Callahan Rafferty is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. Prior to his current role, he held positions at Fidelity Investments as an Investment Consultant from 2023 to 2024 and as a Planning Consultant from 2021 to 2023. Before joining Fidelity, Rafferty worked as an Assistant Vice President Financial Solutions Advisor at Merrill Lynch from 2017 to 2021 and as a Client Contact Specialist at First Command Financial Services from 2016 to 2017. Throughout his career, Rafferty has focused on developing financial plans aligned with clients' goals, emphasizing the importance of cultivating meaningful, lasting client relationships. His professional experience spans various aspects of financial consulting and investment planning. Rafferty's approach begins with comprehensive planning to ensure that clients' finances are aligned with their individual objectives.

Robert Manning is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 63 designation and 44 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Nikolaus Kilmer is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has nine years of industry experience, including roles at Northwestern Mutual Wealth Management Company and MassMutual. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-based financial planning using firm-approved software and delivers written recommendations without investment discretion.

Roy Hansen Jr. is a CFP® with 35 years of industry experience, currently affiliated with Ameriprise Financial Services. He has worked at Ameriprise since 1992, including 15 years with Ameriprise Financial Services, Inc. Hansen is a co-owner of a financial planning business and a partner managing a non-profit limo service. He also serves on the Board of Trustees for the Boys and Girls Club of Camden County. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through a collaborative, non-discretionary approach using proprietary research and third-party data.

Paul Woodson II is a financial advisor with Equitable Advisors in Bala Cynwyd, PA. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2026. Prior to his current role, Woodson worked at RepScrubs, JC Penny, Lincoln Memorial University, and DeRoyal Industries. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a network of Investment Adviser Representatives and a range of third-party and proprietary investment solutions.

Maria Tsakiris is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2015 and 2016, respectively. She also serves as a trustee and co-trustee for a trust based in Cherry Hill, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling.

Benjamin Gravina is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 22 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by proprietary tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Bruce Doner is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. He has worked at LPL Financial since 2024 and previously spent 23 years with Securities America Advisors, Inc. and Securities America, Inc. Doner also operates Innovative Wealth Management Services, a business active since 1991. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools while maintaining discretionary and non-discretionary account management.

Alexander Plum is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023. His prior experience includes roles at First Republic Securities Company, Merrill, and SumZero, as well as a position at The Wharton School, University of Pennsylvania. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved tools to develop financial plans.

Marc Martinelli is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He began his career at Merrill Lynch in 1997 within the Financial Planning & Strategies Group and has focused on assisting High Net Worth families with investment analysis and wealth planning. Marc's expertise encompasses a range of client focus areas including college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. He holds a Master’s Degree in Business Administration from Saint Joseph's University and a Bachelor’s Degree in Finance from the University of Scranton. Marc has earned several professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, he serves as an Adjunct Professor at Penn State University-Abington, teaching courses in investments and financial markets. Outside of his professional responsibilities, Marc is involved with the Laurel House Women's Shelter and enjoys active sports including basketball, golfing, hiking, running, and volleyball. He resides in Horsham, PA, with his wife Ann and their two daughters.

James Nocito is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of advising, he is a partner in Integrity Management Partners LLC, which rents office space. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Julia Marino is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 credential. Prior to joining OSAIC, she worked at Equitable Advisors, LLC. Marino is also involved as a client service associate with Howard Mattson LLC and Plan One Financial Group, and holds a licensed insurance agent role. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services across multiple platforms, employing asset-allocation tools and automated rebalancing to manage portfolios with a broad range of investment options.

Daniel Lamb is a financial advisor with Ameriprise who holds the Series 66 designation and has seven years of industry experience. His prior roles include positions at MassMutual of Greater Philadelphia, AXA Advisors, and Temple Resev LLC. He is also co-owner of Phileo Management LLC, a business involved in managing his Ameriprise practice. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Thomas Bell is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at PNC Investments, PNC Bank, and Abel Noser. He has 100% ownership of Bell Global Consulting, LLC, which is currently inactive. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, acting as an ERISA fiduciary and offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Mark Pliner is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has worked at several firms including Citizens Securities, Mass Mutual Investors Services, and Bank of America. Outside of his advisory role, he is the sole owner of an eBay sports card sales business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, based on modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Beatrice Dufort is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of over 14,000 advisors and offers both brokerage and advisory solutions.

Taylor Venanzi is a CFP® with nine years of experience in financial planning and investment management. He is currently with Cetera and has previously worked at Activate Wealth, LLC, where he was the owner and sole operator. Venanzi also has experience at Schwartz Financial Associates, Inc. and the Office of the Comptroller of Currency. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors. The firm serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts, offering diversified portfolio management and financial planning through various program structures and third-party managers.

David Frank is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Alps Fund Services, Inc. and Lincoln Financial Distributors, Inc. prior to joining Cetera. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Elliott Miller is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Cambridge Investment Research since 2014. Outside of his advisory role, Miller serves on the board of the Adath Israel Congregation in Merion Station, PA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad mix of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using various portfolio management and advisory solutions tailored to client objectives.

Donna Dickinson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Morgan Stanley & Co. Incorporated. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.