Phillip Edwards is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup for 11 years before joining Merrill in 2024. Edwards serves as a director of the Cultural Council of Palm Beach County and is a board member of the United Way of Palm Beach County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luke Pingleton is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he leads The Pingleton Group based in West Palm Beach, FL. In his role, Luke assists clients with managing their individual wealth and pursues tailored financial strategies that align with their specific goals. His approach emphasizes listening carefully to clients to ensure each strategy supports their personal objectives. Since beginning his career in financial services in 2017, Luke has developed expertise in areas including education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke earned a Bachelor's Degree from the University of Alabama System and maintains membership in several professional organizations, including the Alabama Alumni Association and multiple local professional groups. Outside of his professional work, Luke is involved in community organizations such as the Leukemia & Lymphoma Society and Place of Hope. His personal interests include adventure sports, chess, golfing, hiking, music, reading, skydiving, traveling, and spending time with his family.

Staceyanne Johnson is a financial advisor at Merrill with 14 years of industry experience. She previously worked at Citigroup and CitiBank, N.A. Johnson holds Series 63 and Series 66 licenses and serves as a board member of the Literacy Coalition of Palm Beach, a nonprofit organization that provides literacy programs for children and adults in Palm Beach County. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ronald Dale is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates multiple analytical tools but does not provide individual security recommendations as part of its standalone planning services.

Tracy Cooper is a financial advisor with Merrill in Palm Beach, FL, holding Series 63 and Series 66 licenses and 21 years of industry experience. She has been with Merrill since 2011. Outside of her advisory work, Cooper serves in leadership roles on the boards of several local charitable organizations, including SunFest of Palm Beach County, West Palm 100, and Liv's Lunches, where she participates in community service and organizational governance. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm utilizes internal and third-party managers and incorporates strategic asset allocation and tax-aware options.

Juan Sardinha is a financial advisor at Merrill in Jupiter, FL, holding a Series 63 designation with 29 years of industry experience. He has worked at Merrill since 2005 and has been associated with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anna Sieron is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and is also employed by JPMorgan Chase Bank, N.A., where she offers bank products including deposit and credit services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Nathan Rimpf is a financial advisor at Morgan Stanley with 10 years of industry experience. He previously worked at Goldman Sachs & Co. for nine years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Terry Campbell is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his primary role, he is involved with Integral Wealth Management, LLC, where he holds full ownership and acts as trustee, and he has a merchant partnership in Campbell GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services delivered through personalized recommendations using proprietary research and tools.

Kevin Crosby is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to his current role at JPMorgan Chase Bank NA and JPMorgan Securities LLC, his background includes work at the University of Miami and involvement with several private ventures including Angelstone Tournaments Inc. and Angelstone Farms Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence, and incorporates an ESG eligibility framework in its investment recommendations.

James Drinkwater is a Series 66-licensed financial advisor with LPL Financial in Jupiter, FL. He has less than one year of industry experience and previously held positions at Drinkwater Wealth Management, UCF, and Lockheed Martin among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives.

John Murphy is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Stifel and has previously worked at UBS Financial Services. He holds the Series 63 license and is based in Palm Beach Gardens, FL. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Mark Vander Veen is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Based in Palm Beach, FL, he has been with Wells Fargo Clearing since 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Leah Trietiak is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 65, 63, and 66 licenses with 12 years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, Liora Wealth LLC, and Singer Wealth Advisors LLC. Outside of financial services, she has experience with entrepreneurial ventures such as Mindquest Escape Games and K9 P.I., Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan organization, offering access to a wide range of product types.

Sandra Derosa is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley since 2012 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs and uses a structured financial planning process supported by firm-approved tools and models.

Alfred Lobo is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services for 11 years. Outside of his advisory role, he serves on the advisory board of Atlas Travel Center Inc., a travel agency based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including corporate financial planning agreements.

Steven Olson is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley and PriceWaterhouseCooper. Olson is also employed by JPMorgan Bank, enabling him to offer certain bank products and services alongside his advisory activities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering advisory services on a non-discretionary basis.

James Paine is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies to client goals and risk tolerances.

Zachary Azevedo is a Planning Consultant who focuses on building trusted relationships with clients through attentive listening and clear communication. He aims to ensure clients feel heard and confident in their financial plans by fostering a partnership based on mutual commitment. He has experience as a Relationship Manager and Financial Representative at Fidelity Investments between 2023 and 2025. In these roles, he worked closely with clients to support their financial objectives. Outside of his professional work, Zachary enjoys biking, cooking and baking, fitness activities, exploring culinary interests, and engaging in social events with friends.

Bari Bowman is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various capacities at Merrill and Wells Fargo since 2015. Outside of finance, she was involved with Anytime Fitness of Somers for a period. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.