David Shine is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and modeling tools such as Monte Carlo simulations in its financial planning.

Jassmin Penado is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and one year of industry experience. She has been with Wells Fargo Bank since 2019 and has prior work experience in education and entrepreneurship, including roles at Best in Class Education Center, YES PREP Public School, and ownership of Jasmine Beauty Salon. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions focused on investment policy statement development, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a wide range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jared Holden is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2014, he has led a dedicated team focused on serving clients in managing both personal and business finances. Jared and his team develop strategies that proactively address clients' goals and prepare them for significant life transitions by providing integrated wealth planning, analysis, and strategy. He holds a Bachelor's degree in Marketing from Miami University and an MBA from Xavier University. Jared maintains several professional designations including Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He actively participates in mentoring undergraduate students pursuing careers in finance. Outside of his professional work, Jared enjoys spending time with his family, including his wife Natalie, their two sons JJ and Grayson, and their French Bulldog, Winston. His personal interests include biking, boating, cooking, fishing, football, music, pickleball, racquetball, and traveling.

Mary Jo McGee is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has served since 1988. Over her more than 30-year career, Mary Jo leads a team dedicated to delivering intellectually rigorous, fully customized financial strategies and attentive service to a loyal clientele. She supports clients in achieving sophisticated, specialized financial goals by utilizing the firm’s research, resources, and technology to provide current and insightful perspectives. Mary Jo holds several professional credentials, including the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in partnership with the University of Pennsylvania’s Wharton School of Business, and the Chartered Retirement Planning Counselor® (CRPC®) designation. She also completed the Preparing for Tomorrow Program at Dartmouth University’s Tuck School of Business. Her expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, socially responsible investing, and tax minimization. Beyond her advisory role, Mary Jo contributes to her community through volunteer work with the Ronald McDonald House in Philadelphia and has held board positions at St. Matthews Church and Montgomery School. She also shares her knowledge as a member of the Merrill Faculty, training financial advisors nationwide. Mary Jo lives in Chester Springs, Pennsylvania, with her family and enjoys interests including cooking, gardening, golfing, music, and spending time with loved ones.

Sean Patrick Clemmons is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with six years of industry experience. His prior work includes positions at Merrill, Fidelity Investments, JPMorgan Chase Bank, J.P. Morgan Securities, AXA Advisors, and Leaders Financial Group. Outside of finance, he has experience working at Peli Peli and the University of Houston - Downtown. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools but does not include individual security recommendations as part of standalone planning.

Lewis Krinsky is a financial advisor with Robert W. Baird & Co. in Houston, TX, holding a Series 63 designation and bringing 59 years of industry experience. He has been with Robert W. Baird since 2006. Outside of his advisory role, he is an officer of Ellen Krinsky Inc., a printing brokerage business. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored investment advice and a range of portfolio management services, including discretionary and non-discretionary management, separately managed accounts, and complex strategies involving private funds and real assets.

Dustin King is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2013. Outside of his advisory role, he is involved in farming Wagyu crossed beef cattle through his ownership of DK Farm. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Andrew Green is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and is based in Houston, TX. He has been with Fidelity since 2013, including his current role since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s investment process combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing model portfolios composed of mutual funds, ETFs, and ETPs.

Brent Anderson is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Anderson is also involved as an owner in Anderson Whata Investment, GP. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

John Sinclair is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he focuses on understanding clients' situations, priorities, and goals to develop strategies that help them work toward achieving those objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Equitable from 2020 to 2021. John holds insurance licenses in Arkansas and California.

Jeffrey Jordan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients’ unique goals and evolving market conditions. Jeffrey’s areas of expertise include college education planning, executive compensation, family wealth management, retirement planning, portfolio management, special needs planning, and individual and corporate investment strategies. Jeffrey holds a Bachelor’s Degree from Indiana University Kelley School of Business and the Personal Investment Advisor (PIA) designation. He is actively involved in the community, volunteering with organizations such as the Paths organization and Wounded Warriors on the water. Outside of work, Jeffrey enjoys spending time with his family and participating in activities including baseball, basketball, boating, fishing, football, hiking, hunting, scuba diving, and traveling.

Stefanie Benesh is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2018, including seven years at Morgan Stanley Private Bank, N.A. Her prior experience includes positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s research.

Timothy Bonura II is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with PFS Investments Inc. since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products through Primerica Mortgage, LLC, and refers clients part-time for home security and automation services via a related affiliate. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies from third-party asset managers and supports trade execution and custody through Pershing, focusing on client advisory services rather than institutional portfolio management.

Matthew Legg is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Bank of America and held positions in various retail and service roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Elena Walker is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has worked at both Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America over the past eight years. Prior to her financial services career, she spent time with the Pennsylvania Democratic Party. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Britt Ester is a financial advisor with Ameriprise in Dickinson, TX, holding a Series 66 designation and 18 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she is employed at DGW Worldwide, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing detailed Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary retirement recommendations, supported by a centralized consulting team.

Daniela Schouest is a Series 66-registered financial advisor with J.P. Morgan Securities in Houston, TX, bringing two years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, NA and Paul Comstock Partner. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its investment recommendations.

Champ Warren III is a Private Wealth Advisor, Managing Director, and senior partner on one of the largest Private Wealth Management teams in the Southwest region of Merrill. He has over thirty-four years of experience, including thirty years with Merrill, where he focuses on wealth management, corporate finance, and business succession planning. Prior to joining Merrill Private Wealth Management, he co-managed the firm’s Business Finance Group in Houston and previously worked as a banker in the Middle Market Lending Group of First City Bank (now JP Morgan Chase). He holds a Bachelor’s Degree in Finance from The University of Texas at Austin and has earned the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Champ Warren has been recognized on multiple occasions for his professional achievements, including being named to Forbes Best-in-State Wealth Advisors from 2018 to 2026, Barron's Top Financial Advisors State by State from 2011 to 2025, and The Financial Times Top 400 Financial Advisors in 2017. He also received the 2017 Bank of America Global Diversity and Inclusion Award in recognition of his community service. Beyond his professional work, Champ is actively involved in community service, serving on eight boards focused on empowering vulnerable and disconnected youth. His community roles include board memberships with organizations such as 8 Million Stories, CareerSpring, Elliott Chandler Foundation, KIPP Houston, Kickstart Kids Houston, Lawson Academy, Pro-Unitas, Strake Jesuit College Preparatory Foundation Board (where he serves as Chairman), and the William A. Lawson Institute for Peace & Prosperity. He has served two terms on the Southside Place City Council and was a long-serving Assistant Fire Chief for the Southside Place Volunteer Fire Department. Outside of his professional and community activities, Champ enjoys fishing, hunting, reading, and spending time with his family.

Ty Pratt is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2019, he was briefly with Kestra Financial, Inc. and worked for Caddo Parish Schools/Louisiana State University for ten years. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and economic modeling.

Melissa Vargas is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Merrill from 2016 to 2021. Vargas has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment products and also serves multiple registered investment companies.