Laurie Kowalski is a financial advisor with Merrill, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Drew Kenavan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and holds additional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Drew graduated from Washington and Lee University with a bachelor's degree in Business Administration, where he was also a four-year member of the Men's Lacrosse team. Drew focuses on helping clients achieve their financial goals through proactive communication, guidance, and collaboration. His expertise covers a range of areas including retirement planning, education planning, estate planning strategies, insurance and risk management, and lending services such as mortgages. He partners with clients at various life stages to assist with family wealth management, legacy planning, portfolio management, and services for endowments, foundations, and non-profits. Outside of his professional work, Drew is active in the lacrosse community. He enjoys spending time with his family and has interests that include camping, football, golfing, hiking, ice hockey, music, and reading.

Olivia Grabowski is a financial advisor with LPL Financial who holds a Series 66 designation and has seven years of industry experience. Her previous roles include positions at Cetera, Foresters Advisory Services, and Rutgers University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

L Shegoski is a financial advisor with UBS Financial Services in Princeton, NJ, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he teaches entrepreneurship classes at Rider University Business School and serves on several boards, including commercial real estate, pharmaceutical software, biotech firms, and a healthcare foundation where he chairs the investment committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and investment products.

Tucker Brown is the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch as a financial advisor since 1995 and previously served as a senior loan officer at The Makefield Group. Tucker is a qualified Portfolio Manager authorized to manage portfolio strategies on a discretionary basis within the firm’s Investment Advisory Program. Tucker holds a Bachelor of Arts degree from Wheaton College and a Master of Divinity from Biblical Theological Seminary. He has earned several professional certifications, including the Certified Investment Management Analyst (CIMA) certification from the Investments & Wealth Institute, the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp., as well as Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. His client focus areas include family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Outside of work, Tucker resides in Titusville, New Jersey, with his wife and three children. He serves on the boards of The New Song Foundation and the Pennington Cemetery Association and enjoys golf, live music, travel, baseball, ice hockey, painting, running, and spending time with his family.

Simarpreet Kalra is a financial advisor at Merrill with nine years of experience, including three years at Wells Fargo Bank prior to joining Merrill in 2017. He holds the Series 66 designation and is based in Pennington, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benjamin Amon is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, USA Prime, and The College of New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies implemented by internal teams and third-party managers, with options for tax-aware versions and customizable investment restrictions.

Hye Joung Lee is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked with Guardian Life Insurance Company and Park Avenue Securities. Outside of her advisory role, she is involved in tax preparation and accounting through her firm LHK CPAS LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Glenn Steinberg is a Series 66-licensed financial advisor with 21 years of industry experience, currently affiliated with Merrill. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009 and has worked at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Danielle Burns is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2006, based in Pennington, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies constructed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bartosz Wojciechowski is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill and affiliated firms since 2017, and has prior experience at JP Morgan and Cetera Advisor Networks. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Rory Carmody is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Dustin Ream is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2019 and is also associated with Bank of America, N.A. Ream is an owner of Dustin Ream Photography and a contributor to Getty Images, providing photographic content for licensing. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Diane Di Braccio is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and eight years of industry experience. She has previously worked at Cetera Investment Services and Foresters Financial Services, and spent four years at Rutgers University. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning services, and brokerage options, utilizing both discretionary and non-discretionary management along with model portfolios and third-party research.

Jason Riccardo is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 license and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory process.

Melody Fadako is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2022. Prior to that, she spent eight years with Wells Fargo Bank, NA in various roles, including Wells Fargo Clearing and Wells Fargo Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Corey Woodson Sr. is a financial advisor with Merrill, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Jermain Hall is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at Axa Advisors during the same period. In addition to his advisory role, he is also an insurance agent with United Healthcare. Equitable Advisors serves a broad range of clients including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Gregg Doyle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has dedicated over 27 years to assisting individuals and businesses with their financial needs. Gregg began his career at Merrill Lynch in 1996 as a Vice President of Estate Planning and has experience advising clients on concentrated stock and stock option strategies through Merrill's Private Bank. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Chartered Retirement Planning Counselor (CRPC). Gregg earned a Bachelor's Degree in Business Administration from Monmouth University, where he attended on a full NCAA athletic scholarship. Outside of his professional work, Gregg is involved with the Friends of Ocean Grove Beaches Foundation and supports the Pennsbury High School Investment Management Class. He resides in Yardley, Pennsylvania with his wife Nicole and their two children, Connor and Caitlin.

Theodore Mcnulty III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2007, bringing over 25 years of experience in the financial services industry, along with more than a decade of prior experience in the banking sector. Theodore focuses his practice on asset and liability management, retirement and estate planning services, and educational expense planning and advice. He holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards and completed the Merrill Longevity Training Program through the Davis School of Gerontology at the University of Southern California. This training supports his work assisting clients and their families through the transition from early to late retirement, including strategies for funding in-home care or assisted living, advanced estate planning, and developing personalized financial plans. Theodore is a graduate of The Hun School of Princeton and Colgate University. Theodore grew up in Princeton and currently lives in Hopewell Township with his wife and twin daughters. He is involved in community organizations such as the Mercer County Estate Planning Council and contributes to the Parent's Fund for the School of Engineering and Applied Science at Columbia University. In his personal time, he enjoys hiking, racquetball, reading, and spending time with his family.