Jomar Pontillas is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. Before joining Empower, he held roles at EXL Services and various organizations in the Philippines, including teaching positions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging integrated platforms connected to Empower’s recordkeeping and administrative services. The firm offers point-in-time financial plans and optional managed account solutions within plan lineups selected by sponsors.

Brian Fox is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Schwab Wealth Advisory since 2018 and previously spent 17 years at TIAA. Outside of his advisory work, he serves as a soccer referee in Colorado, acting as the final authority on match decisions. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and delivers advice based on standardized asset allocation models and Schwab research tools.

Ollie Kirkpatrick is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has worked with Charles Schwab and its affiliated entities since 1999, including Schwab Private Client Investment Advisory from 2012 to 2022 and Schwab Wealth Advisory since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab's research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many other enterprise wealth managers.

Cathryn Sandborn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 certifications and three years of industry experience. Her prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and various positions outside financial services including education work with the Government of Spain and community involvement with The Leukemia & Lymphoma Society. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations using Schwab’s asset allocation models and research tools. Their advisory services are delivered within the Schwab ecosystem, with clients retaining final trading decisions.

Deanna Lewis is a financial advisor with Transamerica Financial Advisors, holding a ChFC® designation and Series 63 and 66 licenses, and has seven years of industry experience. Her career includes roles at Fidelity Brokerage Services, Merrill, Bank of America, and Curi RMB Capital. Transamerica Financial Advisors serves individual investors, retirement plans, trusts, charitable organizations, and corporations with a range of advisory and broker-dealer services, including proprietary model portfolios and access to third-party money managers. The firm operates as both a registered broker-dealer and registered investment adviser, offering discretionary and non-discretionary program options.

Daniel Brascetta is a CFP® professional with 14 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. His prior roles include positions at Lord and Richards, AE Wealth Management, SHJ Wealth Advisors, Pathway Advisors Group, and Charles Schwab. Outside of financial advising, he owns and operates Vantage Fitness, LLC, a personal training business based in Aurora, CO. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform, and outsourced chief investment officer services to a diverse client base, including individuals, corporations, pension plans, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers, utilizing both active and passive strategies across public and private asset classes.

Gregory Perkin is a CFP® with 27 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 1998. Outside of his financial advisory role, he is also active as a freelance musician. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations across a variety of asset classes. The firm operates within the Schwab ecosystem, utilizing proprietary research tools and standard asset allocation models while leaving final trading decisions to clients.

Lindsey Kemsley is a financial advisor at Prime Capital Financial with four years of industry experience. She holds a Series 65 designation and has worked previously at Advisor Success Consulting, Buck Wealth Strategies, TownSquare Capital, and Oxford Wealth. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans with a wide range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings. The firm uses various investment strategies and platforms to manage accounts on both discretionary and non-discretionary bases.

Todd Schwartz is a CFP® with 32 years of industry experience and is currently affiliated with Concurrent Investment Advisors, LLC. His prior experience includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services, Wells Fargo Advisors, Morgan Stanley, Citigroup Global Markets, and Merrill. He is the managing partner of Schwartz Mabry Private Wealth Advisory LLC, an operating company for his partnership. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized wealth and investment management, financial planning, and retirement plan advisory services, employing a primarily long-term investment approach that includes ETFs, mutual funds, individual securities, and alternative investments.

Seth Brunsvold is a CFA® charterholder with 16 years of experience in the financial services industry. He is currently with Empower Advisory Group and previously worked at Charles Schwab and Edward Jones. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Karch Schwartz is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investment, Raymond James Financial Services, and Fidelity Investments. Concurrent Investment Advisors is an SEC-registered, multi-team advisory firm serving a broad client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services with a focus on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles.

Courtney Nix is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Empower Advisory Group, Courtney worked at Empower Retirement and has a background that includes experience at Whiting-Turner and the University of Colorado, Boulder. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach emphasizes long-term portfolio returns and client savings rates through point-in-time financial plans and optional managed account solutions.

Tony Parkin is a financial advisor at Cerity Partners LLC in Denver, CO, holding Series 63 and Series 65 licenses with 23 years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and DeVoe & Company. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with an emphasis on diversified asset allocation and customized portfolios.

Paula Porras Gonzalez is a Series 66 licensed financial advisor at Empower Advisory Group with six years of industry experience. She previously worked at TIAA-CREF from 2018 to 2025 before joining Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, offering integrated services linked to Empower’s recordkeeping and administrative platforms.

William Childs is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab and its affiliated entities since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools, with final trading decisions made by clients.

Brittany James is a Financial Consultant at Fidelity Investments. She focuses on partnering with clients to develop personalized financial plans that address both current priorities and future goals. Since 2020, Brittany has worked at Fidelity Investments in several roles, including Customer Relationship Advocate, and progressively advanced through Investment Solutions Representative levels before her current position. She holds insurance licenses in Arkansas and California. Outside of her professional career, Brittany enjoys camping, participating in family activities, and attending theater events.

Andrew Graefe is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and Legacy Private Wealth Partners. Concurrent Investment Advisors, LLC is an SEC-registered, multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm provides customized wealth and investment management, financial planning, and retirement plan advisory services, utilizing a long-term investment approach with ETFs, mutual funds, and other asset classes.

Jesse Crispe is a financial advisor with Eagle Strategies (NY Life) based in Castle Pines, CO, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been affiliated with Eagle Strategies since 2022 and previously worked with New York Life Insurance and Nylife Securities Inc. since 1994. Crispe also engaged in insurance brokering for non-registered insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and corporate plans, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis through an integrated New York Life affiliate structure.

Tonya Harper is a financial advisor at Osaic Institutions, Inc. with 31 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Bellco Credit Union, Cuso Financial Services, U.S. Bancorp Investments, and St Johns Wealth Management. Harper is also the managing member of TM Harper Ltd, a private business. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure and a range of co-advisory and third-party manager arrangements.

Surai Quimby is a financial advisor at TIAA-CREF in Glendale, CO, holding a Series 66 designation with 14 years of industry experience. Quimby has been with TIAA and its affiliated entity since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides customized portfolio management as well as model portfolio options and acts as adviser to a donor-advised fund.