Sean Degenhart is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. He has been with Wells Fargo Clearing since 2020 and has worked at Wells Fargo Bank, N.A. since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven, based on modern portfolio theory, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Roger Frank is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior roles include long tenures at Berthel Fisher & Company Planning, Inc. and Berthel Fisher & Company Financial Services, Inc. Frank is also a trustee for The Shirley Frank Revocable Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research and operational tools.

Ethan Crupe is a financial advisor at Morgan Stanley with one year of industry experience. He has worked previously at The Vanguard Group, Inc. for four years and has experience in lending and entrepreneurial activities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured processes and firm-approved tools.

Jennifer Culhane is a financial advisor at Strategic Advisers LLC, a Fidelity Investments company, with 10 years of industry experience. She holds Series 66 and Series 63 licenses. Her prior roles include positions at Fidelity Brokerage Services, Charles Schwab, Creative Planning, Merrill Edge, and TD Ameritrade. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and it serves as an adviser to multiple registered investment companies and fund-of-funds.

Bryan Neddoff is a CFP®-designated financial advisor at Edward Jones with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he is a co-owner of a consulting business, WCG & Associates, and serves as president and operating manager of Forest Hills Group, LLC, an investment property ownership entity. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Brice Davis is a CFP® professional with nine years of industry experience, currently serving at Vanguard Advisers. His career includes positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has worked since 2017. Davis's background also includes roles at Brigham Young University and AV Productions. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Braden Wood is an Investment Consultant at Fidelity Investments, where he focuses on assisting clients and their families in developing and implementing personalized financial plans tailored to their financial objectives. He emphasizes building strong, ongoing relationships and gaining a clear understanding of each client's situation to identify appropriate strategies. Braden has held various roles at Fidelity Investments since 2022, including Planning Consultant, Relationship Manager, and Financial Representative, which have contributed to his experience and expertise in financial planning and client relationship management. Prior to joining Fidelity, he worked as a Customer Service Representative at Comerica Bank in 2021. Outside of his professional work, Braden has interests in baseball, board games, cars, football, social events with friends, and music.

Bradley Hughs is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has previously worked at Southwest Wealth Advisory Group and Woodbury Financial Services. Outside of his advisory role, he is associated with Hughs Financial Services, Inc., an entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by technology tools and extensive non-advisory financial activities.

Andrew Needs is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following seven years with JPMorgan Chase Bank and JPMorgan Securities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Michelle Brooks is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2023, she worked at SagePoint Financial, Raymond James Financial Services Advisors, and Peoples Bank, where she has been employed since 2003. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and multiple program options delivered through a complex network of affiliates.

Kathy Salcido is a financial advisor with RBC Capital Markets in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has worked at RBC Capital Markets since 2008. Outside of her advisory role, she is an owner of Melaleuca, Inc., a private company, earning commissions for referring shoppers. RBC Wealth Management serves a broad client base including individual investors, institutions, and charitable organizations, offering a range of wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm utilizes in-house and third-party investment managers and provides options for tax management, responsible investing, and alternative investments.

Jacob Zajdzinski is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 credentials with one year of industry experience. His prior work includes roles at Clearwater Country Club, Insight Global, and Paradigm Golf Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning utilizing firm-approved tools and models.

Daniel Peters is a Series 66-licensed financial advisor with Robert W. Baird & Co. in Phoenix, AZ, where he has worked since 2008. He has 28 years of industry experience. Outside of his advisory role, he is an owner and member of the Wine and Food Society of Paradise Valley, LLC, which organizes food and wine events. Daniel Peters is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, utilizing both in-house and third-party managers.

Jerry Abbitt is a financial advisor with Primerica Advisors in Scottsdale, AZ, holding Series 63 and Series 65 registrations and 19 years of industry experience. He has been with Primerica Advisors since 2007 and also serves on the Alumni Council as Co-Chairman for Grace College & Seminary. Additionally, Abbitt is on the Board of Directors for Abbitt Wellness Centers in Phoenix. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Victor Sesate is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2012, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation strategies.

Myron Johnson Jr. is a financial advisor at Osaic with 18 years of industry experience and holds the Series 66 designation. He has been with Osaic since 2024 and previously worked at Securities America Inc. for 12 years. Outside of his advisory role, he owns and operates MJ AUDIO, a DJ and sound engineering business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm uses a model-based investment approach with asset allocation and portfolio optimization tools, supporting a range of programs including managed portfolios and third-party money manager options.

Jacob Korte is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, based in Scottsdale, Arizona. He specializes in personal retirement planning, portfolio management services, and retirement income. Jacob works with individuals, families, business owners, and executives to provide personalized wealth management strategies that focus on preserving, growing, and transferring wealth across generations. Jacob earned a Bachelor's degree in Economics from the University of Arizona and holds the Personal Investment Advisor (PIA) designation. His approach emphasizes thoughtful guidance, disciplined execution, and long-term client relationships, leveraging Merrill's resources and global investment capabilities to address a wide range of financial needs including retirement planning, investment management, wealth preservation, estate considerations, and legacy planning. Outside of his professional role, Jacob enjoys various outdoor activities such as camping, biking, fishing, adventure sports, golfing, hunting, rock climbing, skiing, spending time with his family, and traveling.

Tyler Sherwood is a CFP® with nine years of industry experience, currently affiliated with Raymond James Financial in Scottsdale, AZ. He has held roles at Raymond James and Ameriprise, and is involved with Key Wealth Management in a client support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through specialized affiliations.

Jordan Osness is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds the Series 66 designation and has two years of industry experience. Prior to his current role, he spent time at the University of Arizona and has contributed articles on topics related to science education. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers a broad range of financial products and services through its bank and insurance affiliates.

Larry Osborne is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Investments and Chase Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.