Derek Thomas is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and previously worked at Cetera and Equitable Advisors, LLC. Outside of his advisory role, he is employed by Poach, Koury & Associates, where he manages an advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining proprietary investment research and third-party data to provide tailored recommendations.

Michael Costa is a financial advisor with LPL Financial in Bridgeville, PA, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Northwest Bank, PNC Investments LLC, Citizens Securities, Inc., Citizens Bank, and KeyBank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

William Zalewski is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. Since joining Merrill in 2009, he has developed an endowment-based philosophy to design tailored financial plans that address each client's specific financial situation. His practice focuses on family wealth management strategies, philanthropic planning, and services for endowments, foundations, and non-profits. With over 40 years of experience in wealth management, including 33 years with an outside firm prior to Merrill, William and his team work closely with affluent individuals, families, and businesses to preserve and improve their wealth through customized and holistic financial strategies. Their approach includes collaboration with firm specialists in estate, insurance, retirement, and banking, leveraging resources from Bank of America and its affiliated entities. William holds the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Advisor in Philanthropy® (CAP®) designation from The American College. He has a high school diploma from South Hills Catholic and serves as Chairman of the Pittsburgh Children’s Foundation. In his personal time, William enjoys golf, running, biking, baseball, ice hockey, music, and spending time with his family.

Leonard Ulish Jr. is a financial advisor with Raymond James Financial in Carnegie, PA. He holds Series 63 and Series 65 licenses and has professional experience that includes a decade at PNC Bank and work at The American College of Financial Services. Leonard has been with Raymond James Financial and Wiemann Wealth since 2026. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, corporations, and institutional investors. The firm employs tailored, non-discretionary advisory services that use analytical tools and risk profiling to support client goals.

Andrea Curtis is a financial advisor with Wells Fargo Clearing in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She previously worked at Bank of America, N.A. for nine years before joining Wells Fargo Clearing in 2024. Curtis is involved in community service as a committee member for Animal Friends, a nonprofit companion animal resource center, and serves as treasurer and committee member for Girl’s Hope of Pittsburgh, a charitable organization supporting education for academically capable girls. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Katherine Baum is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley and its related entities since 2017. Prior to that, she was affiliated with Quasar Distributors, LLC and Muhlenkamp & Co/Muhlenkamp Funds. Baum also serves as a trustee in a trust-related capacity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and integrates comprehensive planning with various investment and product offerings.

Geoffrey Ensby is a financial advisor with Edward Jones based in Pittsburgh, PA. He holds a Series 66 designation and has two years of industry experience. Prior to joining Edward Jones in 2022, he worked at Fiserv and McKinsey & Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment management services supported by a large network of financial advisors and branch offices nationwide.

James Monteverde is a Chartered Financial Consultant (ChFC®) with 50 years of industry experience, currently affiliated with LPL Financial since 2021. Prior to this, he was with Royal Alliance Associates, Inc. for five years and led The Monteverde Group for over five decades. He is involved with ECA Marketing, focusing on non-variable annuities, and also works with life, health, and disability income products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers various advisory and brokerage services, leveraging model portfolios, third-party subadvisors, and advanced technologies to support discretionary and non-discretionary investment management.

Thomas Provins is a financial advisor with LPL Financial in Canonsburg, PA. He holds Series 63 and Series 66 licenses and has 28 years of industry experience, including 19 years with LPL Financial. He serves on the Mount Lebanon Financial Advisory Board. LPL Financial is a national SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs, financial planning, and consulting services to individuals, retirement plans, institutions, and charitable organizations.

Donald Nadeja is a financial advisor with Charles Schwab in Pittsburgh, PA, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously spent 13 years at Scottrade, Inc. He serves as treasurer for the Scott Township Athletic Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services alongside access to discretionary separately managed accounts and maintains a large client base supported by a centralized operational structure.

Andrea Trice Bird is a financial advisor with Cetera Investment Services LLC, holding Series 65 and Series 63 licenses and nine years of industry experience. She has worked at Cetera since 2019 and previously at Foresters Advisory Services LLC and Foresters Financial Services. Outside of her advisory work, she is an independent beauty consultant with Mary Kay Inc. Cetera is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Heather Sellers is a financial advisor at Merrill with a Series 66 designation and 21 years of industry experience. She worked at Merrill from 2000 to 2019, then at Lincoln Financial Securities for one year before rejoining Merrill in 2020. Outside of her advisory role, she serves as an executor for an estate in Pittsburgh, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Pfanstiel is a financial advisor at OSAIC Wealth Inc with 17 years of industry experience. He holds the CFP® and ChFC® designations, and has worked previously at Penn Mutual Life Insurance Co, Hornor Townsend & Kent Inc, and Northwestern Mutual. Pfanstiel is the founder of Axias Wealth Advisors, an insurance and wealth advisory business, and also consults on student loan strategies. OSAIC Wealth Inc serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing proprietary tools and third-party platforms to manage portfolios with various asset classes on both discretionary and non-discretionary bases.

Charles Kreinbucher is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Cetera, he held positions at McDonald's, ADP, and Walmart, and attended Bucknell University. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 independent advisors.

Makarios Dickos is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he held positions at MeditERRA Cafe, Virginia Tech Dining Services, and the Greek Orthodox Metropolis of Pittsburgh, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Sean Lawrence is a financial advisor with Robert Baird & Co. holding a Series 66 designation and five years of industry experience. He has worked at Robert Baird & Co. since 2022 and previously held positions at Hefren-Tillotson, Inc., Brian Patten & Associates, and Aflac. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and custody and brokerage services, utilizing a mix of SMA strategies, overlay management, tax management, and internal research including artificial intelligence.

Jeremy Smith is a financial advisor at Merrill with Series 66 and Series 63 licenses and one year of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Bank of America, N.A., as well as entrepreneurial experience with Wizard Marketing and the North Park Lounge Restaurant Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Swetoha is an investment advisory representative with OSAIC, holding a Series 63 designation and 33 years of industry experience. He has worked at several firms, including Securities America Advisors and Investacorp, and is involved in life insurance sales through Equity of America Financial Group. Swetoha also assists in tax preparation at Steven Oberst Tax Service. OSAIC serves a diverse range of clients, including individual and institutional investors, offering integrated brokerage and advisory services with access to various investment platforms and third-party managers. The firm employs asset-allocation tools and risk assessment methods to build portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Timothy Matthew is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 66 credentials and worked for Lincoln Financial Advisors Corp. for 24 years before joining OSAIC in 2025. Outside of his advisory role, he operates Mosaic Wealth Consulting, offering fixed annuities and traditional life insurance, and is involved in insurance services related to accident, health, and long-term care coverage. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, leveraging multiple platforms and tools for portfolio construction and management that include a wide range of investment options and third-party solutions.

Melissa Cunningham is a financial advisor with Morgan Stanley in Pittsburgh, PA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She previously worked at Citizens Securities, Inc. for three years before joining Morgan Stanley in 2019. Outside of her advisory role, Cunningham contributes a monthly column to Roundel Magazine about her experiences owning a Mini Cooper. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.