Daniel Gardner is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Financial Consultant at Equitable Advisors, LLC from 2021 to 2024. He holds a California Insurance License. Daniel emphasizes a client-centered approach to financial planning, focusing on listening and understanding his clients' goals and values. He aims to co-create strategies that align with what matters most to his clients, and he prioritizes making complex financial topics accessible and understandable. Outside of his professional work, Daniel enjoys activities such as golf, spending time at the lake, and watching movies.

Jason Corzine is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career in 1995. Throughout his tenure, he has held various leadership positions, including Business Manager for the San Diego Complex. Jason focuses on developing financial strategies and providing advice tailored to individuals, families, and businesses by understanding their short- and long-term financial objectives. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® certificant and Chartered Retirement Planning Counselor (CRPC). Jason earned a Bachelor of Arts degree in Economics from Rutgers University in 1996. Jason resides in Rancho Bernardo, California with his wife, Rose, and their two children. Outside of work, he enjoys activities such as golfing, hiking, playing hockey, and tennis.

Paul Firth is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. His prior roles include 21 years at Wedbush Securities Inc and six years at Prudential Equity Group, LLC. He is also associated with Firth Capital Partners, LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dwight Barbiasz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial goals and develop actionable plans aimed at achieving lasting financial success. He has been with Fidelity Investments since 2022, progressing through roles including Customer Relationship Advocate and Investment Solutions Representative before his current position. Dwight holds a California Insurance License, supporting his ability to provide comprehensive financial planning services. Outside of his professional work, Dwight's interests include cooking and baking, football, golf, hiking, music, and tennis.

Mohammad Ali is a Series 66–licensed financial advisor at Edward Jones with seven years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2015 to 2024. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Kieron Brimacombe is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to provide comprehensive financial planning, utilizing available tools and resources to co-create personalized plans that address long-term goals. Kieron has held various positions at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This progression reflects his experience in financial consulting and client relationship management. He holds a California Insurance License.

William Bitsimis is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 42 years of industry experience. He has been with Wells Fargo Advisors LLC since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Ann Reagan is a financial advisor at Cetera with 13 years of industry experience and holds the Series 66 designation. She has worked at several firms including Avantax and Landmark Financial Management, where she also serves in an administrative capacity. Reagan is additionally involved with Monheit Frisch Group PLC as an assistant. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform and supports diverse investment strategies with discretionary and non-discretionary authorities.

Kyle West is a financial advisor with J.P. Morgan Securities in San Diego, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Merrill Lynch (Bank of America) and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative manager research to deliver written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

Andrea Ashbacher is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked at SagePoint Financial, Inc. for 14 years and has held roles at OSAIC Services, Inc. and Sunamerica Securities, Inc. Ashbacher is also engaged in selling life, health, disability, and long-term care insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization tools and supports multiple advisory programs delivered through a complex network of affiliated entities.

Steven Anderson is a Series 66-licensed financial advisor with six years of industry experience. He has been with J.P. Morgan Securities since 2020, following a decade at Investment Planning Counsel. Based in San Diego, CA, Anderson’s career includes roles at JPMorgan Chase Bank NA and a brief period of unemployment. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence, quantitative and qualitative research, and an ESG eligibility framework.

Dennis Hennings is a financial advisor at Ameriprise in San Diego, CA, with 14 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2011. He is a 5% owner of Everafter Events, an event planning business operated by his wife. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

Ronald Landelius is a CFP® and CFA® credentialed advisor with 22 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013, and briefly worked at J.P. Morgan Securities Inc. in 2008. He is based in Del Mar, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, incorporating an ESG eligibility framework where appropriate.

Martha Gomez Walton is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 license and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice and investment manager searches supported by a centralized due diligence process that combines quantitative and qualitative research.

David Simpson is a financial advisor with LPL Financial in San Marcos, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has previously worked at National Planning Corporation and Pacific Financial Group. Outside of advising, he serves as CEO and owner of Pacific Tax & Financial Group, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a large network of over 22,800 advisors.

Carl Friedemann is a financial advisor at Ameriprise with 35 years of industry experience. He has been with Ameriprise and its affiliates since 2005 and holds a Series 63 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Justin Ross is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities and Morgan Stanley. Outside of his advisory role, he is a commissioned notary public in Del Mar, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Olivier Nazon is a financial advisor at UBS Financial Services with two years of industry experience. Before joining UBS in 2023, he worked at First Republic Bank and was employed at the San Diego Metropolitan Transit System. Prior to his finance career, he operated an e-commerce store on the Amazon platform for seven years. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides a range of services including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products, leveraging proprietary research and institutional trading capabilities.

Lisa Miller is a financial advisor with Merrill in Rancho Santa Fe, CA, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. She has worked at Bank of America, N.A. since 2017 and at Merrill Lynch, Pierce, Fenner & Smith since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of clients including individuals, high-net-worth clients, and institutions. The firm integrates internal Chief Investment Office teams and third-party style managers to implement customized portfolio management and investment solutions.

Aidan Dressler is a financial advisor with Thrivent Investment Management in Del Mar, CA, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Yelp, Whova, and several educational institutions before joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a broad range of financial topics, with options to combine planning with managed accounts under a consolidated billing system.