David Jackman is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Thrivent since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and written recommendations on a broad range of planning topics, allowing clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

Kathy Danielson is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Merrill and Bank of America. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendation reports tailored to clients’ financial situations.

George Fosdick is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Ramsey, NJ. His prior roles include positions at UBS Financial Services, Wells Fargo Clearing, and Chase Investment Services Corp. He also serves on the advisory board of a wholesale distribution business in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning and utilizing firm‑approved tools and models as part of its comprehensive wealth management services.

Toni Rottingen is a financial advisor at Fidelity with 20 years of industry experience. She previously worked at TIAA-CREF and Tiaa from 2010 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a mix of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary and non-discretionary advisory work and model portfolio delivery.

Brian Del Guercio is a financial advisor at Fisher Investments with six years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Morningstar Investment Services LLC, Prudential Investment Management Services LLC, and PGIM Investments, LLC. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and utilizes various risk management techniques, including derivatives and tax-aware strategies.

Robert Campbell is a Planning Consultant at Fidelity Investments, where he partners with clients to develop financial plans tailored to their changing goals and aspirations. He emphasizes collaboration, communication, and trust to build long-lasting relationships with clients and their families. Robert's professional experience includes roles at Fidelity Investments, starting as a High Net Worth Service Associate in 2021, then progressing through positions such as Financial Representative and Relationship Manager before his current role as Planning Consultant in 2025. Prior to this, he worked as a Financial Services Professional at ABMM Financial in 2022 and interned at Voya Financial Advisors in 2020. Outside of his professional career, Robert has interests in beach activities, fishing, fitness, football, golf, and spending time at the lake.

Eric Kerssen is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been with Cetera and its affiliated entities since 2005. Outside of his advisory work, Kerssen is involved in music ministry, serving as a music ministry director at Hamburg Baptist Church and performing as a musician at senior living facilities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary account management.

Raymond Sarinelli is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and 1st Global Advisors. Outside of his advisory role, he is the owner of Wealthspring Financial Partners LLC, an acquisition vehicle for various financial services and tax practices. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and maintains over 10,000 advisors managing more than $256 billion in assets.

Steven Chiang is a financial advisor at Merrill with 22 years of industry experience. He has been with Merrill since 2004 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Rosen is a financial advisor with Ameriprise, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. He has been with Ameriprise and its affiliate since 2010. Outside of his advisory role, he owns a consulting business, LJR Consulting. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, utilizing proprietary research and tools to deliver tailored recommendations.

Meredith Wright is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has worked previously at Ameriprise Financial Services and UBS Financial Services. Wright operates Wright Wealth Management, LLC as a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Franzese is a financial advisor at LPL Financial with a Series 65 designation and one year of industry experience. He has also been affiliated with Franzese & Balian since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sara Koshan is a financial advisor at Ameriprise with 14 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Raymond James & Associates for five years before joining Ameriprise in 2021. Koshan is also the owner of Nexus Wealth Management LLC, where she manages her advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on retirement income, asset allocation, and tax-aware withdrawal strategies.

Susan George is a financial advisor with Cetera, holding a Series 63 designation and 19 years of industry experience. She has worked with Cetera and its affiliated entities since 2015. In addition to her advisory role, she is also engaged as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors and serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services with a multi-manager platform and access to third-party money managers.

Michael Kurzer is a Series 66-registered financial advisor with LPL Financial, based in Totowa, NJ, and has 25 years of industry experience. He has been affiliated with LPL Financial since 2001 and is also a full member of The Kurzer Group, LLC, where he performs accounting functions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Allan Gottesman is a financial advisor with Raymond James & Associates in Boonton Township, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James & Associates since 2004, including 16 years with its affiliate, and previously worked at J. B. Hanauer & Co. from 2002 to 2004. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior work includes roles at Metlife Securities, PNC Investments, and The Prudential Insurance Company of America. Outside of his advisory work, he owns a cooperative apartment rental. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital markets approach and includes capabilities in derivatives and commodities.

Thomas Stinson is a financial advisor with LPL Financial in Parsippany, NJ. He holds a Series 66 designation and has been with LPL Financial since 2026. His prior work experience includes roles at several firms as well as positions outside the financial industry, such as Harry's Chocolate Shop and Marra's Italian Deli. Additionally, he has involvement with DST Basketball dating back to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Miri Upton is a CFP® with 21 years of experience in financial services currently with OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Equity Services, True North Financial Solutions/National Life Group, Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and PNC Wealth Management. She is the owner of Mommies and Money, LLC and facilitates financial education workshops. Upton also serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland, and acts as a liaison for the Boss Women United scholarship fund supporting female financial advisors. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.

Josie Strafaci serves as a Planning Consultant, bringing 17 years of experience in financial services. She has been a Relationship Manager at Hennion & Walsh, Inc. from 2009 to 2026. Josie's professional approach focuses on building meaningful relationships through active listening and personalized guidance that aligns with each client's goals and priorities. Her work emphasizes thoughtful planning conversations designed to help clients feel confident and informed about their financial futures. Josie aims to create a supportive and collaborative environment to assist clients in navigating important financial decisions with clarity. Outside of her professional role, Josie engages in cooking and baking, family activities, fitness, hiking, and parenting.