Jacob Hawkins is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and previously worked at the D.K. Hawkins Group and held various roles including at Illinois State University and St. Charles Sportsman Club. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Philip Ruggio is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 25 years. Ruggio is also an independent insurance agent specializing in fixed annuities. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning using firm-approved analytical tools and offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Patrick Cronin is a financial professional at OSAIC with a Series 66 designation and two years of industry experience. Prior to joining OSAIC in 2024, he worked at Securities America, Inc. and has held various roles outside the financial industry. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by a range of customizable strategies and third-party money manager programs.

Todd Daley is a CFP®-certified financial advisor at J.P. Morgan Securities with 21 years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020 and previously worked at Charles Schwab from 2016 to 2020. Outside of his advisory career, he has operated an eBay selling business since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and quantitative and qualitative research.

Kenneth Castillo is a Series 66-licensed financial advisor with Edward Jones in Tinley Park, IL, where he has worked since 2012. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a nationwide network of more than 23,700 financial advisors.

Matthew Pierce is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been advising clients for 25 years. In his role, he helps clients develop disciplined, planning-based strategies to pursue their financial goals, including college education planning, family wealth management, retirement income, tax minimization, and socially responsible investing. Matthew holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned both his Bachelor's degree with a double major in Economics and Finance and his MBA with a concentration in Finance from St. Ambrose University. His extensive experience includes working in banking, insurance, and institutional money management before joining Merrill Lynch. Based in the Chicago area, Matthew also engages with his community by providing seminars on retirement strategies. Outside of work, he enjoys adventure sports, golfing, hiking, traveling, and spending time with his family.

Thomas Lamson is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Equitable Advisors since 2003, including its predecessor Axa Advisors, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm emphasizes risk assessment and tailored advisory models, often using third-party asset managers and advisory programs.

Michael Melone is a financial advisor at Equitable Advisors with 33 years of industry experience. He has been with Equitable Advisors since 1999, including time at AXA Advisors, LLC. Outside of his advisory role, he operates an outside insurance brokerage under the name Life Loyal Advisors. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients with financial planning, retirement plan consulting, and asset-management programs. The firm delivers services through a network of Investment Adviser Representatives using a range of proprietary and third-party advisory models and provides ERISA fiduciary services to qualified plans.

Victoria Kiehl is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 66 and Series 63 designations and bringing 41 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved as an independent contractor with Send Out Cards and as a distributor with Melaleuca, a wholesale/distribution business. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Patrick Duggan is a financial advisor at Cetera with 14 years of industry experience. He holds the Series 66 designation and has worked at firms including J.P. Morgan Securities, Ameriprise Financial Services, U.S. Bancorp Investments, and Fifth Third Securities before joining Cetera in 2022. He owns and manages PJDWEALTH.COM, a website supporting his Cetera business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets through over 10,000 advisors nationwide.

Brendan Sheehy is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Prior to his financial services career, he spent six years with the Valley View School District. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm’s approach includes structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Christopher Curtin is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and formerly worked at Kam's before joining Morgan Stanley. Outside of his advisory role, Curtin was involved with the Creighton University-Nebraska Human Trafficking Task Force for one year. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Alfreda Bell is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Bridget Sullivan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her background includes roles at Waddell & Reed and various insurance carriers, along with positions at Moraine Valley Community College and the Palos Area Chamber of Commerce. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive technological and operational resources.

Michael Osullivan is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Securian Financial Services, Inc. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. The firm typically uses model-driven investment implementation and offers access to third-party asset managers and wrap programs.

William Moore is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include a decade at Charles Schwab Bank and Charles Schwab & Co., Inc. He serves on the Leadership Advisory Board of City Church Chicago, where he evaluates financial decisions related to property sales and building renovations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions with a range of financial planning and investment management options.

Ann Collins is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 12 years of industry experience. She has worked at Raymond James since 2014 and is also involved with E.C. Hunziker & Associates, Inc., where she serves as President and works as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports advisory programs across a large network of advisors.

David Sterner is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management with over 30 years of experience. He began his career at Merrill in 1990 after serving as a Lieutenant Commander Naval Flight Officer and navigator on the U.S. Navy's P-3 Orion aircraft. David applies principles from his military navigation experience to wealth management, emphasizing clear financial strategies and guiding clients through the complexities of investment landscapes to help them reach their financial goals. David holds a Bachelor of Science degree in Economics from the University of Minnesota and has earned the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. His client focus includes services for endowments, foundations, non-profits, socially responsible and values-based investing, and tax minimization. Outside of his professional role, David resides in St. Charles, Illinois with his wife, Mary. He is involved in community organizations such as Audubon Great Lakes, where he serves as a board member, and Wine to Water. David enjoys outdoor activities including biking, boating, fishing, hiking, hunting, reading, and traveling, and values spending time with his family.

Janice Wong is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Treasure Fleet LLC, Valic Financial Advisors, Wells Fargo Clearing, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and offers a broad range of derivatives and commodities capabilities.

Andrew Lacksonen is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has been with Equitable Advisors since 2026 and previously worked at Transamerica and Elmhurst University. Outside of his advisory role, he is involved with Four Star Lacrosse. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a range of programs and third-party asset managers.