Brandon Orr is a financial advisor at TLG Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and The Vanguard Group. Orr served in the United States Marine Corps for four years and has experience in investment operations at Investors Preferred Life Insurance Company. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets, serving individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Tatiana Brownell is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2008, joining Schwab Wealth Advisory in 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain referrals. The firm uses Charles Schwab’s asset-allocation models and research tools to guide investment selection, with client authorization required for all trades.

Ernest Giltner is a CFP® professional with nine years of experience in the financial industry, currently serving as an advisor at Schwab Wealth Advisory Inc. in Phoenix, AZ. He has been with Schwab Wealth Advisory since 2018 and with Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm relies on Charles Schwab & Co.’s asset-allocation models and internal research tools to deliver tailored recommendations, with a focus on at-least-annual reviews and client-authorized transactions.

Anthony Dages is a financial advisor at Foundations Investment Advisors LLC with two years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at JPMorgan Chase Bank and Bright Wealth Management. Before transitioning to finance, he spent seven years at In-N-Out Burger. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm delivers services through a large network of affiliated offices, employing a mix of fundamental, technical, and cyclical analysis with model portfolios and an asymmetric rebalancing approach.

Lindsey Underwood is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She has held roles at Schwab Wealth Advisory since 2012 and has been with Charles Schwab since 2009. Outside of her advisory work, she serves as Vice President of Membership for Phoenix Delta Gamma, a social alumnae sorority organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm focuses on asset allocation and investment selection based on Schwab’s internal research, with recommendations tailored to clients’ goals and risk tolerance.

John Hanson is a financial advisor at Integrity Alliance, LLC with 12 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior roles include positions at Lion Street Financial, The Leaders Group Inc, Rational Life, Investacorp Inc, and Highland Capital. Hanson is also involved in insurance product sales as an independent contractor. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, utilizing a range of portfolio management approaches and custodial platforms.

Gilberto Cuen is a CFP® professional at Schwab Wealth Advisory with 11 years of industry experience. He has been with Charles Schwab since 2014 and has worked at Schwab Wealth Advisory since 2019. Outside of his advisory role, he is involved in buying, renovating, and selling homes. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation, investment selection, and wealth management consultations, using standardized models and internal research tools tailored to clients’ goals and risk tolerance.

Kelly Richards is a financial advisor with Allworth Financial, L.P. in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His prior work includes roles at First Allied Advisory Services, BHF RG Capital Inc., and Raymond James & Associates. Outside of advising, he is a managing member of Dynamite Office Holdings, LLC and a partner in It's Happening, LLC, both non-investment business activities. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers comprehensive financial planning and portfolio management, employing both quantitative and qualitative investment analysis and a variety of model and specialist portfolios.

Joseph Estrella is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab Wealth Advisory in 2022, he worked at Protein Lab and held positions at Chick Fil A and Burlington. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm emphasizes client-tailored recommendations and operates without discretionary trading authority, supporting a range of investment options including mutual funds, ETFs, and separately managed accounts.

Matthew Tucker is a CFP® professional with 11 years of industry experience, currently with Foundations Investment Advisors LLC since 2019. He previously worked at Saturn Wealth, LLC, AE Wealth Management, LLC, and The Vanguard Group, Inc. In addition to his advisory role, he is an independent insurance agent involved in insurance sales and services. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, using model portfolios and an asymmetric rebalancing approach to tailor investment advice.

Ryan Schulte is a CFP® with 20 years of industry experience currently with Guardian Life. He has been associated with Guardian Life and Park Avenue Securities for multiple years throughout his career. Outside of advisory services, he serves as an adjunct professor of finance and writes articles for various publications. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and digital advisory solutions.

Rick Wertheim is a financial advisor with Independent Financial Group, LLC, holding a Series 66 credential and 18 years of industry experience. His prior work history includes positions at Ameriprise, Cetera Wealth Services, Woodbury Financial Services, and Invest Financial Corporation. Outside of his advisory role, he serves as Treasurer for the Cal Poly Alumni Association. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm- and third-party models across active and passive strategies.

Rodger Hanson is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. His prior experience includes roles at The Vanguard Group, Inc. and USAA Financial Planning Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and research tools to tailor recommendations based on each client’s goals and risk tolerance, while trades require client authorization.

Jaime Olivas is a CFP® professional with seven years of industry experience, currently affiliated with Schwab Wealth Advisory. Prior to joining Schwab in 2025, he worked at Bank of America, Merrill, Edward Jones, Tfcu, and First Convenience Bank. Outside of his advisory role, he is involved with a property management company related to a rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Harrison Smith is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and one year of industry experience. He has also worked at Charles Schwab and US Bank. His prior roles include a mix of full-time education and a position with the London Basketball Association. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on standard asset-allocation models and internal research tools, with reviews tailored to client goals and risk tolerance.

Daniel Martell is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and four years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2022, following prior roles at Merrill and UPS. Based in Phoenix, AZ, Martell’s experience spans wealth management and financial planning. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Schwab’s proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Scott Ellsworth is a financial advisor with PlanMember Securities Corporation in Gilbert, AZ, holding a Series 66 designation and 17 years of industry experience. He has worked with multiple firms during his career, including Legend Advisory, LLC and New England Securities. Ellsworth is also involved with Williams & Co dba Williams and Company Financial Services and One2One Wealth Strategies in financial sales and services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and delivers education and support services to plan sponsors and participants.

Jackson Hansen is a CFP® with three years of industry experience, currently at Steward Partners Investment Advisory, LLC. He has previously worked at Ameriprise, Hinman Financial Planning, and RH Advisors, LLC, among others. Hansen’s background also includes four years as a student and missionary. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets, serving a diverse client base that includes individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of portfolio management and financial planning services through both proprietary and third-party solutions.

John Pyles is a CFP® with 22 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He previously worked at Nationwide Investment Services Corporation, CAPTrust, and The Vanguard Group. Outside of advisory roles, he is the owner and executive director of JFP Ventures, Inc., operating the Huntington Learning Center of Arizona, and serves as a board member for the Marilyn Smith and Founders' Legacy Foundation. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by online planning tools and annual financial reviews.

Daniel Martin is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has been with Schwab Wealth Advisory since 2017 and has worked at Charles Schwab & Co., Inc. since 2014. Based in Phoenix, AZ, Martin holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and internal research tools to deliver tailored, at-least-annual investment recommendations without exercising discretionary trading authority.