Patrick Tinucci is a financial advisor with RBC Capital Markets in Stillwater, MN, holding a Series 66 designation and 27 years of industry experience. He has worked with RBC Capital Markets since 2008 and also serves at City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and customizes strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

Jack Genereaux is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2019 and previously was employed at American Insurance Agency and Butternut Hills Golf Course. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a structured approach, delivering non-discretionary recommendations through a centralized consulting team.

Christine Vander Heyden is a financial advisor with Thrivent Investment Management and holds a Series 66 designation. She has eight years of industry experience and previously worked at TCF National Bank for sixteen years. Her professional background is focused within Thrivent and its affiliates since 2017. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based financial analyses and written recommendations on a variety of planning topics. The firm’s approach separates planning from managed-account services and includes periodic reviews, without discretionary trading authority for the Dedicated Planning Service.

Jonathan Yocum is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 credential and seven years of industry experience. He has worked at Bank of America and Merrill since 2019 and previously at JPB LLC from 2015 to 2019. Outside of his advisory role, he is the sole member and president of Landsvagar Farm, LLC, a small tree farm, and serves as an officer and board member of Yocum Properties, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutional investors.

Lawrence Calhoun is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Old National Bank and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving individuals, retirement plans, banks, and trust companies.

Logan Tibbits is a financial advisor with Fidelity Investments based in Minneapolis, MN. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including prior roles at Ameriprise Financial Services and AutoTrek. From 2002 to 2017, he was involved with Shimmering Pines Club Lambs. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its involvement with registered investment companies, its use of systematic methodologies including AI, and its role in constructing model portfolios for intermediary platforms.

Ann Benson is a financial advisor at OSAIC Wealth Inc with 12 years of industry experience. She holds the Series 66 designation and has been with OSAIC since 2014. Benson also serves as a registered assistant at Financial Dimensions Group Inc. OSAIC Wealth serves a broad mix of retail and institutional clients with a multi-advisor platform offering brokerage and advisory services including financial planning, advisor-managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance tools and offers a range of discretionary and third-party manager strategies.

Keenan Lund is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. His background includes roles at Travelers and Augsburg University, as well as service with the United States Air Force Academy. Outside of advisory work, Lund is involved with the Eagan Youth Hockey Association as a tryout evaluator. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning centered on dependable income and tax-aware withdrawal strategies.

Tyler Swanson is a CFP®-certified financial advisor at LPL Financial with 13 years of industry experience. He previously worked at CliftonLarsonAllen Wealth Advisors, Commonwealth Financial Network, and FPS Financial, Inc. He is based in Bloomington, MN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers advisory and brokerage services through a large network of advisors, providing access to financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jonathan Norris is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2018, following prior roles at Gradient Securities, LLC and CL Wealth Management LLC. He is based in Minneapolis, MN. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

William Joas is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and having 33 years of industry experience. He has worked at RBC Capital Markets since 2008 and previously at City National Bank. Outside of his advisory role, he is a passive investor in several private venture capital entities and healthcare-related businesses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies that utilize both in-house and third-party managers, and provides integrated financial planning, custody, and brokerage services.

Dale Lawrence is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 licenses and 32 years of industry experience. He previously worked at Wells Fargo Investments, LLC, where he spent seven years before joining his current firm in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases to support its investment approach.

Adrian Johnson is a CFP® credentialed financial advisor with 26 years of industry experience, currently with Ameriprise in Edina, MN. He has been with Ameriprise and its related entities since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Elton Chan is a financial advisor with Thrivent Investment Management in Minneapolis, MN, holding a Series 66 designation and 16 years of industry experience. He has been with Thrivent and its affiliated entities since 2014. Chan serves on the Board of Directors for the National Society of Compliance Professionals, a nonprofit organization supporting compliance professionals in the financial services industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across a broad range of financial planning topics. The firm offers planning and managed-account services separately, with ongoing periodic reviews and no discretionary trading authority for the planning service.

Stevan Kafitz is a financial advisor at Cetera with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Securian Financial Services and North Star Resource Group. Outside of his advisory work, he is an agent/broker involved in fixed insurance sales through North Star Consultants. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that includes both affiliated and third-party managers, with more than $256 billion in assets under management.

Bernardo Escobedo Diaz is a CFP® professional with 13 years of experience in the financial industry. He is currently affiliated with Charles Schwab, having previously worked at Merrill, Morgan Stanley, and Wells Fargo Clearing. He also has experience with Brandman University. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options with a multi-asset model portfolio approach and centralized operational support.

Scott Wilkins is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to his advisory work, he has been involved with Andover Building & Development Corporation since 1982. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, supported by a centralized consulting team and algorithmic automation, while providing a broad range of advisory, brokerage, and insurance solutions.

Reid Anderson is a financial advisor at RBC Capital Markets with five years of industry experience. He holds a Series 66 designation and has worked previously at Macquarie and Cargill. He is currently based in Minneapolis, MN. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs and tailors investment strategies based on each client’s risk profile, utilizing both in-house and third-party investment managers.

Thomas Karp is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with OSAIC and previously worked at Sagepoint Financial, Inc. for 14 years. He is also the owner of Karp Financial Advisors, Inc. and serves on the finance committee of the Encampment Forest Association. OSAIC Wealth serves a broad client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies across multiple platforms.

Laura Gerke is a Series 66-licensed financial advisor with Ameriprise in Minneapolis, MN, and has 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2013. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, which includes a written Recommendation Report and ongoing advice based on research, third-party data, and algorithmic tools.