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Joel S

Series 66

Richmond, VA

Wells Fargo Advisors

Joel Stiff is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 credential and bringing 16 years of industry experience. He has been with Wells Fargo Advisors and affiliated entities since 2012. Outside of his advisory role, he owns ACME Gamer Ventures LLC, a business in Richmond. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services for clients meeting a net-worth threshold, using Wells Fargo research and tools to develop tailored recommendations delivered through meetings and written summaries.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Lafayette J

Series 63, Series 66

Midlothian, VA

Thrivent Investment Management

Lafayette Johnson is a financial advisor with Thrivent Investment Management in Midlothian, VA, holding Series 63 and 66 licenses and bringing 24 years of industry experience. His career includes roles at Equitable Advisors, NYLIFE Securities LLC, New York Life Insurance Company, and Mass Mutual Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering holistic, goal-based financial analyses without discretionary trading authority or institutional portfolio management.

Business ownership considerations
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Ryan P

Series 66

Richmond, VA

Equitable Advisors

Ryan Powell is a financial advisor with Equitable Advisors in Richmond, VA. He holds a Series 66 designation and has recently begun his career in the financial services industry. Outside of finance, he has experience as a USA Hockey official. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a combination of proprietary programs and third-party asset managers.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Concentrated stock management Equity Recipients (RS/RSU, SOP, ESPP) Long-term care insurance Founder/Business Owner Retired Executive Approaching retirement Sandwich Generation
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Peter S

Series 63, Series 66

Richmond, VA

Equitable Advisors

Peter Switzer is a financial advisor with Equitable Advisors in Richmond, VA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors LLC and Fastsigns. He also operates a business called Community Financial Group. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes both proprietary and third-party programs and offers advice across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Concentrated stock management Equity Recipients (RS/RSU, SOP, ESPP) Long-term care insurance Founder/Business Owner Retired Executive Approaching retirement Sandwich Generation
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James I

Series 66

Richmond, VA

UBS Financial Services

James Ingoe is a financial advisor with UBS Financial Services in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2015 and also serves as a financial education instructor at multiple institutions, including Penn State Mont Alto and Montgomery College. Ingoe is a partner at Boundary Rock Financial Group. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management through a network of Financial Advisors using proprietary research to tailor investment strategies.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Thomas G

Series 63, Series 65

Richmond, VA

Morgan Stanley

Thomas Gee Jr. is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Davenport & Company LLC, and Wells Fargo Advisors. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.

General estate planning guidance
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Jason K

CFP®, Series 66

Glen Allen, VA

Raymond James Financial

Jason Koptish is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2013. He is also the CEO and owner of Mainsail Wealth Advisors, LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, using analytical tools to align recommendations with client goals.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Jonathan W

Series 65, Series 66

Richmond, VA

Ameriprise

Jonathan Wood is a financial advisor with Ameriprise in Monterey, VA, holding Series 65 and Series 66 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate firms since 2006. Outside of his advisory role, he is involved in managing multiple multi-family real estate properties. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Eric W

Series 63, Series 65

Richmond, VA

Merrill

Eric Watson is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing strategies to help clients pursue their short-, mid-, and long-term financial goals. He serves as a resource for a range of financial needs including general investing, retirement planning, and saving for unexpected events. Eric also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Eric holds a Master of Business Administration (MBA) from Seton Hall University and a Bachelor's Degree from Saint Peter's College. He carries the professional designation of Personal Investment Advisor (PIA).

General retirement planning Wealth management Cash flow / budgeting
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Brendan B

Series 65, Series 63

Richmond, VA

Cambridge Investment Research Advisors

Brendan Berents is a financial advisor at Cambridge Investment Research Advisors with 17 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked for Transamerica Capital LLC for ten years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides a range of investment solutions, including proprietary model strategies and access to third-party managers, with both discretionary and non-discretionary implementation options tailored to client objectives.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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David S

Series 66

Richmond, VA

Wells Fargo Clearing

David Simpson is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory role, he coaches soccer at Short Pump Middle School in Glen Allen, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Retired Founder/Business Owner
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Howard D

Series 63, Series 65

Glen Allen, VA

Mass Mutual Investors Services

Howard Disavino Jr. is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with MassMutual and its affiliated firms since 1994. Outside of financial advising, he is involved in several ventures including ownership of a brewery and an arena racing team. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements utilizing software tools and provides educational seminars alongside various investment programs.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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Roger K

Series 63, Series 65

Glen Allen, VA

Ameriprise

Roger Kasch is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated entities since 2005. Kasch is a co-owner of Kasch, Levitch, McAleer & Associates and serves on the board of The Rita Patricia Ball Foundation. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Matthew H

ChFC®, Series 63, Series 65

Midlothian, VA

Cetera

Matthew Hale is a financial advisor at Cetera with 18 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2023, he worked at Virginia Asset Management, Securian Financial Services, Minnesota Life, and Mass Mutual. He is also an agent/broker involved in fixed insurance sales and serves as a financial advisor at Virginia Asset Management. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Chelsea F

Series 66, Series 63

Richmond, VA

J.P. Morgan Securities

Chelsea Foster is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Wells Fargo Bank, N.A. from 2016 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Wealth management Executive Founder/Business Owner
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Kim M

Series 63, Series 66

Richmond, VA

Wells Fargo Clearing

Kim Mccauley is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc. for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a fiduciary role when providing investment advice.

Retired Founder/Business Owner
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Leonard L

Series 63, Series 65

Glen Allen, VA

Ameriprise

Leonard Levitch is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated firms since 2005. Outside of his advisory role, he operates a financial planning practice through LDL, LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Brantley D

Series 65, Series 63

Richmond, VA

Wells Fargo Clearing

Brantley Deberry is a financial advisor at Wells Fargo Clearing in Richmond, VA, holding Series 65 and Series 63 licenses. He has experience with several firms, including Wells Fargo Bank, TDB, M&T Bank, New York Life, and Allstate. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports both brokerage and advisory solutions.

Retired Founder/Business Owner
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Dean H

Series 63, Series 65

Glen Allen, VA

Mass Mutual Investors Services

Dean Hardy is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with MML Investors Services, Inc. and Mass Mutual since 1999. Hardy is a partner in Hardy Disavino LLC, through which he manages business expenses. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and structured annual planning engagements.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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Sarah K

Series 66

Richmond, VA

Wells Fargo Advisors

Sarah Kyle is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, she worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. Sarah served in the United States Peace Corps and has also held positions at Amazon and Banfield Pet Hospital. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients with comprehensive financial planning and investment services. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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