Nicholas Scarsella is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and nine years of industry experience. He has been with Cambridge Investment Research since 2017 and is also affiliated with RWS Financial Group. Outside of his advisory role, he is involved in financial advisor recruiting and business consulting through related entities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, employing multiple custody platforms and a mix of discretionary and non-discretionary investment strategies.

Scott Hammond is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Jacquelyn Duggan is a CFP®-credentialed financial advisor with Edward Jones in Livonia, MI, holding six years of industry experience. She has worked at Edward Jones since 2020 and previously held roles in healthcare and education. Outside of her advisory work, she serves as the Color Guard Director for the Lakeland Band Boosters, directing their fall and winter guard programs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Alyssa Tropea is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Michelle St George is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked within various segments of JPMorgan Chase since 2011, including roles at JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making.

James Guisinger is a financial advisor with Raymond James & Associates in Birmingham, MI, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves on the finance committee of the Manresa Jesuit Retreat House, a nonprofit organization, where he assists in budgeting and expense review. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—offering financial planning, investment consulting, and institutional advisory services.

Christopher Armour is a CFA® charterholder and holds the Series 66 license, with 16 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Armour serves as a FINRA arbitrator and is a commissioned Notary Public in Michigan. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies. The firm also provides services to private funds and municipal market participants, operating alongside affiliated trust companies and banks.

Matthew Linscott is a Financial Advisor at Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies. He takes a client-centered approach, beginning with understanding each client's unique aspirations and financial situation to develop personalized strategies addressing their short-, mid-, and long-term goals. His expertise includes education planning, family wealth management, retirement planning, portfolio management, tax minimization, and retirement income strategies. Matthew holds a Bachelor's Degree from Grand Valley State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He integrates the resources of Merrill Lynch and Bank of America to provide clients with investment insights and banking services. He also serves within Merrill Lynch Wealth Management: Farmington Hills & Associates. Beyond his professional role, Matthew is involved in community volunteering, reflecting Merrill's tradition of service. His personal interests include football, music, reading, running, singing, spending time with his family, swimming, and watching movies.

Amanda Scull is a Series 65-registered financial advisor with Edelman Financial Engines, based in Brentwood, TN. She has nine years of industry experience, including two years at Plante Moran Financial Advisors before joining Edelman Financial Engines in 2017. Edelman Financial Engines provides technology-enabled investment advisory services across workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online platforms, and offers employer-facing retirement plan consulting and educational resources.

Charles Phillipson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He previously worked at UBS Financial Services Inc. from 2013 to 2019 before joining Raymond James. Outside of finance, he officiates high school and junior college football and basketball games, and serves as a trustee for a nonprofit organization, Foundation For Excellence. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, combining a range of portfolio management styles with firm research and model manager options.

John Firek is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Timothy Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been an investment professional since 2003 and utilizes a consultative approach focused on Goals Based Wealth Management. His practice serves business owners, professionals, and private families, offering personalized wealth management strategies as well as consulting on small business retirement plans. Tim began his career with Morgan Stanley Smith Barney and joined Merrill after 12 years, appreciating the firm’s rich history. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tim is a member of the Financial Planning Association and the Investments and Wealth Institute™. A graduate of Western Michigan University with a Bachelor’s Degree in Business Administration, majoring in Finance, Tim resides in Northville, Michigan. Outside of work, he enjoys spending time with his wife and son, traveling, golfing, walking his Labradors, fitness training, and participating in community volunteer activities.

Matthew Spickler is a Senior Financial Advisor and partner with The Spickler Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2017, he has worked with families, individuals, and business owners to provide a holistic approach to managing wealth, focusing on understanding clients' needs and goals. His process involves organizing all aspects of clients' financial lives to develop long-term plans aimed at helping them achieve their retirement and legacy objectives. Matt's areas of expertise include divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, and retirement income. He holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from Michigan State University. In addition to his financial advisory role, Matthew is a member of the Detroit Rotary and has received the Youth Citizen Service Award. His personal interests include adventure sports, billiards, camping, chess, music, reading, spending time with family, traveling, writing, and yoga.

James Uh is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 20 years of industry experience. Prior to joining LPL in 2024, he worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. for seven years, as well as National Planning Corporation and Freedom One Investment Advisors, Inc. Outside of his advisory role, he presents investment-related seminars through White Glove Workshops. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary and third-party strategies with a combination of discretionary and non-discretionary approaches.

Sarah Mccarthy is a financial advisor at Stifel with eight years of industry experience. She holds the Series 66 designation and has worked at Stifel Nicolaus since 2018. Prior to her career in finance, she spent two years at Victoria's Secret and seven years at Michigan State University. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group and provides fee-based financial planning alongside recommendations for third-party advisers.

Anita Taymore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Fidelity Investments, JP Morgan Securities, and Primerica Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering both brokerage and advisory solutions.

Patrick Moran serves as a Wealth Management Advisor with AMDG Wealth Management, affiliated with Merrill Lynch Wealth Management. He holds the title of Senior Portfolio Manager and has been working closely with ultra high net worth families since 2014. His professional focus encompasses wealth planning, analysis, and asset allocation, aiming to assist clients in managing and preserving significant wealth effectively. As a Senior Portfolio Manager, he manages personalized and defined strategies on a discretionary basis, incorporating various investment approaches including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Patrick's experience includes guiding families through the complexities of wealth management by addressing broader considerations beyond investments, such as planning, lending, philanthropy, and liquidity events. His advisory approach emphasizes understanding each family's unique values and goals, with services tailored to areas including college education planning, divorce transition planning, legacy planning, and tax minimization. He is recognized for his role in helping clients achieve financial success while maintaining a focus on consistent and prudent investment strategies. Originally from Michigan, Patrick earned a Bachelor of Science degree in Business from Le Moyne College. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Patrick resides in Bloomfield Hills, Michigan, with his wife and children. Outside of his professional duties, he enjoys golfing, ice hockey, traveling, and spending time with his family.

Paul Cohen is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities LLC since 2015 and JPMorgan Chase Bank (MI) since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Bryce Hemker is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Securities America Advisors, Inc. for 14 years. Outside of his advisory role, he serves as President of MPA, Inc., which is involved in life insurance sales, and is principal at Midwest Pension Actuaries, Inc., focusing on pension plan design, compliance, consulting, and administration. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various tools and third-party platforms to construct and manage portfolios encompassing stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Mark Diederich is a CFP® with 30 years of experience in the financial industry. He is currently with OSAIC, where he has worked since 2023. His prior roles include positions at FSC Securities Corporation, Nationwide Securities, LLC, and 1717 Capital Management Company. Outside of financial advising, he operates an insurance agency with his wife and manages a family-owned property through an LLC. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning and access to third-party investment platforms.