Stephanie B. Greer is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management, and is a member of The GF Wealth Management Team. She brings over 32 years of experience in the financial services industry, focusing on wealth management strategies tailored to clients' goals. Stephanie holds several professional designations, including Certified Private Wealth Advisor®, Chartered Retirement Planning Counselor™, Certified Exit Planning Advisor®, and Sports & Entertainment Accredited Wealth Management Advisor™. She graduated from the University of the Pacific with a B.S. in Business Administration. Her areas of expertise include education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, and retirement income. Stephanie has been recognized on multiple occasions by Forbes, including listings on the Best-in-State Wealth Management Teams and America's Top Women Wealth Advisors Best-In-State. She has also attended Barron's Top Women Advisors Summits and serves as a mentor for women advisors through Merrill's Women Exchange. Stephanie is actively engaged in the Scottsdale/Phoenix community, serving as a board member for Fresh Start Women's Foundation, an organization empowering Arizona's women to achieve self-sufficiency. Outside of her professional work, she enjoys golfing, hiking, and traveling.

Chase Witthuhn is a financial advisor at Ameriprise in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Charles Schwab & Co., Charles Schwab Bank, and Esporta/LA Fitness, as well as time spent in full-time education. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendation reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Justin Cole is a financial advisor with Raymond James Financial, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James and its affiliated entities since 2013. Cole is the sole owner of ELOC Investments LLC and serves as an independent contractor advisor with NextGen Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Luke Burgess is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. His prior work includes a role at Symmetry Financial Group and various positions spanning academic and athletic settings. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm manages a large client base through digital delivery and a team servicing model.

Colin Fine is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked previously at Kestra Advisory Services, LLC and Axon Enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios, research, and technology-driven strategies.

Richard Cordova is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has worked with Vanguard and its related entities since 2013 and maintains side activities as a real estate agent and tech blogger. Currently based in Scottsdale, AZ, he also works as a transportation contractor. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and managing a large client base through its digital platform.

James Rettke III is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Ameriprise in Scottsdale, AZ since 2020. He was previously with Ameriprise Financial Services, Inc. from 2003 to 2020. Outside of advising, he is involved in several business ventures related to residential real estate ownership and management. Ameriprise provides retirement-income planning services designed for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations primarily for clients holding assets in Ameriprise Managed Accounts.

Brian Juda is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of financial advising, he is co-owner of Happy Jack's Hospitality LLC. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach while offering a broad range of advisory, brokerage, and insurance solutions.

Thomas Kabler IV is a financial advisor at Vanguard Advisers with Series 66 registration. He has no prior industry experience and has been with Vanguard and its affiliates since 2026. His previous work includes roles at PING, Inc., TravisMathew, LLC, and Nike, among others, and he attended Arizona State University from 2022 to 2026. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach centered on proprietary models and primarily invests in Vanguard funds and ETFs, managing client relationships at scale through a digital and team servicing model.

Aaron Kerr is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at The Vanguard Group, Vanguard Marketing Corporation, and Vivint. Kerr has also worked in various other sectors, including hospitality and accounting. Vanguard Advisers offers automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Erin Richters is a financial advisor at Osaic Wealth, Inc. with eight years of industry experience. She holds the Series 66 designation and has worked at Securities America, Inc. since 2016. Prior to her financial services career, she was employed by Starbucks from 2016 to 2017. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by proprietary asset-allocation tools and access to third-party money managers.

Rebecca Greenwood is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked with Cetera and First National Bank of PA prior to joining LPL Financial and Oneaz Credit Union in 2026. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Brian Holloway is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 credential and 25 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario-based modeling as part of its financial planning process.

Vincent Gregorovich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has worked at The Vanguard Group since 1999 and previously at Uber from 2014 to 2023. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Lauren Coleman is a financial advisor at Vanguard Advisers with two years of industry experience and holds a Series 66 designation. She has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2024. Outside of her advisory role, she has experience working as a server at Culinary Dropout in Tempe, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering customization options and tax-aware features.

Scott Long is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 66 designation and has worked at Securities America Advisors and Securities America Inc. before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and access to third-party money managers to construct and manage portfolios.

Anthony Licocci is a CFP® professional with 20 years of industry experience. He has been with The Vanguard Group, Inc. since 2010 and works out of Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and offers a range of customization options, managing a large client base through a combination of automation and advisor support.

Eileen Mcarthur is a financial advisor at Ameriprise with 35 years of industry experience and holds a Series 63 designation. She has been with Ameriprise since 2012, including six years at the current firm. Outside of her advisory role, she serves as Vice President of the Breast Cancer Research & Assistance Fund and as Secretary for the Cancer Aid and Research Fund. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing retirement-income planning advice through a written Recommendation Report and tax-aware withdrawal strategies.

Andrew Posin is a Financial Advisor with Merrill Lynch Wealth Management based in Scottsdale, Arizona. He works with high net worth individuals and businesses, assisting them through various stages of their financial lives by providing clarity and confidence in decision-making. His practice focuses on family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income planning. Andrew holds a Bachelor of Science in Business Administration from the University of Arizona's Eller College of Management, with a triple major in Finance, Business Analytics, and Entrepreneurship, and a minor in Personal & Family Financial Planning. He is designated as a Personal Investment Advisor (PIA). Drawing on his academic background and professional experience, he tailors financial strategies to the unique goals of each client. Outside of his professional role, Andrew enjoys baseball, basketball, football, golfing, and spending time with his family.

Eric Benson is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers. His prior roles include positions at Benson & Foshee LLC and Street Sweeping. He has been with The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios built primarily from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a large advisory team.