Brent Mekosh is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Concurrent Investment Advisors, LLC. His prior experience includes roles at Raymond James Financial Services and Purshe Kaplan Sterling Investments. He is also the owner of Mekosh Financial Services, where he manages internal operations and compliance functions. Concurrent Investment Advisors, LLC is an SEC-registered multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized, primarily long-term wealth and investment management solutions supported by a network of approximately 286 advisors.

John Pettee is a CFP® professional with 25 years of experience in financial advising. He is currently with Schwab Wealth Advisory and has held various roles within Charles Schwab since 2013. Prior to that, he worked at USAA Financial Planning Services for eight years. Outside of finance, he performs as a guitarist and singer providing musical entertainment at local venues. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice relies on Charles Schwab & Co.’s asset-allocation models and internal research and involves client-authorized trades with at-least-annual reviews tailored to client goals and risk tolerance.

Bruce Lindvig is a CFP® with 46 years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd in Scottsdale, AZ since 2017. His previous roles include positions at LPL Financial, Wells Fargo Clearing, and UBS Financial Services. He also serves as a FINRA arbitrator, a role he has held since 1987. Stratos Wealth Partners, Ltd is an SEC-registered enterprise firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and other institutions through an IAR-driven model that offers discretionary and non-discretionary portfolio management, financial planning, and outsourced CIO solutions, utilizing an open-architecture approach that integrates multiple third-party platforms and managers.

Yulia Schneider is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. Her prior roles include positions at Vanguard Advisers and The Vanguard Group, Inc., as well as managing Schneider Wealth Management and working at Schneider & Associate, CPAs, PC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s recommendations are based on Charles Schwab’s asset-allocation models and internal research, with services tailored to clients’ goals and risk tolerance.

Ariyeh Waite is a financial advisor with Guardian Life, holding a Series 66 designation and one year of industry experience. Prior to joining Guardian Life and Park Avenue Securities, he worked at Pacific Advisors and has a diverse employment background including roles at Grimms Fuel Service, Autozone, Target, and KingPins. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and digital advisory options.

Albert Nisanov is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab & Co., Inc., where he has worked since 2026. Prior to that, he spent 20 years at The Vanguard Group, Inc. Outside the financial industry, Nisanov has experience owning and operating barber shops. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm employs proprietary asset-allocation models and research tools, offering recommendations tailored to clients' goals and risk tolerance without exercising discretionary trading authority.

Steven Rustik is a CFP® with 26 years of industry experience and has been with D.A. Davidson & Co. since 2009. Based in Scottsdale, AZ, he holds Series 63 and Series 65 registrations. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Alec Wick is a financial advisor with United Planners Financial Services of America and holds a Series 65 designation. He has one year of industry experience and has previously worked with Northwestern Mutual Life Insurance Company and Puccio Investment Services. Outside of financial services, he has experience working at Pleasant Valley Golf Course. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent Investment Adviser Representatives, utilizing a mix of custodians and third-party managers, with a notable emphasis on non-discretionary account management.

Christopher Mortvedt is a financial advisor with Cresset Asset Management, LLC, holding a Series 65 designation and five years of industry experience. His prior roles include positions at Ironwood Wealth Management and Charles Schwab. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles using a disciplined, risk-aware approach that combines strategic asset allocation, manager selection, and both active and passive investment strategies across public equities, fixed income, and alternatives.

Donald Goldstein is a financial advisor at VALIC Financial Advisors with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with VALIC Financial Advisors since 2006. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Carrie Hall is a financial advisor with Eagle Strategies (NY Life) based in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. She has been affiliated with Eagle Strategies and New York Life since 1988 and operates her own firm, Carrie Hall and Associates Financial and Insurance Services, LLC. Hall serves on multiple nonprofit boards, including the Brophy Foundation and the Barrow Neurological Foundation Women’s Board, where she holds the position of President. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with individual investors, institutional sponsors, and plan sponsors.

Lukas Mc Kenzie is a financial advisor at Schwab Wealth Advisory, Inc. with two years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Schwab Wealth Advisory, he worked at Amazon.com, Inc. for four years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm employs asset-allocation models and internal research tools to tailor recommendations based on each client’s goals and risk tolerance, with trades executed only upon client authorization.

Phylis Bolno is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Commonwealth since 2005 and also owns Customized Wealth Strategies, LLC, which offers tax preparation and accounting services in addition to securities and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a variety of advisory programs and extensive operational, trading, compliance, and practice-management support to affiliated advisors.

Alex Nielsen is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He currently works at Focus Partners Wealth, LLC and previously held roles at Sonora Investment Management Group, The Wolff Company, and served seven years in the U.S. Navy. Focus Partners Wealth, LLC provides wealth management and advisory services to individuals, high-net-worth families, family offices, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach, blending active and passive strategies within an enhanced open architecture framework.

William Beran is a Series 66-credentialed financial advisor with nine years of industry experience. He is currently affiliated with United Planners Financial Services of America as a Limited Partner and has held roles at several firms, including Bank of America and Merrill. Outside of finance, he is a partner in an equestrian hunter and jumper training facility in Scottsdale, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through approximately 359 advisors. The firm offers both advisory and brokerage services and is noted for its non-discretionary management approach and limited-partnership ownership structure.

Jordan Raymond is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Fidelity Investments, and Northwestern Mutual Wealth Management Company. Outside of finance, he has been involved with OHSO Brewery and Distillery in Phoenix, AZ. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach is based on Schwab’s asset-allocation models and internal research, with customized reviews and recommendations tailored to clients’ goals and risk tolerance.

Nolan Sand is a Planning Consultant at the Peoria Investor Center, where he supports Financial Consultants in building client relationships and assisting families in working toward their financial goals. He has been in this role since 2022. His professional experience includes roles at Fidelity Investments as a Planning Consultant, and multiple positions at Charles Schwab from 2020 to 2022, including Client Relationship Specialist, High Net Worth Specialist, and Financial Services Professional. Prior to that, he worked at Harbor Investment Advisors, Desert Schools Credit Union, Desert Schools Financial Services, and Farm Bureau Financial Services in various capacities. Outside of his professional work, Nolan is interested in family activities, social events with friends, golf, and traveling.

Denise Mc Coy is a financial advisor with Centaurus Financial, Inc. in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. She previously worked at The Vanguard Group, Inc. and has also been involved with Unitek Learning Education, Inteletravel, and Tranont. Outside of advisory work, she serves as co-director of client services at Spivak Financial Group and as treasurer for the Gilbert High School Orchestra Boosters. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through the CLASSIC Plus platform, and retirement-plan consulting, operating both discretionary and non-discretionary arrangements with multiple investment analysis approaches and access to model overlay programs and third-party managers.

Walter Usinowicz Jr. is a financial advisor with Oppenheimer, holding a Series 66 designation and 23 years of industry experience. He has been with Oppenheimer since 2005 and worked at Morgan Stanley DW Inc. from 2003 to 2005. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a variety of investment and retirement services through discretionary and non-discretionary programs, managing a broad range of portfolios with an emphasis on strategic asset allocation and client-specific reporting.

Jason Edwards is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked for The Vanguard Group, Inc. for 10 years before joining Charles Schwab and Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the SWA program and select referrals, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.