Erica Pitrone is a Series 66-credentialed financial advisor with Merrill in Brea, CA, where she has worked since 2015. She has 11 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

James Townes II is a CFP® with 22 years of industry experience, currently affiliated with Osaic Wealth. He has previously worked at Lincoln Financial Securities and has held roles involving insurance and financial consulting since 2003. Outside of his advisory duties, he provides business consulting to small business owners and financial education to community colleges and clergy members. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization.

David Bate is a financial advisor with LPL Financial in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and offering 39 years of industry experience. His prior work includes roles at Raymond James Financial and Citigroup Global Markets. Outside of advising, he is also a licensed real estate agent in Manhattan Beach. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a wide network of over 22,800 advisors.

Ryan Gordon is a CFP® professional with 24 years of experience in financial services. He is currently affiliated with LPL Financial and has previously worked at firms including Raymond James Financial Services, Wells Fargo Advisors, and UBS Financial Services. Outside of his advisory work, he is involved in a commercial HVAC business based in Manhattan Beach, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment strategies implemented through discretionary or non-discretionary approaches.

Teresa Ortega is a financial advisor at RBC Capital Markets with 13 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2017, following three years at Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs combining discretionary and non-discretionary portfolio management, tailored to client risk profiles and implemented through a blend of in-house and third-party investment managers.

J Mattingly is a financial advisor at Edward Jones with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Edward Jones, Mattingly held roles at New York Life and NYLife Securities LLC, as well as positions outside financial services at Chocolatte Enterprises and American Art Construction. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

William Farraj is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SagePoint Financial, Inc. and Independent Capital Management, Inc. He is involved in investment-related activities, including providing asset protection through insurance for clients. OSAIC Wealth serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services. The firm uses a model-based investment process with portfolio optimization and supports multiple program types such as wrap portfolios, Unified Managed Accounts, and retirement plan consulting.

Asanka De Alwis is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously with Wells Fargo Clearing Services and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process includes centralized due diligence with quantitative and qualitative research to build model asset allocations, focusing on written asset allocation advice, investment manager searches, and customized performance reporting.

Jean Paul Afif is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and bringing 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Private Bank. Outside of finance, he has a longstanding involvement with the Screen Actors Guild as an executive producer and actor, and he is the developer of a technology app through Star of the Sea NIL. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and investment modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and in collaboration with employer-based financial planning arrangements.

David Kakuda is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Investments, Citigroup Global Markets, and Citicorp Investment Services. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Juan Martin is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, Bank of America, Merrill, and Wells Fargo Clearing during his career. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research to build model portfolios and includes capabilities in derivatives and commodities.

Arman Harutyunyan is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at New York Life Insurance Company and Eagle Strategies. Outside of advisory work, he is a caregiver for In-Home Supportive Services. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Boyuan Zhou is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has also worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts, combining internal and third-party management with comprehensive trading and custody support.

Yuko Matsuo serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, Yuko works with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Her approach reflects a commitment to understanding each client’s unique financial situation and priorities. Yuko’s expertise includes family wealth management, international wealth management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. She emphasizes working collaboratively with clients to tailor strategies that align with their objectives. Outside of her professional responsibilities, Yuko enjoys fishing, hiking, music, reading, singing, and spending time with her family. She also values community involvement, continuing the Merrill tradition of active participation in the communities served.

Sean Hegardt is a financial advisor at Morgan Stanley in Torrance, CA, holding a Series 66 designation with three years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2022, along with prior experience at the University of Arizona and Teksystems. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, providing advisory services that do not include individual security recommendations as part of standalone planning.

Jordan Horner is a financial advisor with Morgan Stanley in Rolling Hills Estates, CA, holding Series 63 and Series 65 licenses. He has five years of industry experience, including prior roles at E*TRADE Securities and Wells Fargo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering various advisory programs with a focus on tailored financial planning supported by firm-approved tools and structured discovery processes.

Kevin Phillip is a financial advisor with UBS Financial Services in San Pedro, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Painewebber Inc and UBS Financial Services since 1995. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing services such as principal trading, market-making, and proprietary research to support client investment strategies.

Lucy Hardy is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley since 2017 and previously was affiliated with Financial Partners Credit Union and LPL Financial. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Eddie Rivera Jr. is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining J.P. Morgan Securities, Rivera worked at PFS InvestmentS Inc and Primerica Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence.

Allison Fujimoto is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2017, following a one-year tenure at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.