticut Asian Pacific American Bar Association, engaging primarily to develop relationships within the legal community. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary consulting supported by a broad range of portfolio management styles and affiliated research.