Matthew Barrett is a Series 66-credentialed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he held various roles including serving on the University of North Florida Board of Trustees and working there in other capacities. Outside of finance, he was involved with 4 Star Customs Repair LLC for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alysha Ammerman is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ponte Vedra Beach, FL, holding a Series 66 designation and two years of industry experience. Her background includes roles in education and local business, including positions at the University of Central Florida and Ponte Vedra Bar & Grill. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Moses Salib is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2012 and concurrently with Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Longo is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and DoorDash. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jamie Rowell is a financial advisor with Raymond James Financial, holding the CFP® designation and Series 63 and 66 licenses, and has 28 years of industry experience. Prior to joining Raymond James, he worked at Truist Advisory Services and BB&T Securities. He is the founder and treasurer of Top Shots Youth Shooters, Inc., a nonprofit youth sports program where he coaches sporting clays, skeet, and trap shooting for middle and high school students. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm delivers non-discretionary planning and consulting tailored to client goals, using risk profiling and modeling tools, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Zachary Willey is a Financial Consultant at Fidelity Investments, where he has been working since 2024. Prior to this role, he held several positions within the company, including Portfolio Specialist, Workplace Planning Consultant at various levels, High Net Worth Associate, and Customer Relationship Advocate, demonstrating a progressive career in financial services since 2018. Before joining Fidelity Investments, he worked as a Bank Teller at Wells Fargo in 2018. Zachary holds insurance licenses in Arkansas and California, which support his ability to provide comprehensive financial consultation. His professional approach emphasizes partnering with clients to co-create and maintain strong financial plans tailored to their individual goals. Outside of his professional life, Zachary enjoys attending concerts, social events with friends, running, traveling, and spending time with his family and pets.

Christine Hrdlicka is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. In addition to her advisory role, she is a partner in two personal real estate ventures based in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging proprietary research and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs. The firm is notable for its advisory roles to registered investment companies and use of systematic methodologies incorporating AI tools.

John Phillips is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Merrill since 2015. Outside of advising, he performs freelance work as a consultant and independent contractor for transportation-related platforms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients, including individuals, high-net-worth clients, and institutional investors.

Tahirah Hamilton is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. Her prior roles include positions at Wells Fargo and Empower Retirement. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Justin Wroten is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Primerica Advisors since 2003 and previously served as Vice President of Chapter from 2016 to 2017. Outside of advising, he is involved in sales of loan products and home security referrals through affiliated companies and operates Justin K. Wroten, LLC for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, maintaining a focus on percentage-based fees and ongoing manager oversight.

Sean Read is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2006. Over his career at Fidelity, he has held various positions including Branch Planning Consultant, Senior Portfolio Specialist, and Private Client Group Relationship Manager, gaining comprehensive experience in financial consulting and client management. Sean's approach emphasizes straightforward communication and education, enabling clients to make informed and confident decisions regarding their financial goals. Sean holds insurance licenses in Arkansas and California. He has dedicated two decades to assisting individuals and families in defining, prioritizing, and pursuing their financial objectives. Outside of his professional work, Sean's personal interests include family activities, golf, parenthood, and traveling.

Joseph Johnson is an Investment Solutions Representative III at Fidelity Investments, where he has held various roles since 2022. In his current position, he collaborates with clients to develop and implement financial plans aimed at improving their financial wellbeing. Joseph focuses on understanding clients' goals and needs to establish effective investment strategies and comprehensive financial plans. Joseph has progressed through multiple roles within Fidelity Investments, starting as an Investment Solutions Representative I in 2022, advancing to level II in 2024, and achieving his current level III status in 2026. This experience has provided him with a thorough understanding of investment solutions and client engagement. Outside of his professional responsibilities, Joseph engages in activities such as camping, fitness, gardening, hiking, music, and swimming.

Emily Davis is a Financial Consultant at Fidelity Investments, where she has been contributing since 2023. She is part of a team dedicated to providing clients with financial education and guidance aimed at fostering confidence in their financial futures. Prior to her current role, Emily held various positions within Fidelity Investments, including Planning Consultant (2022-2023), Director Retirement Planner (2021-2022), and roles in Workplace Planning and Advice from 2018 to 2021. Emily holds insurance licenses in Arkansas and California. Her professional experience encompasses working with individuals, families, and small business owners to develop customized financial plans tailored to their unique needs. Outside of her professional life, Emily enjoys spending time at the beach, boating, kayaking, socializing with friends, and caring for pets.

Joseph Powanda is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has four years of industry experience, including roles at Modera Wealth Management and Range Finance prior to joining J.P. Morgan. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Cossio is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Fidelity Investments, JPMorgan Chase Bank, and the United States Navy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Lana Tompkins is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2024. Prior to her current role, Lana held positions in diverse fields including healthcare and entertainment. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including funds and model portfolios.

Kevin Cunningham is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2018. Prior to that, he was associated with Stolen Rhodes LLC from 2015 to 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

John Reitz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 65 credential and previously worked at Florida Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stevan Jones is a CFP® with 25 years of industry experience, currently serving as an independent branch owner and CEO of Seaside Planning & Investments since 2025. He has spent 15 years with Raymond James Financial Services Advisors, Inc. and previously worked at Wells Fargo Clearing and A.G. Edwards & Sons. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a large network of advisors with specialized programs including municipal advisory services and SIMPLE IRA employer consulting.

Ted Deliard is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Fidelity, he worked at Best Buy and Orange Park High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines fundamental research with quantitative and algorithmic portfolio construction and serves in advisory roles to multiple registered investment companies and model portfolio platforms.