Nicholas Flocos is a Financial Advisor at Merrill Lynch Wealth Management who assists families and business owners in achieving their financial and retirement objectives. He specializes in portfolio management, retirement planning, executive compensation, tax minimization, and developing comprehensive financial strategies tailored to individual client needs. Nicholas's approach incorporates personal investment advisory and strategies for sports, entertainment, and institutional clients. He holds a Bachelor's Degree from the University of Florida and a Master's Degree in Business Administration from the University of Maryland. Nicholas has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, he is a licensed general contractor recognized by the Virginia Board of Contractors. Beyond his advisory role, Nicholas is involved in his community as the Head Junior Varsity Baseball Coach at Langley High School. He enjoys playing baseball, chess, golfing, pickleball, spending time with his family, and traveling.

Jeffrey Knotts is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving affluent families and individuals since 2010. He specializes in creating customized financial strategies that address investment management, retirement planning, wealth transfer, and tax-sensitive portfolio management to help clients build, preserve, and distribute wealth effectively. Jeff earned a bachelor's degree from the University of Tennessee in 2009. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Planning Counselor™ (CRPC™). His expertise is supported by his ongoing commitment to client-centered financial planning and utilizing the resources available through The Group AG to handle complex, multi-generational family needs. Outside of his professional role, Jeff resides in Northern Virginia with his wife Rachel and their daughters Addison and Henley. He is actively involved in community service, serving on the boards of Peace of Mind at Home, which assists cancer patients with daily living activities, and the University of Tennessee Haslam College of Business Young Alumni Board. Additionally, he and his wife participate in distance and obstacle course races and engage with the University of Tennessee alumni association.

Timothy Moore is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Goldman Sachs for 12 years and Banc of America Investment Services for 2 years. Outside of his advisory work, he is a sole proprietor of a rental property business in Hendersonville, Tennessee. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment programs and planning services.

David Heinemann is a CFP® professional with 27 years of industry experience, currently advising at Edelman Financial Engines. His career includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. Heinemann serves on the Board of Directors for the Lutheran Church of St. Andrew in Silver Spring, MD. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios and long-term oriented investment management.

Kevin Gilligan is a CFP® and Series 66-registered financial advisor with 17 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research-driven investment solutions with a broad offering of brokerage and advisory products.

Rafael Gonzalez Tosca is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and advanced modeling techniques.

Tomolyn Harris is an investment advisor representative at Cambridge Investment Research Advisors with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Cambridge and affiliated firms since 1999, as well as at Financial Directions LLP for over two decades. Outside of her advisory role, Harris is an independent insurance agent and owns a tax services business. Cambridge Investment Research Advisors serves a diverse client base, including individual, institutional, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm utilizes multiple platforms and custodians, supports discretionary and non-discretionary management, and provides proprietary model strategies under the Founders Gate Capital brand.

Vernon Biggs is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 66 and Series 65 licenses and has previously worked at Northern Trust Securities and Northwestern Mutual Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to deliver customized asset allocation advice, investment manager searches, and performance reporting.

Elizabeth Cruz is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Ameriprise since 2013, initially at Ameriprise Financial Service, Inc., before continuing at the current entity since 2020. Outside of her advisory role, she has involvement in real estate ownership. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides detailed Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice, primarily for clients with significant investable assets managed within Ameriprise.

Eric Teichberg is a CFP® with 32 years of experience in the financial industry. He is currently with J.P. Morgan Securities in Washington, DC, where he has worked since 2019. His prior experience includes roles at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research, includes an ESG eligibility framework, and incorporates broader derivatives and commodities capabilities through its regulatory registrations.

Anthony Jung is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Charles Schwab since 1989 and with Charles Schwab Bank since 2005. Outside of his advisory work, he serves as a director on the board of the US-Korea Art Foundation, a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and centralized operational support.

Nicole Deangelo is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2024. Outside of her advisory role, she owns an inspirational website and designs and sells t-shirts online. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Samantha Jackson is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Hightower Advisors and has diverse experience including roles at George Mason University and involvement with a food-related business, Jackson's Mighty Fine Food and Lucky. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew McCormack is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill since 1999 and holds Series 63 and Series 65 designations. Based in Washington, DC, his career has been focused entirely within Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dominic Corrigan is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he worked at KPMG in both Australia and the U.S. from 2020 to 2025. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling methods. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Russell Harada is a financial advisor with Ameriprise in Annapolis, MD, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Ameriprise and its affiliate since 1992. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Samuel Doub is a Financial Advisor at The Hasenberg Hartsock Group, where he joined in 2023. Prior to this role, he spent seven years at Merrill Lynch Wealth Management as a Private Wealth Planner and Senior Client Associate. In his current position, he supports a diverse client base and contributes to the team's planning and investment research activities. Samuel holds the Accredited Asset Management Specialist (AAMS) designation from the College for Financial Planning and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Science degree in Managerial Finance from the University of Mississippi. Originally from Annapolis, Maryland, Samuel currently lives in Washington, DC. He is involved with multiple non-profit organizations in the area, including serving on the Advisory Council of DC Scores and the National Links Trust. He also enjoys golf, pickleball, and spending time on the water.

Zoumana Berte is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 66, Series 65, and Series 63 designations and has worked at firms including Citigroup Global Markets and SunTrust Bank. Outside of financial services, he is involved in the health and wellness sector as an owner of two digital health platforms and serves on the board of directors for the National Children Center, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s advisory process combines quantitative and qualitative manager due diligence, offering non-discretionary asset allocation advice and customized reporting, with an emphasis on model-driven investment recommendations that may include ESG criteria.

Raphael Safdie is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His background includes roles at Fidelity Investments and Green Key Resources, as well as earlier employment at Aeropostale and the University of Maryland. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies including AI-driven research.

Kushtrim Peci is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping clients build and manage customized financial strategies aligned with their individual goals. Drawing on 20 years of experience in financial planning, wealth management, real estate, international trade, and supply chain, he works with High-Net-Worth individuals, families, and businesses to navigate complex financial landscapes with clarity and confidence. Kushtrim collaborates closely with clients to develop tailored plans addressing wealth accumulation, risk management, retirement planning, and legacy preservation. He is dedicated to ensuring that every financial decision is made with purpose and transparency, empowering clients throughout their financial journey. Kushtrim holds the Personal Investment Advisor (PIA) designation and completed the Accredited Certificate Program at the University of Pristina. He is fluent in English, Albanian, Bosnian, Croatian, and Serbian. Outside of his professional work, Kushtrim enjoys biking, cooking, hiking, horseback riding, music, soccer, table tennis, and tennis.