Hyunwoo Cho is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, following prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its planning process.

Mary Ellen Garrett is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 37 years of industry experience to her role. She leads The Garrett Group, delivering wealth planning, investment, and financial management services to individuals, families, family offices, corporations, charitable gift programs, endowments, and foundations. Mary Ellen focuses on helping clients simplify complex financial situations through personalized wealth plans tailored to their unique goals. Throughout her career, Mary Ellen has been recognized for her professional excellence and community service. She was named to Forbes’ "Best-In-State Wealth Advisors" list from 2018 to 2022, the "Top Women Wealth Advisors" list in 2017, 2018, 2020, and 2021, and received the Bank of America Corporation’s David Brady Community Service Award in 2015. She frequently speaks at seminars on wealth and estate planning strategies and emphasizes client education and family involvement to empower informed financial decisions. Mary Ellen is actively engaged in the Atlanta community, serving as Trustee and Vice Chair of the Emory St. Joseph Hospital Board, Chair of the Atlanta Catholic Archdiocese Finance and Advisory Council, and Trustee of The Parkinson’s Foundation. She holds the Personal Investment Advisor (PIA) designation and attended Sinclair College. Outside of her professional pursuits, Mary Ellen enjoys cooking, gardening, golfing, reading, running marathons, traveling, and spending time with her husband Scott, their three children, and three grandchildren.

Middleton Parker Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the University of Georgia Foundation Board of Trustees and participates on the investment committee of Marist School. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm‑approved tools and serves clients in both advisory and brokerage capacities.

Margaret Dooley is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding a Series 66 designation and seven years of experience. She has worked at JPMorgan Securities and JPMorgan Chase Bank since 2019 and previously held roles at Jackson Healthcare and Cancer Treatment Centers of America. J.P. Morgan Securities LLC provides institutional consulting services to clients including corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jennifer Hampton is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and four years of industry experience. Her prior work includes roles at E*TRADE Securities, Morgan Stanley, and Fidelity Brokerage Services. Outside of financial advising, she works as an independent contractor performing market evaluations as a mystery shopper and is involved with a brand protection company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Edwin Stamper is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and approved planning tools to develop financial plans.

Marshall Wilt is a financial advisor at J.P. Morgan Securities in Atlanta, GA, holding a Series 66 designation with one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at various firms including Accenture LLP and Insight Sourcing Group LLC, and was involved with Christie Cookie Company for four years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ethan Florence is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and E*Trade Securities. Outside of his advisory role, he is a partner and owner of Florence & Rayol LLC/Match My Mechanic, a business in the automotive technology sector. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, delivering recommendations on a non-discretionary basis supported by an in-house manager solutions team and due diligence framework.

Michael Cboski is a financial advisor at Morgan Stanley in Atlanta, GA, holding Series 65 and Series 63 licenses with three years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at Wells Fargo for two years and has experience in construction through his ownership of Eleven 11 Construction Group, Ltd. Co. since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by approved tools and market outlook models.

Martha Takacs is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2011. Based in Atlanta, GA, her career spans a long tenure at a major wealth management firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a financial planning process that uses firm-approved tools and methodologies to help clients develop tailored plans.

Michael Kennair is a financial advisor at Morgan Stanley in Atlanta, GA, holding the CFP®, ChFC®, and Series 66 designations with 17 years of industry experience. He previously worked for UBS Financial Services for ten years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and models.

Sandra Edwards is a Wealth Management Advisor with over 30 years of experience in the financial services industry. She specializes in providing comprehensive investment guidance and wealth management strategies tailored to support her clients' current lifestyles, retirement income needs, and legacy goals. Sandra offers expertise in areas including divorce transition planning, employee benefits planning, executive compensation, equity compensation services, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. She works with a team of specialists to deliver an integrated approach to personal wealth management, drawing on the resources of Merrill Lynch Wealth Management and Bank of America. Sandra holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her Bachelor's Degree from the University of Tennessee Knoxville. Sandra has served in various leadership roles within the community, including as a Leadership Council Member for Zoo Atlanta and board member positions for the Arthritis Foundation of Georgia and the Georgia Pet Foundation. She is a member of several professional and community organizations such as the Annie Oakley Shooters, Atlanta Track Club, and Zoo Atlanta. Outside of her professional work, Sandra enjoys outdoor activities including biking, hiking, ice skating, photography, running, skiing, swimming, and traveling. She and her husband, Bob, enjoy spending time outdoors with their miniature schnauzer, Otto.

Lenore Jenkins is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Merrill Lynch since 2000. Outside of her advisory role, she manages bookkeeping for a family-owned absentee automotive care service business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Harrison Evans is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Truist Investment Services, Wells Fargo, and Merrill Lynch. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Zhengbang Liu is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2014, he has been a key member of the Justice & Associates group, assisting clients in managing the complexities of their financial lives. His work focuses on family wealth management strategies, investment consulting for defined contribution plans, legacy planning, personal retirement planning, and portfolio management services. Before his current role, Zhengbang gained experience as a Specialist at Apple Inc. and as a Financial Services Representative with E-Trade Financial. He holds a Bachelor's Degree from Georgia State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional commitments, Zhengbang enjoys boating, fishing, and golfing.

Jessica Shaughnessy is a financial advisor at Morgan Stanley in Atlanta, GA, with 24 years of experience in the industry. She holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market modeling in its financial planning process.

David Feroleto is a financial advisor at UBS Financial Services in Atlanta, GA, holding a Series 66 designation with 25 years of industry experience. He has been with UBS since 2001. Outside of his advisory role, he is the sole proprietor of a real estate rental property business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jessica Hensley is a financial advisor with Ameriprise in Atlanta, GA, holding a Series 66 designation and 15 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Outside of her advisory role, she is co-owner of R.W. Duren, CFP, LLC and owner of JBH Enliven, LLC, both investment-related businesses. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Sandra Acosta Kaasbell is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. Her prior work history includes positions at Berkshire Hathaway HomeServices Georgia Properties and FlightSafety International. Outside of her advisory role, she is an active real estate agent with VPR Virtual Properties Realty. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting through various programs and provides municipal advisory services alongside market-making and execution roles in municipal and government bonds.

Margaret Orson is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Her prior roles include positions at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Atlanta, GA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.