Shelly Simmons III is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work history includes roles at Bank of America, Hive Industries, and the Florida State Capitol. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Rogero is a financial advisor with MassMutual Investors Services in St. Augustine, FL, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with MML Investors Services since 2012 and MassMutual Life Insurance Company since 2011. Outside of his advisory role, he is involved in insurance sales and service through Rogero Wealth, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing analytical tools such as Monte Carlo simulations and automated asset-allocation software in collaborative, annual planning engagements.

Amy Mann is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steve Szuromi is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2007. He specializes in partnering with high-net-worth families in the North Florida area to provide financial planning and investment guidance. His work focuses on helping clients grow, protect, and potentially transfer their wealth to the next generation. Steve's career at Fidelity Investments includes roles such as Planning Consultant, Portfolio Advisory Services, Retirement Solutions Representative, Investment Solutions, and Financial Representative. He holds the Certified Financial Planner™ designation.

Candice Hiers is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in assisting corporate executives and key employees with their financial goals, particularly in managing equity awards and mitigating portfolio risk. She develops individualized wealth management strategies, focusing on asset and longevity management, and helps clients make informed long-term financial decisions by addressing both their assets and liabilities in the context of their financial vision. Candice began her career at Merrill Lynch in 2008 with the Retirement Group in Jacksonville, Florida, where she educated participants on employer-sponsored retirement and benefit plans, including 401(k), Defined Benefit, Non-Qualified Deferred Compensation, and Stock Option Plans. She holds a Bachelor of Science degree in Finance from the University of Florida and maintains FINRA Series 7 and Series 66 registrations, as well as multiple insurance licenses. Candice is designated as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Residing in Ponte Vedra, Florida, Candice enjoys spending time with her husband and daughter. She is involved in her community, volunteering with organizations such as the Girl Scouts Gateway Council and St. Vincent De Paul Thrift Store. Her personal interests include boating, dancing, football, music, singing, traveling, and watching movies.

Evisa Turshinka is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and 12 years of industry experience. She has worked at Merrill since 2014 and at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Serena Ostrowsky is a Series 66 licensed financial advisor with Edward Jones, based in Ponte Vedra Beach, FL. She has seven years of industry experience, including roles at Kingfish Grill and as a self-employed college prep consultant prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Pamela Nelson is a financial advisor with Edward Jones in Jacksonville, FL, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 36 years of industry experience, including 19 years at Edward Jones since 2007. Nelson serves as a lay member on the Internal Review Board at St. Vincent's Hospital, reviewing medical cases and patient consent forms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Brian Bush is a Financial Advisor at Merrill Lynch Wealth Management who joined the firm in 2023 after a 20-year career as a naval aviator and officer. He brings a mission-driven mentality and disciplined approach to investing, prioritizing his clients' needs and working one-on-one with them to develop personalized financial strategies. His areas of focus include executive compensation, family wealth management, retirement planning, portfolio management, and tax minimization. Brian graduated from the United States Naval Academy in 2003 with a Bachelor of Science degree. He later earned an MBA from the University of Florida in 2013 and a Master of Science degree from the Naval War College in 2018. Throughout his naval career, he accumulated over 2,500 flight hours flying MH-60R Seahawk helicopters and held leadership roles including Officer-in-Charge and Executive Officer, retiring at the rank of Commander. He resides in Ponte Vedra Beach with his wife, three children, and two dogs. Brian volunteers as a Blue and Gold Officer and is involved with community organizations such as the American Red Cross of North and Central Florida and Habitat for Humanity of St. Johns County. In his free time, he enjoys fishing and playing pickleball.

Kyle Schlaich is a financial advisor at Merrill with 23 years of industry experience. He has been with Merrill since 2002 and holds the Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Thomas is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Merrill since 2008. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment management approach includes multiple strategy types and emphasizes manager selection and tax-efficient implementation, supported by integration with Bank of America affiliates.

Francesca Deem is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at Thomson Tyndall Wealth Management and Bank of America, N.A. since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dennis Wendell is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Dipen Patel is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America since 2017 and previously spent seven years at Ramco Group. Outside of advising, Patel is a co-owner of a family-run rental property business in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Russell is the sole advisor at Bluefin Investment Management, LLC in Ponte Vedra Beach, FL, holding Series 65 and Series 66 licenses with 17 years of industry experience. He has managed Bluefin Investment Management since 2009. Outside of his advisory role, he holds a real estate broker’s license, though he does not actively engage in that business. Bluefin Investment Management provides discretionary portfolio management primarily for pooled vehicles and institutional assets, while also serving high-net-worth individuals. The firm’s investment programs are overseen directly by Mr. Russell, who manages client relationships on a direct, advisor-driven basis.

Mark Ballenger II is a financial advisor at Certified Planning Services, LLC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab and Cambridge Investment Research Advisors. Outside of advising, he serves as adjunct faculty at Colorado Mountain College and affiliate faculty at Metropolitan State University. Certified Planning Services, LLC is an independent firm that provides financial planning and advisory services.

Martin Burger is a financial advisor at Battalion Asset Management, LLC with 10 years of industry experience. He holds Series 63 and Series 65 credentials. In addition to his work in finance, Burger is an optometrist and LASIK surgery specialist, serving as managing member of Surgery Pros LLC and LASIK Specialists LLC. Battalion Asset Management, LLC is an independent firm providing financial advisory services, with Burger as its sole advisor.

William Ruffell is a financial advisor at Murray Ruffell with 21 years of industry experience. He holds the Series 63 designation and has been with his current firm since 2005. Murray Ruffell is an independent firm based in Ponte Vedra, FL.

Marcus Robinson is a financial advisor with Revision Wealth Management LLC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at several firms, including VOYA Financial Advisors and Gwn Securities, Inc., and is also the managing member and insurance agent of Robinson Financial Group LLC and Creative Financial Group LLC. Revision Wealth Management LLC is a small firm serving clients with a supported advisory model.