Michael Hacker is a Senior Financial Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He focuses on goals-based wealth management, taking a comprehensive view of clients' financial situations that includes investment and liability management, education funding, insurance, and estate planning. Michael develops strategies and recommendations tailored for high-net-worth individuals, their families, and businesses, aiming to help them pursue both short- and long-term financial goals. His approach to wealth management is consultative and objective, emphasizing personalized service and client relationships built on trust and professional advice. Michael and his team follow a disciplined wealth management process based on time-tested investment principles, while maintaining flexibility to adapt to changing economic conditions. They utilize sophisticated wealth forecasting tools to simulate asset growth and assess the likelihood of achieving clients' retirement and other objectives. Michael holds a Bachelor's Degree from the University of Vermont and the Personal Investment Advisor (PIA) designation. He is committed to community involvement, participating in local organizations through volunteer work. His personal interests include golfing, skiing, and soccer.

Richard Devlin is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup Global Markets from 2002 to 2007. Outside of his advisory role, he co-owns an LLC related to his spouse’s singing engagements. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Gavin Mclaughlin is a CFA® charterholder affiliated with Wells Fargo Clearing in Philadelphia, PA. He has been with Wells Fargo Bank since 2001 and joined Wells Fargo Clearing in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, combining research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory.

Jeffrey Ragatz is a financial advisor with UBS Financial Services in Philadelphia, PA, holding Series 65 and Series 63 licenses and six years of industry experience. His prior roles include positions at Citizens Securities, Trinity Wealth Securities, and Tristate Financial Advisors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research, model-based asset allocation, and a range of capital markets activities to tailor financial plans to client goals and risk tolerances.

Jerome Kellner is the sole advisor at Kellner Capital Management, Inc. in Philadelphia, PA, holding a Series 65 credential with 32 years of industry experience. He has been president of Kellner & Associates, P.C., an accounting and tax services firm he founded in 1981, dedicating a significant portion of his time to that business. Kellner Capital Management provides discretionary portfolio management and financial planning services to individual and business clients, managing approximately $56 million across about 75 accounts. The firm integrates investment advisory services with its affiliated accounting practice, serving both personal wealth management and corporate clients.

Xinyan Yi is a financial advisor at New Green Capital, LLC with 10 years of industry experience. She holds a Series 65 designation and has worked as a full-time controller for ASPIRA Inc. of Pennsylvania since 2016. She also has prior experience with CrestalGene LLC from 2015 to 2021. New Green Capital provides fee-for-service asset management and financial planning to private individuals, high-net-worth clients, companies, and non-profit organizations. The firm manages discretionary accounts, primarily using stocks, ETFs, and mutual funds, and emphasizes asset-class analysis and international securities, serving a limited and partly non-U.S. client base.