Mohammed Bajwa is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with Transamerica Financial Advisors since 2017 and also has experience with World Financial Group. In addition to his advisory role, Bajwa serves as a project manager at the Texas Commission on Environmental Quality, where he assesses and oversees the cleanup of contaminated sites. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, retirement plans, trusts, and businesses. The firm’s advisory approach utilizes model portfolios and third-party managers, supported by a large network of advisors and multiple program platforms.

Tameron Peden is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Valic Financial Advisors in 2025, Peden worked at Truist Advisory Services and Transamerica Financial Advisors among other firms. In addition to financial advising, Peden is also a licensed real estate salesperson in Texas, assisting individuals with residential property transactions on a part-time basis. Valic Financial Advisors is a large SEC-registered investment adviser serving U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs through a nationwide network of advisors, leveraging discretionary unified managed accounts and model solutions.

Brian Stanford is a CFP® with 20 years of industry experience currently with Allworth Financial, L.P. in Houston, TX. His prior roles include over a decade at TIAA-CREF and several years at Fidelity and Wells Fargo Investments. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, corporations, and charitable organizations, offering financial planning, portfolio management, retirement plan consulting, and variable annuity servicing. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across multiple asset classes and also provides educational resources through newsletters, podcasts, and seminars.

David Epstein is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, Compass Bank, Chase Investment Services, and Banc of America Investment Services. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including the invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment to manage portfolios with mutual funds and ETFs.

Alan Salinas is a financial advisor at Valic Financial Advisors with two years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to his advisory role, he worked six years at Menchies Frozen Yogurt. Salinas is also an agent appointed to sell non-securities insurance products through AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and unified managed accounts through a network of over 1,200 advisors. The firm manages approximately $29.2 billion and utilizes centralized technology and model solutions within a combined advisor and broker-dealer structure.

Dagon Garris is a financial advisor with Eagle Strategies (NY Life) based in Houston, TX, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Eagle Strategies since 2011 and maintains longstanding roles with Nylife Securities Inc. and New York Life insurance company, both since 2005. Garris serves as a member of the Rutgers School of Arts and Sciences Dean's Advisory Council, providing consultation and guidance to support the school’s mission and strategic goals. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Matthew Guthrie is a financial advisor at Valic Financial Advisors in Houston, TX, with six years of industry experience. He holds the Series 63, 65, and 66 designations. Outside of his advisory role, he works as a licensed real estate agent and assists clients with buying and selling homes. Valic Financial Advisors primarily serves individual investors, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing discretionary unified managed accounts and overlay services on Envestnet’s platform.

Heath Johnson is a financial advisor with VOYA Financial Advisors, Inc. in Houston, TX, holding a Series 66 designation and bringing 23 years of industry experience. He has been with VOYA Financial Advisors since 2014 and previously worked at Voya Financial Partners, LLC from 2003 to 2011. Outside of his advisory role, he is also an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a combination of in-house and external strategists, utilizing technology-enabled tools and a mix of discretionary and non-discretionary account management.

Thomas Bass is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and 26 years of industry experience. He previously worked at Cambridge Investment Research Advisors and LPL Financial. Bass operates his advisory business through Independent Advisor Alliance and maintains related business entities for tax and investment purposes. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm provides discretionary and non-discretionary portfolio management and leverages technology platforms to support estate planning and asset aggregation.

Chloe Lander is a financial advisor at Empower Advisory Group with one year of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Empower Advisory Group, she was affiliated with Empower Financial Services, Inc. and worked with One Love Travel Club for nine years. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

David Dickens is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Principal Financial Services. He has previously worked at Manulife Asset Management and John Hancock for 14 years. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory offerings include financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Robert Horswell is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Texas A&M University and International Diamond Services Inc. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and wrap programs. The firm uses discretionary unified managed accounts with Envestnet’s platform and supports advisors through centralized technology and a large network of over 1,200 representatives.

Timothy Moore is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Houston, TX. His prior roles include positions with The Vanguard Group and Securities America, Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm applies a Modern Portfolio Theory-based investment approach, utilizing diversified portfolios with low-cost ETFs, index funds, separate account managers, and private funds, complemented by client education programs and integrated service offerings.

Moyra Golden is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and 24 years of industry experience. She has worked with CITI Private Bank since 2010. Outside of finance, she owns Moyra Golden Fine Arts, where she produces and sells paintings. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Bradley Davis is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He has worked at VALIC Financial Advisors since 2011 and is currently associated with Agia. Outside of his advisory role, Davis owns several woodworking businesses, creating and selling custom furniture and wood items. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Bryan Percle is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2014. Based in Houston, TX, Percle works within a large enterprise firm serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Patrick Ricci IV is a financial advisor at VALIC Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. He has worked at VALIC Financial Advisors since 2017 and also spent time at Agia, where he is involved in non-securities insurance products. Prior to his advisory roles, he worked at Rawls College of Business. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Colin Hanks is a financial advisor at Empower Advisory Group with a Series 65 designation and five years of industry experience. His prior roles include positions at Personal Capital, the Houston Astros, and the University of Texas at San Antonio. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients. The firm utilizes an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Collin Cook is a CFP® professional with 10 years of industry experience, currently serving at VALIC Financial Advisors since 2015. He also holds a position as an agent with Agia, focusing on non-securities insurance products. Outside of his advisory work, Cook volunteers as Treasurer and Board Member for the Bellville Little League, where he manages accounting and payment processing duties. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Aaron Spear is a financial advisor with NewEdge Advisors in Houston, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at LPL Financial, Valic Financial Advisors, Bank of America, and Merrill. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a variety of portfolio management and consulting services and utilizes multiple program structures combining in-house manager selection and third-party strategies, supported by technology tools and centralized due diligence.