Rodger Byrdy is a financial advisor with Thrivent Investment Management in Scottsdale, AZ, holding Series 63 and Series 66 registrations and bringing 14 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2018, following five years at The Vanguard Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors, offering holistic, goal-based financial analyses and planning without portfolio management or discretionary trading authority.

Mirza Kevric is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Monolith Group and CHASE BANK. Kevric has been with J.P. Morgan Securities since 2022 and has a longstanding association with JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by in-house due diligence and ESG processes.

Stephen Hatcher is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a member of the Town of Carefree Water Oversight Committee and the Carefree City Council, and he is involved with AZ Bingo Enterprises as an LLC member. He is part of The DDK Group within Baird’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers customized consulting and portfolio services, employing both in-house and third-party managers across traditional and non-traditional investment strategies.

Samuel Fries is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within Vanguard and related entities since 2026. Prior to that, he gained experience at MML Investors Services, LLC and MassMutual Life Insurance Company. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, offering a high client-to-advisor ratio supported by digital platforms and team servicing.

Michael Beroza is a CFP® professional with 14 years of industry experience, currently with Vanguard Advisers since 2019. Prior to Vanguard, he worked at Foresters Advisory Services and Foresters Financial Services. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, and manages a large client base with a combination of digital delivery and advisor support.

Robert Gage is a financial advisor with Morgan Stanley in Barrington, IL, holding a Series 66 designation and 22 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

David Cabral is a financial advisor at Ameriprise in Scottsdale, AZ, holding Series 63 and Series 66 designations with three years of industry experience. His prior work includes roles at U.S. Bancorp Investments, U.S. Bank, Letter Stream, and Kelly-Moore Paints. Ameriprise offers a retirement-income planning service for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities, with a centralized consulting team supporting its financial advisors.

Jackson Rohn is a Series 66 credentialed financial advisor with Vanguard Advisers, based in Scottsdale, AZ. He has been with Vanguard and its affiliates since 2025 and has prior work experience in various industries including education and hospitality. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs with options for tax-aware strategies and portfolio customization.

Benjamin Laine is a financial advisor at OSAIC with 18 years of industry experience. He holds the Series 66 designation and previously worked for Woodbury Financial Services, Inc. from 2010 to 2024 before joining OSAIC. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using asset-allocation tools and automated rebalancing to construct portfolios across various asset classes, and provides access to third-party money managers and wrap programs.

Oscar Gonzalez Perez is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. His career includes roles at SagePoint Financial, Advisor Group, Vanguard, and State Farm Bank. Outside of financial advising, he is a partner in a residential construction company and operates a sole proprietorship selling fixed life insurance policies. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms and third-party managers.

Stanley Strelish Jr. is a CFP® with 25 years of industry experience, currently serving at Vanguard Advisers since 2014. He has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1999. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering customization and tax-aware features.

Brock Stephens is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Scottsdale, AZ. He has seven years of industry experience, all with JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Jeffery Slump is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he rejoined the firm in 2022. He has been working in the financial services industry since 2009. Jeffery's approach to financial advising is influenced by his background growing up on a farm in Iowa, which instilled in him an understanding of operational consistency and long-term planning despite short-term uncertainties. His expertise includes value investing, cash flow accumulation strategies, and retirement income planning. To support his focus on income and cash flow planning, Jeffery completed the Retirement Income Certified Professional® certification accreditation in 2018. He holds professional designations including Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP). Jeffery graduated from the Ivy College of Business at Iowa State University with a bachelor's degree. Jeffery emphasizes patient and focused guidance for families in financial decision-making. He values temperament, reliability, and purpose when guiding family wealth and aims to help clients plan proactively. Outside of his professional work, Jeffery spends time with his wife, Krystle, and their three children, Nora, Henry, and Vivienne. He also participates in community volunteering and pursues personal interests such as basketball, golfing, and music.

Kyle Anderson is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard Advisers since 2017 and has prior involvement with Vanguard Marketing Corporation and The Vanguard Group, Inc. Since 2021, he has also operated a self-employed sales business outside the investment industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses an algorithm-driven, goal-based investment approach primarily employing Vanguard funds and ETFs, with a focus on scalable digital delivery and personalized asset allocation.

Carol Cromer is a financial advisor at Merrill with 39 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 1988, as well as at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors, utilizing internal investment teams and third-party managers.

Phillip Clark is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management and a senior partner of The SG Group. He has nearly two decades of experience working with corporate executives, institutions, and affluent multi-generational families. His role involves providing services such as corporate executive education on equity compensation plans and awards, investment and retirement planning, portfolio management, and goals-based wealth management strategies. Phillip also focuses on managing clients' concentrated stock positions and coordinating 10b5-1 Trading Plans, among other financial planning needs. Phillip holds the Chartered Financial Analyst (CFA) designation and the Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) designation. He earned a bachelor's degree in finance from the W.P. Carey School of Business at Arizona State University. Additionally, he is part of the Merrill Institutional Consulting Group, which serves the complex requirements of institutional clients. He is a member of the CFA Society Phoenix. Phillip contributes to his community by serving on the Men's Board of the Fresh Start Women's Foundation, an organization that provides resources to support women's self-sufficiency. Outside of his professional and volunteer commitments, he enjoys golfing, hiking, ice hockey, surfing, traveling, and yoga.

Derek Moon is a CFP® with 26 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and focuses on portfolios constructed mainly from Vanguard funds and ETFs.

Ross Pearlman is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and firm-approved tools for its financial planning services.

Larry Osa is a financial advisor with Robert W. Baird & Co. in Peoria, AZ, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. His previous roles include 11 years at RBC Capital Markets before joining Robert W. Baird in 2019. Outside of his advisory work, he serves on the board of Sunshine Dog Rescue, where he helps establish intake and adoption policies. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional to non-traditional investments and providing both discretionary and non-discretionary management options.

Robert Manhardt is a financial professional with 10 years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera since 2023, with prior experience at Securian Financial Services and Minnesota Life Insurance Company. Manhardt is also involved with North Star Consultants as an agent/broker specializing in fixed insurance sales and serves as a financial professional at North Star Resource Group. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies across various program structures.