Jerl Mc Casland is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes roles at Bank of America, Merrill, and United Texas Credit Union, as well as several years working in education. Outside of finance, he works as a bartender at Wizards Sports Cafe. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and nonprofit organizations.

Timothy Bryson is a Senior Financial Advisor with Merrill Lynch Wealth Management in Midland, Texas. He has been in the financial services industry since 1986 and has over 40 years of experience as a financial advisor at Merrill Lynch. Timothy holds the designation of Personal Investment Advisor (PIA) and is a qualified Portfolio Manager. In his role, he provides traditional advice and guidance while also building and managing personalized strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Some of these strategies are managed on a discretionary basis through the firm's Investment Advisory Program. Timothy follows a disciplined process that begins with understanding each client's specific needs, concerns, and priorities. He focuses on delivering customized strategies and portfolios tailored to clients' unique situations rather than employing a one-size-fits-all approach. His work often supports clients who aim to preserve wealth across generations, assisting them in passing their assets and values to future heirs. He earned his high school diploma from CMR High School. Throughout his career, Timothy emphasizes building relationships centered on clients' financial goals and priorities, aiming to provide thoughtful advice and guidance supported by the resources of Merrill Lynch and Bank of America.

John Gould III is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. He joined Merrill Lynch Wealth Management in 2008 and specializes in helping clients pursue their financial goals through personalized wealth management strategies. John assists clients in areas including college education planning, divorce transition planning, family wealth management, managing new wealth, portfolio management, sports and entertainment, and retirement income. His approach involves identifying and prioritizing clients' various objectives such as estate planning, investments, tax minimization, wealth transfer, and retirement income planning, and developing customized strategies based on their personal circumstances and priorities. John holds a Personal Investment Advisor (PIA) designation and possesses a Bachelor's Degree in Marketing and Finance from Baylor University and an MBA from Southern Methodist University. Residing in Dallas, Texas, John is actively involved in his community through First Baptist Church in Dallas. He enjoys spending time with his family and engaging in baseball, basketball, and football.

John Loyd is a financial advisor with LPL Financial in Fort Worth, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, Loyd is involved in teaching, providing CFP instruction for Kaplan, offering CPE instruction for CPAs, and coaching volleyball. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party subadvisors.

Nathan Makdessi is a financial advisor with J.P. Morgan Securities in Fort Worth, TX, holding a Series 66 designation and one year of industry experience. Before joining J.P. Morgan, he worked at Goldman Sachs and Jump Investors. Outside of finance, he assists his father’s civil engineering business by helping to implement AI solutions on weekends. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on written asset allocation advice, manager searches, and customized reporting. Their process combines quantitative and qualitative research and may include ESG considerations, serving clients with various portfolio support services.

Gary Locke is a CFP® and ChFC® with 11 years of industry experience. He is currently with Cetera, having joined in 2023, and previously worked with the Texas Rangers in 2023. Locke is also involved in insurance sales and serves as an investment adviser representative through his independent business activities. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and investment strategies.

Chris Hibbitts is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has worked with J.P. Morgan Securities since 2006, including prior roles at Chase Investment Services and Banc One Securities. Outside of finance, he is a professional bowler based in Keller, Texas. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and may incorporate ESG eligibility criteria.

Donald Buescher is a financial advisor at UBS Financial Services in Ft. Worth, TX, holding a Series 63 designation with 38 years of industry experience. He has been with UBS since 1990. Outside of his advisory role, Buescher serves as a trustee for Meals on Wheels of Tarrant County, where he reviews investment policies. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a network of financial advisors.

Brett Ginn is a financial advisor with LPL Financial in Mansfield, TX, holding a Series 66 designation and 12 years of industry experience. He has been with LPL Financial since 2014 and operates Ginn Wealth Management as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lauren Hebert is a financial advisor at Ameriprise in Colleyville, TX, holding a Series 66 designation with six years of industry experience. Her career includes roles at Ameriprise Financial Services Inc, Northwestern Mutual, L Brands and Associates, and Texas Christian University. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and supports a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Rosemina Hudani is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her career includes roles at Cetera and American Airlines Federal Credit Union. She is affiliated with Flagship Financial Group, a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by technology tools and a broad array of financial products.

Zachary Martin is a financial advisor with Cetera, holding a Series 66 designation and over 11 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and was previously with Securian Financial Services for 10 years. Martin is also the owner of Martin Financial Group, a financial services business he has operated since 2011. Outside of his advisory role, he manages a fitness-focused Instagram account where he shares his fitness journey and advice. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, featuring a multi-manager platform that includes both affiliated and third-party investment strategies.

Theresa Montya is a ChFC®-designated financial advisor at Edward Jones with 26 years of industry experience. She has worked at Edward Jones since 2019 and previously held roles at the Catholic Diocese of Fort Worth and World Choice Securities, Inc. She co-owns a vacation rental property in Trinidad, Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, supported by a large network of financial advisors and branch offices.

Dhruba Giri is a financial advisor with Primerica Advisors in North Richland Hills, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been affiliated with PFS Investments, Inc. since 2010 and with Primerica Financial Services since 2009. Outside of advising, he is involved in the sale of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Courtney Cruz is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014, also working with JPMorgan Chase Bank since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program. Their process incorporates both quantitative and qualitative research and may include ESG considerations, supported by affiliated implementation and portfolio services.

Keith Chappelle is a financial advisor with Primerica Advisors in Duncanville, TX, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors for over three decades. Outside of his advisory role, Chappelle is the founder of Family Wealth Builders USA in Cedar Hill, TX. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies and discretionary separately managed account options, supported by custody and trade execution services from BNY Mellon Advisors and Pershing.

Courtney Plumbley is a financial advisor with Merrill in Fort Worth, TX, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Holman is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Robert Baird & Co. and has previously worked at Northwestern Mutual and Robert W. Baird. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Mario Walker Sr. is a financial advisor at OSAIC in Dallas, TX, holding Series 63 and Series 65 credentials with 11 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, PFS Investments Inc., and Primerica. Outside of his advisory work, he is an agent involved in the sale and service of equity indexed annuities and life insurance products. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting a range of strategies from discretionary UMA to third-party manager selections.

Allison Westmoreland is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan since 2016. Outside of her advisory work, she has been involved with Fresh Air Oxygen and Medical Supplies for 18 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.