Madison Scarpelli is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and has previously worked at Cambridge Investment Research Advisors, Cambridge Investment Research, Hantz Group, University of Michigan, Black Rock, Mott Community College, and Brick Street. Outside of her advisory role, she is a notary and involved in a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Matt Tallman is a Financial Consultant at Fidelity Investments. He has over 10 years of experience in banking, investments, financial, and wealth planning. His role involves assisting clients and their families with retirement planning, investment strategy, and general investing to help pursue their financial goals. Before joining Fidelity Investments in 2021, Matt worked as a Financial Solutions Advisor at Bank of America Merrill from 2017 to 2021. Prior to that, he held positions as an Investment Consultant at Scottrade from 2015 to 2017 and as a Personal Banker - Small Business Specialist at JPMorgan Chase from 2013 to 2015. He was born and raised in Michigan. Outside of his professional work, Matt has personal interests that include board games, fitness, golf, outdoor adventures, pets, and traveling.

Bishnu Dhar is a financial advisor at Ameriprise with seven years of industry experience. He holds the Series 66 designation and has worked with Ameriprise and its affiliated entities since 2016. Dhar is based in Troy, MI. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

H Seibold is a financial advisor with LPL Financial in Clarkston, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with LPL Financial since 2016 and also works with Vibe Credit Union. In addition to his advisory work, he serves as a paralegal for Willenbrecht Legal Services on a part-time basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by model portfolios and research from various sources.

Jeffrey Stander is a Series 66-licensed financial advisor with Morgan Stanley, based in Birmingham, MI, and has 27 years of industry experience. He has worked at Morgan Stanley and its Private Bank affiliate since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering financial planning and investment services supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

Audrey Lamb is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds a Series 66 designation and has been with UBS since 2007. Outside of her advisory role, she has involvement in retail operations related to bath and beauty products. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management supported by proprietary research and capital market insights.

Dana Frellick is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 66 credentials and possessing 23 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and utilizes firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Brian Brady is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He also serves as a trustee or co-trustee in a trust based in Rochester Hills, Michigan. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery and firm-approved tools.

Alan Mclellan is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 13 years of industry experience. His prior work includes roles at Morgan Stanley and Cetera Advisors. He serves on the Board of Directors for the Rochester Rotary as Assistant Treasurer and is Vice President of the Irish Network Detroit. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm uses a centralized service team to deliver personalized recommendation reports, leveraging proprietary research and third-party data.

Eric Jonas is a financial advisor at Morgan Stanley with seven years of industry experience and holds his Series 66 designation. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018 and has prior experience at Clayton & McKervey. Outside of his financial advisory work, he is involved with Atlas Studio Co. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to inform financial plans.

Christopher Theut is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Ameriprise and Comerica Securities, where he also served as a financial consultant for Comerica Inc. He is involved with FO2, a cash management platform for corporate and institutional clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary research and third-party model portfolios.

Scott Saylor is a CFP® with 17 years of industry experience, currently with OSAIC since 2022. He previously worked at Sigma Planning Corporation and Sigma Financial Corporation for over a decade each. In addition to his advisory role, he manages Saylor Tax Service, a tax preparation business serving both personal and business clients. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and employs firm-provided tools and third-party platforms to construct and manage diversified portfolios.

Andrew Tabaczuk is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of his advisory role, he is involved in independent insurance brokering with Guardian. Ameriprise is an institutional firm that offers retirement-income planning services tailored to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Tomaszewski is a CFP® with 26 years of industry experience. He has been with Raymond James Financial since 2011, including time at Raymond James Financial Services, Inc. and Christopher Patrick and Associates. Tomaszewski is also involved in ownership and operational roles at several support businesses that assist his advisory practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach supported by risk profiling and analytical tools, and it stands out for its affiliations with municipal advisory services and specialized retirement plan programs.

Gregory Lambrecht is a financial advisor with Primerica Advisors in Troy, MI, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He has worked at Primerica Advisors since 2016 and concurrently at EY, LLP since 2018. His other business activities include operating G Lambrecht & Associates, LLC and G Lambrecht Consulting, LLC, both focused on Primerica-related business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets. The firm relies on model-delivery strategies from unaffiliated asset managers and offers a range of investment models including those incorporating cryptocurrency.

Lucas Kokubo is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and three years of industry experience. Before joining Wells Fargo in 2025, he worked at Ameriprise and J.P. Morgan Securities. Outside of his advisory role, he owns Tempest Global Provisions, a retail business in Clarkston, MI. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Andrea Waidner is a financial advisor with OSAIC in Birmingham, MI, holding a Series 66 designation and one year of industry experience. Prior to joining OSAIC Wealth Inc., she worked at Investment Consulting Group and has experience in various non-financial roles including positions at Randolph's Salon and Ulta. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and employs a variety of asset allocation and portfolio management tools.

Sally Cholewka is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial for nine years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Zachary Paul is a financial advisor at Morgan Stanley in Troy, MI, holding Series 63 and Series 66 designations with eight years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA, and has experience with Allegis Group, Aerotek, and Ford Motor Credit Company. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses firm-approved tools and modeling techniques to support client goals.

Joshua Grow is a financial advisor at LPL Financial with a Series 66 designation and four years of industry experience. Before joining LPL Financial in 2022, he worked at Topgolf from 2019 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with access to model portfolios, research, and various management options.