Alexander Harb is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Fidelity Investments, JPMorgan, Bank of America, and Merrill. Outside of his advisory work, he is active in real estate and holds a real estate agent license in Miami, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealing and futures commission services.

Leopoldo Brauer is a financial advisor at Eagle Strategies (NY Life) based in Miami, FL, holding Series 65 and Series 63 licenses with eight years of industry experience. His career includes roles at NYLIFE Securities LLC since 2018 and New York Life Insurance Co since 2017, alongside earlier positions in insurance solutions, realty, and creative concepts. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ricardo Veneziano De Oliveira is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Citigroup Global Markets since 2010. Outside of his advisory role, he is a partner in Bars 'n' Rings Pinheiros Academia de Ginastica Ltda in São Paulo, Brazil. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and incorporates both discretionary and non-discretionary approaches.

Arturo Ruiz is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 12 years of industry experience. He has been with SunTrust Advisory Services since 2016 and has worked at SunTrust Investment Services since 2014. Outside of finance, he is the CEO of a company that maintains and repairs semi trucks. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program implemented through discretionary manager relationships and third-party platforms.

Juan Ortega Jr. is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with Truist Advisory Services since 2016 and Truist Investment Services since 2015. Outside of his advisory role, he serves as president of two corporations established for asset protection of inherited rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools as part of its investment approach.

Maurizio Polcino is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Citigroup Global Markets. He has been with Citigroup since 2005, working there for more than 18 years. Citigroup Global Markets serves individual and institutional clients across a range of wealth management segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Vanessa Foltinger Garcia is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at JPMorgan Chase Bank, N.A., and Solidcore. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Emilio Rodriguez is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across several segments including workplace, high-net-worth, and ultra-high-net-worth, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Legna Gonzalez is a CFP® professional with 24 years of industry experience, currently serving at HSBC Securities (USA) Inc. in Miami, FL. Her prior experience includes roles at LPL Financial LLC, Power Financial Credit Union, Credit Suisse Securities (USA) LLC, and Pershing LLC. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations, using a variety of program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach integrates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated and third-party providers.

Dylan Kremer is a financial advisor at IEQ Capital, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Camden Capital, Cresset Asset Management, Bank of Montreal, and J.P. Morgan Securities. Outside of finance, he is the founder and owner of Chicago Basketball Club, LLC, where he coaches basketball. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and private funds, focusing on separately managed accounts and family-office services. The firm’s investment approach integrates centralized macro and manager research with allocations to liquid and private alternative investments, managing approximately $35.4 billion in assets.

Diana Lara is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2010. Outside of her advisory role, she co-owns a family business, Joasan LLC, which manages a real estate asset. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, supported by HSBC Global Asset Management and other affiliated providers.

Gabriella Trujillo is a financial advisor at VOYA Financial Advisors, Inc. with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Charles Schwab Bank, Charles Schwab, and Fidelity Investments. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services, combining in-house and external strategists, model portfolios, and technology-enabled tools to implement investment recommendations.

Andres Munoz Lavin is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs & Co. LLC. His background includes academic roles at Georgetown University, Universidad de los Andes, and Universidad del Desarrollo. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers within a large integrated financial group.

Marcel Diaz is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities and PNC Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Andres Guarin is a financial advisor at Creative Planning with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Ernst & Young LLP, WE Family Offices, Truist Bank, and Latin Express. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm emphasizes a financial-planning-led investment approach utilizing low-cost indexing and buy-and-hold strategies, supported by private market access and multiple non-investment service affiliates.

Tito Salas is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm operates with large institutional scale and provides specialized solutions, including derivatives and futures services, tailored to high-net-worth clientele.

Jose Fernandes is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Fernandes also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process incorporates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with a mix of non-discretionary and discretionary portfolio solutions.

Allen Albrecht is a CFP® with 40 years of industry experience, currently affiliated with SPC. He has worked at Parkland Securities since 2014 and has been associated with Sigma Planning Corp since 2002. Outside of his advisory roles, he is involved with the Kiwanis Club of Miami Lakes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors and corporate clients. The firm supports a large advisory network and offers tailored, typically discretionary investment advice through various account programs.

Arturo Bohorques is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Citigroup Global Markets since 2007 and previously worked at Citicorp Investment Services from 2002 to 2007. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and swap dealer operations, and provides a broad set of advisory, execution, and custody services.

Victor Olivos Ramsden is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs alongside execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional capabilities including in-house research and specialized market roles.