Brayden Salmins is a financial advisor with LPL Financial in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at the Department of Economic Security and various roles in the private sector. Outside of advising, Salmins is involved with RB Builders, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a variety of investment strategies supported by research and technology.

Connor Henkle is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial situations and assist in preparing for the planning process. His approach involves focusing on the clients' holistic financial circumstances to work towards their goals. Prior to his current role, Connor served as a Relationship Manager at Fidelity Investments from 2022 to 2024. Before joining Fidelity, he worked as a Stock Broker at Charles Schwab from 2018 to 2022. Outside of his professional responsibilities, Connor has interests that include cars, fitness, food, football, music, and yoga.

Thomas Wheeler is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior experience includes roles at The Vanguard Group and AllState Insurance Company. Outside of his advisory work, he has maintained soccer coaching and referee licenses and occasionally engages in youth soccer coaching and officiating. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering clients multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Lukas Haugen is a financial advisor with Charles Schwab holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab since 2017, including a year at Charles Schwab Bank, SSB, and previously spent six years at Groupon. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments through its formal onboarding and placement process.

Ty Meadows is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 licenses and 18 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2008 and at Schwab Wealth Advisory Inc. from 2016 to 2025. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Karen Berkman is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2008, including her current role starting in 2018. In addition to her advisory work, she is a general partner at Bewilderknits, a retail business focused on clothing, accessories, and knitting and crochet pattern publishing. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs a multi-asset strategic allocation approach supported by centralized operational and custodial services.

Marnie Rose is a financial advisor with UBS Financial Services in Tolleson, AZ, holding a Series 66 designation and 25 years of industry experience. Her career includes two periods at UBS Financial Services, from 2005 to 2017 and from 2018 to the present, as well as a one-year tenure at RBC Capital Markets. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work via a network of Financial Advisors who utilize proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances.

Jessica Love is a financial advisor at Charles Schwab with eight years of industry experience. She has held her current role since 2017 and previously worked at AeroCare Holdings, Inc. from 2013 to 2017. She holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Anthony Gutierrez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 registrations. Prior to his career in finance, he spent ten years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and a centralized operational structure.

John Mark Pothast is a financial advisor with Cetera in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Securian Life Insurance Company and Northern Arizona University. He serves as Treasurer for The June Group, a nonprofit focused on community outreach for those affected by substance abuse, and holds leadership roles with the Phoenix Symphony Young Professionals Board and Kiwanis International Downtown Scottsdale Young Professionals. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and advisory services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across diverse program structures.

Shie Hadar is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010 and 2012, respectively. Outside of his advisory role, he is a 30% owner of two real estate-related LLCs engaged in property management in Castle Hills, Texas, and Tucson, Arizona. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Stacey Cicotello is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses with 18 years of industry experience. She previously worked at Scottrade, Inc. before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering wrapped advisory, brokerage, custody, and financial planning services through an integrated, multi-asset investment approach combining non-discretionary guidance with access to affiliated discretionary separately managed accounts.

Jared Duran is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Financial Engines Advisors L.L.C. for ten years before joining Edelman Financial Engines. The firm provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. Edelman Financial Engines employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

Kelli Thurmond is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes roles at USAA Financial Planning Services and USAA Financial Advisors, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Wendy Marshall is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 30 years of industry experience. She worked at Edward Jones for four years before joining LPL Financial in 2014. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third‑party asset management, supported by advisor tools and a broad network of over 22,800 advisors.

Wendy Woudenberg is a financial advisor at Morgan Stanley in Phoenix, Arizona, holding a Series 66 credential with seven years of industry experience. Her career includes roles at Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, N.A., as well as prior positions with Golf Fore Africa, Realty One Group, and the National Association of Railroad Trial Counsel. She serves as a board member of the Phoenix Country Club. Morgan Stanley Wealth Management offers advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning emphasizes structured discovery and firm-approved tools, providing a range of investment and advisory solutions without individual security recommendations in standalone plans.

Philip Lee is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2012, progressing through various positions including Financial Consultant, Investment Consultant, Regional Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Client Service Consultant at Wells Fargo from 2011 to 2012. As a Certified Financial Planner™ (CFP®), Philip brings expertise in financial planning and investment consulting. He focuses on helping clients develop personalized, comprehensive plans to pursue their financial goals with clarity and confidence. Philip emphasizes honesty, integrity, and transparency in his advisory approach. Philip is also a husband and father, and he integrates his personal values into his professional commitment to clients.

Veronica Coope is a financial advisor at Charles Schwab with 14 years of industry experience. She holds a Series 66 designation and has worked within Charles Schwab entities since 2010, including Schwab Wealth Advisory and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wrap fee programs and managed-account services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and financial planning services.

Hunter Long is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping families and high net worth individuals develop customized financial plans that align with their life goals, utilizing tools such as the Personal Wealth Analysis®. His areas of expertise include education planning, equity compensation services, personal retirement planning, sports and entertainment, and tax minimization. Hunter holds a Bachelor's Degree from Arizona State University and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is also a member of the professional organization Hockey Players in Business. Outside of his professional role, Hunter enjoys cooking, football, golfing, ice hockey, reading, and spending time with his family.

Paul Roberts is a CFP®-certified financial advisor with Charles Schwab, based in Phoenix, AZ, and has 17 years of industry experience. He previously worked at USAA Investment Management Company and USAA Financial Advisors Inc. Roberts is a Captain and Human Resource Officer in the United States Army Reserve. Outside of finance, he is involved in youth sports as a certified pickleball coach and serves as Chief Financial Officer for a nonprofit youth pickleball club in Arizona. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account solutions.