Sean Tesoro is a financial advisor with LPL Financial in Reading, MA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, Tesoro serves as an assistant swim coach for Reading Memorial High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Joseph Travaglini is a financial advisor at Morgan Stanley with 25 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and Secular Return Estimates, as part of its advisory services.

Nicholas Latham is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and four years of industry experience. His prior firms include The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform combining advisory and brokerage capabilities.

Jocelyn Hawkins is a Financial Consultant at Fidelity Investments, a role she has held since 2020. She partners with clients to develop financial plans that reflect their personal needs, preferences, and beliefs, focusing on holistic financial planning and building relationships based on trust and transparency. Her goal is to implement investment plans that provide clients with increased confidence in their financial futures. Her professional experience at Fidelity Investments includes roles as an Investment Consultant in 2019, a Relationship Manager from 2018 to 2019, and a Financial Representative from 2016 to 2018. This progression demonstrates her continued commitment to serving clients' financial needs within the firm.

Randal Peters is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, with 33 years of industry experience. He has a background in accounting and tax services, operating R. C. Peters, CPA Tax & Financial Services, Inc. since 2010, though the corporation is now inactive and used to collect fees related to prior client sales. Peters also served for over a decade at Avantax Insurance Agency and Avantax Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that serves individual, corporate, charitable, and institutional clients through a broad range of portfolio management and consulting services. The firm offers both discretionary and non-discretionary investment solutions with access to affiliated and third-party managers across various program structures.

Paul Lysan is a CFA charterholder with 39 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Centaurus Financial, Inc. He also owns and manages Lysan & Young Tax Preparation LLC and provides tax services as a CPA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides access to proprietary and third-party investment strategies across multiple platforms with both discretionary and non-discretionary options.

Medina Avdic is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining J.P. Morgan in 2026, Medina worked at Fidelity Investments and has experience in the hospitality sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Travis Tucker is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James and Steward Partners. Outside of financial advising, he is the owner of an online retail business, James Aesthetics LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment program options and third-party managers.

Stacy Bazylinski is a CFP®-designated financial advisor with 19 years of industry experience, currently affiliated with Cetera. Her prior work history includes roles at Steward Partners Investment Advisory and Raymond James Financial Services. She serves as a board member for the Pillsbury Foundation and organizes a nonprofit 5K road race in memory of her mother. Cetera Investment Advisers LLC provides investment advisory services through a large nationwide network, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Ryan is a CFP® with 21 years of experience in the financial services industry. He currently works at OSAIC, where he has been employed since 2018, following a 13-year tenure at Signator Investors, Inc. In addition to his advisory role, he holds a position as an independent insurance agent focusing on fixed insurance products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of investment types, with options for discretionary and non-discretionary account management.

Judy Carryl Young is a financial advisor at Ameriprise with 26 years of industry experience. She has been with Ameriprise and its predecessor entity since 2005 and holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Segreve is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fortis Investors, Inc. since 1992. Outside of his advisory role, he serves as president of two insurance-related companies, Segreve & Hall Insurance Associates and Compass Financial Service Group Inc., which focus on property and casualty as well as life and disability insurance. OSAIC serves a diverse client base that includes retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through a large network of affiliated advisers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across a wide range of investment types.

Steven Rudnyai is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Investors Capital Corp., and Raymond James Financial. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers, supported by over 10,000 advisors and more than $256 billion in assets under management.

Jed Chmara is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at OSAIC since 2018. Prior to this, he spent ten years at SII and holds an operational role as COO at Pacific Financial Partners. Outside of advising, he is involved in a sole proprietorship that renovates and resells residential properties as well as managing an LLC engaged in Airbnb property management. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm employs asset-allocation tools and risk assessments to build diversified portfolios and supports multiple managed account solutions.

Sean Reid is a financial advisor at Charles Schwab & Co., Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade, Inc. He is also the owner of Reid Limited LLC through which he manages his personal brokerage trading activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, integrating advisory, brokerage, custody, and cash-sweep services at scale.

Erin Blanchard is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fabiola Louis Jean is a Series 66 licensed financial advisor at Merrill with five years of industry experience. Her prior work includes roles at Bank of America, Compass Working Capital, The Guild for Human Services, and The Bank of Nova Scotia. Outside of her advisory work, she is engaged as a rideshare consultant for Uber and Lyft and is a Market Partner for a cosmetic product sales company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Fabrizio is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Fidelity Investment High Net Worth since 2000 and also serves with Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Anthony Dawson is a Financial Consultant currently working with Fidelity Investments since 2020. He holds the designation of Certified Financial Planner and focuses on helping individuals and families with their financial planning needs. Anthony's professional experience includes roles as a Financial Consultant at Santander Investment Services, LLC from 2017 to 2020 and as a Financial Solutions Advisor at Merrill Lynch from 2012 to 2017. His approach involves following a disciplined process and leveraging the resources available at Fidelity to assist clients in achieving their financial goals. Outside of his professional work, Anthony has interests in comedy, music, outdoor adventures, parenthood, swimming, and traveling.

Jason Diosa is a Financial Consultant at Fidelity, a position he has held since 2025. He collaborates with families to develop, implement, and maintain financial strategies tailored to their individual goals, emphasizing trust and personalized investment approaches. Jason has extensive experience at Fidelity Investments, having served in various roles since 2008. His previous positions include Investment Consultant (2024-2025), Benefits and Planning Consultant for Executive Services (2020-2024), Senior Relationship Manager (2017-2020), Relationship Manager (2011-2017), and Financial Representative (2008-2011). Outside of his professional work, Jason's personal interests include beach activities, family time, food, reading, running, and traveling.