Bryan Henrick is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joseph Galati is a financial advisor with Raymond James Financial in Marlton, NJ, holding Series 63 and Series 65 credentials and totaling 26 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2003. Outside of his advisory role, he manages a rental office space used by branch associates and partners on accounts with another advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized program offerings and partnerships that distinguish its service model.

Emily Bonnette is a financial advisor at Stifel with nine years of industry experience. She holds the Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2020, following previous roles at Bank of America and Merrill. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for asset allocation and financial planning analyses, providing clients with guidance that supports their individual investment decisions.

John Aromando is a financial advisor with LPL Financial based in Cherry Hill, NJ, holding a Series 63 designation and possessing 30 years of industry experience. His career includes prior roles at Commonwealth Financial Network and WS Griffith Securities, and he has been involved in Retirement Refined, LLC since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Katherine Cuomo is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and 11 years of industry experience. She has been affiliated with Bank of America and Merrill Lynch, Pierce, Fenner & Smith Inc. / U.S. Trust since 2010. Outside of her advisory role, she serves on the fundraising committee of the Morris Animal Refuge's 1874 Society, an advisory board supporting the shelter. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Colacci is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services for ten years. Outside of his advisory role, he is a partner in MDR Real Estate LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques.

Colleen Gibbons is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and 15 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

William Scanlon Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Pinnacle Wealth Advisors, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory work, he is a certified NRA firearms instructor and chief range safety officer who trains law enforcement officers and civilians. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers portfolio management, financial planning, and access to third-party managers across multiple program structures and custodial relationships.

Ezra Crosby is a financial advisor at Ameriprise with a Series 66 credential and three years of industry experience. He worked previously at Equitable Advisors, LLC, and has entrepreneurial experience as the sole proprietor of an online retail jewelry business. Crosby also volunteers in a church youth ministry and works as a delivery driver. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice through a centralized team collaborating with advisors, focusing on income reliability and tax-aware withdrawal strategies.

Anthony Capri is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, leveraging model portfolios, third-party subadvisors, and a variety of strategic and tactical investment options.

Stanley Cooper is a CFP® professional with 45 years of industry experience, currently serving at Cetera. He has held roles at various firms, including Summit Financial Group and Capital Wealth Advisors, where he is a partner. Outside of his advisory work, Cooper volunteers on the investment committee for a local Jewish Community Center and serves as co-chair of the Jewish Community Foundation. Cetera Investment Advisers LLC is a large SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm operates a multi-manager platform offering a range of investment strategies and manages over $256 billion in assets through a network of more than 10,000 advisors.

Damon Missouri is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has previously worked at Merrill and Bank of America Merrill Lynch. Missouri serves as a Brigade/Command Chaplain in the New Jersey Army National Guard and holds roles with environmental and nonprofit organizations, including treasurer and secretary of the Outdoor Equity Alliance and an employee/contractor position at The Watershed Institute. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a combination of quantitative modeling and centralized due diligence.

Zi Weng is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Fidelity, Zi worked at The Vanguard Group and held various roles including positions at King Buffet and SlightEdge Marketing. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

John Holston III is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley, MassMutual, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of services including financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms, with advice and account management provided primarily by investment adviser representatives using customized strategies.

Linnea Iovanisci is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to both individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analytics.

Grace Comas is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024, she has held various roles including work in entertainment as a movie extra. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence to offer customized investment solutions.

Nicholas Starcher is a financial advisor at J.P. Morgan Securities with one year of industry experience. He previously worked at Barings LLC and Merrill Lynch - Bank of America. His background also includes roles at Emerald Youth Foundation and YMCA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Rachel Rivell is a Financial Consultant based in the Center City Philadelphia office. She collaborates with clients to create comprehensive financial plans, aiming to establish a strong foundation and develop a roadmap toward achieving their financial goals. Her approach involves gaining a deep understanding of clients' needs, current financial situation, and finding ways to improve the overall health of their financial plans. Rachel has held various roles in the financial services industry, including Financial Consultant, Planning Consultant, and Investment Solutions Representative at Fidelity Investments since 2021. Prior to that, she worked as an Asset Transfer Specialist at Vanguard and as a Financial Planning Associate at Cary Street Partners. She holds a California Insurance License. Outside of her professional work, Rachel engages in family activities, hiking, outdoor adventures, reading, running, and has an interest in food.

David Rosengard is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Mass Mutual Investors Services, MassMutual, and Metlife Securities Inc. Outside of his advisory role, he is a notary public in New Jersey and is involved with R4 Risk and Wealth Solutions in multiple capacities, including as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms, supporting investment strategies through a large network of advisors.

Gordon Pealock is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Key Investment Services LLC, Santander Securities, Santander Bank, Kistler Tiffany Advisors, and Comprehensive Asset Management & Servicing, Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment choices, including insurance-related vehicles and bank deposit sweep options.