Maria Diaz Vanegas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at TD Bank and Bank of America, N.A., and has business experience with B Well Beauty and Wellness LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Registre is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliate, FIDELITY Brokerage Services LLC, since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is registered as a commodity pool operator, advises multiple registered investment companies, and integrates AI and algorithmic methods in its research and portfolio management.

Sonya Sandage is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at JP Morgan Securities LLC, JP Morgan Chase Bank, and PNC Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.

Felicia Teater is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and previously worked in retail roles at Free People, Aerie, and Old Navy. Outside of her advisory work, she is engaged in reselling clothing through Poshmark. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, combining proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Jackson Durant is a financial advisor with Fidelity Investments in Jacksonville, FL. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining Fidelity, his work history includes roles at Pinch-A-Penny and MSL CPAs and Advisors, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Susan Hutto is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity in 2025, she worked at Lyft, Inc. and Ess in 2024–2025, and spent 18 years with CSX Transportation. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Donald Sanders is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicolas Lopez is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. He has worked at Fidelity Investments since 2021 and has prior experience in the hospitality and service sectors. Strategic Advisers LLC, a Fidelity Investments company where he works, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

William Hustead is a CFP® professional with 28 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC and over two decades at Edward D. Jones & Co., L.P. He is based in Winter Park, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Jeffrey Sapit is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Sigma Marketing and Home Depot Pro. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Joshua Hughes is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments and JPMorgan Chase Bank, N.A. Outside of his advisory work, he operates a YouTube channel called Long Turn Larry, which focuses on the Magic the Gathering card game and helps new players learn the commander format. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jaime Millian is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 and Series 63 designations. Millian has worked at Fidelity Brokerage Services, LLC since 2014 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Adri Senecal is a CFP® with 22 years of experience in the financial industry. She has worked at Wells Fargo Advisors and its affiliates since 2009. Outside of her advisory role, she serves as an executor for family investment matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients meeting a net-worth threshold and integrates advisory services with a variety of financial products and referrals.

Christopher Hinkle is a financial advisor with Edward Jones in Jacksonville Beach, FL. He holds the CFP® and Series 66 designations and has 11 years of industry experience, all with Edward Jones since 2015. Outside of his advisory role, he manages rental properties in Jacksonville, FL, and Hickory, NC. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and corporate accounts. The firm offers a range of investment strategies and affiliated products, operating under a fiduciary standard and supported by a large national network of advisors and branch offices.

Skye Hamilton is a financial advisor at Equitable Advisors with a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, Hamilton held various roles including involvement with the Panhellenic Organization at Florida State University and working at Tiki Docks Bar + Grill. Hamilton serves as Secretary for Uptown Civitan in St. Johns Cathedral of Jacksonville, attending monthly meetings and coordinating community service activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, plans, corporations, and charitable organizations. The firm emphasizes matching clients with appropriate program models or discretionary managers through a network of Investment Adviser Representatives and third-party asset managers.

Tyler Diniro is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in the United States Navy for multiple years and has experience in academic roles at California State University East Bay and Oxnard College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Nicholas Dosen is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has previously worked at Bank of America, Merrill, and various Fidelity entities. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its role as a commodity pool operator, advisory services to registered investment companies, and use of AI-driven research techniques.

Taylor Borges is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 66 and Series 63 designations and has been with various Fidelity entities since 2015, including Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base and manages model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Heather Reynolds is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and PHH Mortgage. Reynolds is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Stephen Hoskins is an Investment Solutions Representative III at Fidelity Investments. In this role, he partners with clients to understand their unique circumstances, priorities, and financial goals. He applies personalized guidance, planning tools, and investment expertise to help clients develop strategies aligned with their evolving needs and long-term objectives. Building strong relationships with clients and their families is central to his approach, and he focuses on earning their trust through reliability, professionalism, and thoughtful financial guidance. Stephen's professional experience includes progressive roles at Fidelity Investments, starting as a Customer Service Representative in 2023, advancing to Investment Solutions Representative I with the US Army in 2024-2025, then Investment Solutions Representative II in 2025-2026, and currently serving as Investment Solutions Representative III since 2026. This progression reflects his developing expertise in investment solutions and client service. Outside of his professional responsibilities, Stephen has interests in beach activities, fitness, social events with friends, military service, surfing, and traveling.