Andres Sarria is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 10 years of industry experience. He has been with Citibank N.A. since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Edith Caceres is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi‑asset, multi‑manager strategies through discretionary and non‑discretionary programs and operates with large institutional scale alongside unique market roles such as acting as a security-based swap dealer and futures commission merchant.

William Gilchrist is a financial advisor with Oppenheimer in Coral Gables, FL, holding the Series 66 designation and seven years of industry experience. He has worked at Oppenheimer since 2017, with brief tenures at Capitas Financial and Altman Advisors. Gilchrist serves on the board of the BADU Foundation, where he contributes to annual financial literacy and empowerment programs for youth in Chicago. Outside of advisory services, he is CEO of a marketing firm serving small and midsized businesses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of programs including asset management, consulting, and retirement services, with a combination of discretionary and non-discretionary account management.

Katharina Murano is a financial advisor with Citigroup Global Markets, holding the Series 66 designation and bringing 10 years of industry experience. She has been with Citi Group since 2016. Citigroup Global Markets serves individual and institutional clients across various segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Laura Dominguez is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2019. Prior to her advisory role, she worked for the University of Florida and spent sixteen years at St. Thomas the Apostle and Our Lady of Lourdes Academy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, supporting both discretionary and non-discretionary client solutions.

Manuel Alvarez Fernandez is a Series 66–licensed financial advisor with Citigroup Global Markets in Miami, FL, where he has worked since 2015. He has 10 years of industry experience. Outside of his advisory role, he is involved in managing multiple real estate rental properties in the Miami area. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees and offers both discretionary and non-discretionary programs including separately managed accounts, mutual funds, ETFs, and alternative investments.

Bruno Peraza is a financial advisor with Independent Financial Group, LLC, holding Series 63, 65, and 66 licenses and possessing 24 years of industry experience. His career includes roles at Cetera, Raymond James Financial Services, Wells Fargo Clearing, and Truist Investment Services. He is also the owner of Peraza Wealth Management and Peraza Global Wealth Strategies, both providing financial services. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and various institutional investors. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and active and passive investment strategies to develop tailored client solutions.

Kaleb Fontenot is a financial advisor at Mariner with a Series 65 credential and one year of industry experience. His prior roles include positions at Mariner Platform Solutions, Rolling Hills Advisors, and Turner Industries. Outside of his advisory work, he was involved with the Jambalaya Shoppe for five years. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations through customized investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party managers and offers integrated tax services and administrative family office capabilities.

Ricardo Pertierra is a financial advisor with Integrity Alliance, LLC, holding Series 66 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Integrity Alliance since 2016 and has been involved with Principal Protection Corp. since 2005. Outside of his advisory role, he is president and owner of Capital Protection Group, a firm that sells fixed annuities, life insurance, and long-term care insurance. Integrity Alliance is a large advisory network serving a diverse client base including individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, with investment advice delivered through various managed account platforms and approaches.

Giovanni Cardenas is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 17 years of industry experience. He has been with Citigroup Global Markets since 2009, based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research, security-pricing capabilities, and unique market roles such as swap dealer and futures commission merchant.

Joaquin Alvarez Menendez is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2006. Outside of his advisory role, he is a shareholder and manager of Magic Dolphin Properties LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and manages both discretionary and non-discretionary portfolios, including exposure to alternative and digital-asset products.

Sergio Fitzgerald Baez is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and three years of industry experience. He has worked at Citigroup since 2019, following two years at Wells Fargo and a prior role with LATAM Airlines Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and internal standards to select and monitor investment managers, combining large institutional scale with specialized market roles.

Ana Claudia Ribeiro is a financial advisor at Citigroup Global Markets with 11 years of industry experience. She holds the Series 63 and Series 66 designations. Her work history includes multiple roles within Citigroup and prior experience at Banco do Brasil Securities LLC and Itau International Securities Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and maintains unique market roles such as security-based swap dealing and futures commission merchant activities.

Diego Molano is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 16 years of industry experience. His career includes multiple roles within HSBC entities spanning over a decade. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a structured investment process utilizing multiple risk profiles and combines strategic asset allocation with ongoing fund due diligence, serving a range of clients through its diverse program offerings.

Jorge Gonzalez is a CFP® professional with 12 years of industry experience, currently affiliated with AE Wealth Management, LLC. He has been involved with Synergy Elite Wealth Management LLC and Synergy Financial Strategies, Inc. for over eight and fifteen years respectively, and maintains an ownership role in JCP Ventures, LLC, which engages in real estate investments. AE Wealth Management, LLC provides fee-based portfolio management, financial planning, and retirement-plan consulting services to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes a platform-focused approach with discretionary model portfolios and supports third-party RIAs through sub-advisory and model-licensing arrangements.

Motaz Ashri is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and BNY Wealth. Outside of finance, he has been involved in the entertainment industry as the owner and managing member of Nightlife District LLC, overseeing venue relationships including sound engineering and venue design. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and other clients. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches.

Brian Palkowitsh is a financial advisor with Primerica Advisors in Hollywood, FL, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, Ameriprise Financial Services, and Nancy Paul Company. He is actively involved with Rotary International and serves as Treasurer and Board Member of the Rotary Club of Ft Lauderdale/Cypress Creek. His current firm, Park Avenue Securities LLC, serves a diverse client base including individual investors, corporate clients, and retirement plans through both brokerage and advisory channels, offering a range of proprietary programs and third-party solutions with discretionary and non-discretionary management options.

Julia De Padua Geraldeli is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and three years of industry experience. She has worked at Citi Private Bank since 2022 and previously was employed at Ernst & Young Assessoria Empresarial Ltda from 2018 to 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with unique market roles and commercial arrangements.

Luis Perez Martinez is a Series 66-credentialed advisor at Truist Advisory Services with one year of industry experience. Prior to his current role, he held positions at Truist Bank and Truist Investment Services, as well as experience in the healthcare and parking systems sectors. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary strategies supported by inter-affiliate integration among its broker-dealer and bank affiliates.

Lorena Heredia Caseres is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, combining large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.