Mark Hetzer is a financial advisor with LPL Financial holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2026, he worked at JP Morgan Chase Bank and J.P. Morgan Securities from 2022 to 2026, and at Merrill and Bank of America from 2019 to 2022. He also has experience in marketing and sports medicine from earlier roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing various investment strategies and platforms, supported by advanced operational tools, and manages over $819 billion in discretionary assets.

Michael Middendorf is a CFP® professional with 27 years of experience in the financial industry. He currently works at Cambridge Investment Research Advisors and has prior experience with firms including Merrill, Ameriprise, and TD Ameritrade. He also spent six years at Rice University and held roles at Alpha Cubed Investments, LLC and The Leaders Group, Inc. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers various platform services, including proprietary model strategies under the Founders Gate Capital brand.

Lauren Kennedy is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services, E*TRADE, and Scottrade. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools but does not provide individual security recommendations within its standalone planning services.

Jonathan Sycamore is a CFP® professional affiliated with LPL Financial in Houston, TX, with 10 years of industry experience. His prior roles include positions at Cetera Wealth Services, Sycamore Wealth Planning, Proform Trading, and Strategic Wealth Designers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 investment adviser representatives.

David Shine is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and modeling tools such as Monte Carlo simulations in its financial planning.

Jassmin Penado is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and one year of industry experience. She has been with Wells Fargo Bank since 2019 and has prior work experience in education and entrepreneurship, including roles at Best in Class Education Center, YES PREP Public School, and ownership of Jasmine Beauty Salon. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions focused on investment policy statement development, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a wide range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jared Holden is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2014, he has led a dedicated team focused on serving clients in managing both personal and business finances. Jared and his team develop strategies that proactively address clients' goals and prepare them for significant life transitions by providing integrated wealth planning, analysis, and strategy. He holds a Bachelor's degree in Marketing from Miami University and an MBA from Xavier University. Jared maintains several professional designations including Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He actively participates in mentoring undergraduate students pursuing careers in finance. Outside of his professional work, Jared enjoys spending time with his family, including his wife Natalie, their two sons JJ and Grayson, and their French Bulldog, Winston. His personal interests include biking, boating, cooking, fishing, football, music, pickleball, racquetball, and traveling.

Mary Jo McGee is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has served since 1988. Over her more than 30-year career, Mary Jo leads a team dedicated to delivering intellectually rigorous, fully customized financial strategies and attentive service to a loyal clientele. She supports clients in achieving sophisticated, specialized financial goals by utilizing the firm’s research, resources, and technology to provide current and insightful perspectives. Mary Jo holds several professional credentials, including the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in partnership with the University of Pennsylvania’s Wharton School of Business, and the Chartered Retirement Planning Counselor® (CRPC®) designation. She also completed the Preparing for Tomorrow Program at Dartmouth University’s Tuck School of Business. Her expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, socially responsible investing, and tax minimization. Beyond her advisory role, Mary Jo contributes to her community through volunteer work with the Ronald McDonald House in Philadelphia and has held board positions at St. Matthews Church and Montgomery School. She also shares her knowledge as a member of the Merrill Faculty, training financial advisors nationwide. Mary Jo lives in Chester Springs, Pennsylvania, with her family and enjoys interests including cooking, gardening, golfing, music, and spending time with loved ones.

Sean Patrick Clemmons is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with six years of industry experience. His prior work includes positions at Merrill, Fidelity Investments, JPMorgan Chase Bank, J.P. Morgan Securities, AXA Advisors, and Leaders Financial Group. Outside of finance, he has experience working at Peli Peli and the University of Houston - Downtown. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools but does not include individual security recommendations as part of standalone planning.

Dustin King is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with J.P. Morgan Securities since 2013. Outside of his advisory role, he is an owner and partner in a farming business that raises Wagyu crossed beef cattle. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility where appropriate.

Robert Arnold is a financial advisor with LPL Financial, holding a Series 65 credential and beginning his advisory career in 2026. His background includes experience in multiple industries, including plumbing and wellness, as well as roles in education and food service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management services supported by advisor-facing technology and a large network of over 22,800 advisors.

Andrew Green is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and is based in Houston, TX. He has been with Fidelity since 2013, including his current role since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s investment process combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing model portfolios composed of mutual funds, ETFs, and ETPs.

Brent Anderson is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Anderson is also involved as an owner in Anderson Whata Investment, GP. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

John Sinclair is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he focuses on understanding clients' situations, priorities, and goals to develop strategies that help them work toward achieving those objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Equitable from 2020 to 2021. John holds insurance licenses in Arkansas and California.

Jeffrey Jordan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients’ unique goals and evolving market conditions. Jeffrey’s areas of expertise include college education planning, executive compensation, family wealth management, retirement planning, portfolio management, special needs planning, and individual and corporate investment strategies. Jeffrey holds a Bachelor’s Degree from Indiana University Kelley School of Business and the Personal Investment Advisor (PIA) designation. He is actively involved in the community, volunteering with organizations such as the Paths organization and Wounded Warriors on the water. Outside of work, Jeffrey enjoys spending time with his family and participating in activities including baseball, basketball, boating, fishing, football, hiking, hunting, scuba diving, and traveling.

Stefanie Benesh is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2018, including seven years at Morgan Stanley Private Bank, N.A. Her prior experience includes positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s research.

Timothy Bonura II is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with PFS Investments Inc. since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products through Primerica Mortgage, LLC, and refers clients part-time for home security and automation services via a related affiliate. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies from third-party asset managers and supports trade execution and custody through Pershing, focusing on client advisory services rather than institutional portfolio management.

Matthew Legg is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Bank of America and held positions in various retail and service roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Elena Walker is a financial advisor at Merrill with 8 years of industry experience and holds a Series 66 designation. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Britt Ester is a financial advisor with Ameriprise in Dickinson, TX, holding a Series 66 designation and 18 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she is employed at DGW Worldwide, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing detailed Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary retirement recommendations, supported by a centralized consulting team.