Chad Klages is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He has worked at Merrill since 2019 and previously held positions at T. Rowe Price and Castlewood Consulting LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, incorporating strategic asset allocation and tax-aware approaches.

Joe Bartosic is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he partners with clients to develop customized financial plans tailored to their specific goals and needs. He has been with Fidelity Investments since 2019, progressing through several roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before becoming Vice President. His experience encompasses various aspects of financial consulting and client relationship management. Joe emphasizes the importance of having a sound financial plan as a key element in preparing for the future.

Thomas Whitlock II is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has been with Bank of America and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Elaine Flanigan is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a wide range of capital markets and advisory solutions.

Benjamin Hausman is a financial advisor with Raymond James Financial Services Advisors, holding a Series 66 designation and six years of industry experience. Prior to joining Raymond James in 2020, he was a partner at Hausman, CPAs LLC, where he focused on accounting, tax preparation, and consulting from 2017 to 2020. He also worked at Cohnreznick LLP between 2015 and 2017. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and employs analytical tools to illustrate potential outcomes, supporting implementation through advisory programs and other providers.

Robert Hausman is a financial advisor at Raymond James Financial Services Advisors, Inc. with over 40 years of industry experience. He holds Series 63 and Series 65 licenses and has served at Raymond James since 2012. Outside of advising, he is a partner and owner in several accounting and CPA practices based in Rockville, MD. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals using analytical and risk-profiling tools, and supports advisory programs through a large network of advisors.

Tatyana Riley is a financial advisor at RBC Capital Markets with seven years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets, LLC and City National Bank since 2018 and 2019, respectively. Outside of her advisory role, she serves on the Board of Directors for the Barnesville School of Arts and Sciences. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and customizes investment strategies using both in-house and third-party managers.

Lorenzo Harrison is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. His approach involves understanding individual perspectives and priorities to create personalized plans. Harrison's expertise includes general investing, retirement planning, and saving for unexpected events. He holds the designation of Personal Investment Advisor (PIA) and has earned both a Bachelor's and a Master's Degree from the University System of Maryland. Harrison is also involved with DeMatha Catholic High School Football.

Randolph Nittoli is a financial advisor with Edward Jones in Olney, MD, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at the U.S. Department of State for eight years and at Kritisk Consulting, Inc. for two years. He also serves as a contract instructor for Rescue One Training for Life and is a member of the Maryland Army National Guard. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Rosemarie Cohen is a CFP® with 37 years of industry experience. She currently works at OSAIC and has previously been affiliated with Woodbury Financial Services and Capital One Advisors. She also serves as President of Presidio Wealth Advisors and is a managing partner at Symmetry Financial Partners, where she is involved in insurance sales and financial planning. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and multiple third-party solutions to offer tailored portfolio management and financial planning.

Michael Aves is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2017, following three years at VOYA Financial Advisors. Outside of his advisory work, he is also active as a musician and performer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by LPL Research and third-party subadvisors.

James Fitze Jr. is a financial advisor with Mass Mutual Investors Services in Rockville, MD, holding Series 65 and Series 63 licenses and 11 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co. since 2017, following four years at Applied Network Solutions, Inc. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and event-driven planning programs, including a recent addition of Divorce Planning.

William Wallace is a financial advisor with Primerica Advisors in Ashburn, VA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of home security and automation products, as well as loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

Matthew Parmelee is a Financial Consultant currently with Fidelity Investments since 2026. He works closely with individuals, families, and organizations to leverage the offerings Fidelity provides. His focus is on delivering a personalized and trusted client experience tailored to diverse wealth management needs. Prior to joining Fidelity Investments, Matthew held roles as a Financial Consultant Partner and Financial Consultant at Charles Schwab from 2019 to 2026. This experience has informed his approach to wealth management and client service. Outside of his professional work, Matthew's interests include gardening, running, scuba diving, skiing, soccer, and traveling.

Kevin Colleran is a Certified Financial Planner® with 27 years of industry experience. He is currently with Edelman Financial Engines, having previously worked at affiliated firms including Financial Engines Advisors L.L.C. and Edelman Financial Services. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and a range of management options under fiduciary standards.

Daniel Treanor is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding a Series 63 designation and 26 years of industry experience. He has previously worked within Wells Fargo Clearing and Wells Fargo Advisors LLC. Treanor also owns and operates Daniel J. Treanor Wealth Management, Inc., an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, supported by Wells Fargo’s research and planning tools.

Brandon Brown is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked at the Nuclear Regulatory Commission for two years and spent eight years at Toy Castle. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies created by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paul Carlson is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Wells Fargo Advisors in 2016, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options that include specialized services such as business-owner transition and special-needs analysis. Advisors use firm research and planning tools to develop tailored recommendations, with clients deciding on implementation through brokerage or advisory programs.

Mitchell Cooper is a financial advisor with UBS Financial Services in Bethesda, MD, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to tailor investment plans.

John Stohlman is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 34 years of industry experience. His prior roles include positions at Grove Point Advisors, Federal Navigators, and Medallion Financial Group. He serves on the board of the Cedarbrook Community Church and has authored investment-related materials since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.