Erik Anderson is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Wamu Investments, Inc. and UBS Financial Services before joining LPL Financial in 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by a broad network of over 22,900 advisors and extensive non-advisory financial services.

Stella Larsen is a Series 66 licensed financial advisor at J.P. Morgan Securities with 22 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018, and previously spent 12 years at Northern Trust Securities, Inc. and Northern Trust Bank. Larsen is also an officer of Villa Palma, LLC, an entity that operates residential apartment buildings in San Diego, and serves as a board member on the finance committee of the Hualalai Ohana Foundation, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations within a broader derivatives and commodities capability.

Aeryonna Ware is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Morgan Stanley, she worked at Charles Schwab and held positions in the hospitality industry with Marriott International, Kimpton Hotels, and Evolution Hospitality. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with an advisory focus that generally excludes individual security recommendations and ERISA fiduciary responsibilities unless separately engaged.

Samuel Alt is a Series 66-registered financial advisor with six years of industry experience. He is currently with Mass Mutual Investors Services and has previously worked at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory role, he is involved as a brand ambassador for a waterless skincare product company and works as a server at a restaurant/bar. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning relationships using firm-approved analysis tools.

Nicolette Dal Porto is a financial advisor with LPL Financial and holds a Series 66 designation. She has four years of industry experience, including roles at Fremont Bank Investment Services and various positions connected to California Polytechnic State University, San Luis Obispo. Outside of her advisory work, she is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Jocelyn Senaha is a financial advisor with Morgan Stanley Wealth Management in San Diego, CA, holding Series 63 and Series 65 credentials and 30 years of industry experience. Her prior firms include Wells Fargo Clearing and Prudential Equity Group, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Paola Leal Cervantes is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at Via Capital and Banana Republic. Paola’s background also includes roles in healthcare and education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using model-based asset allocations and research from its Chief Investment Office and global resources to tailor client plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.

Margaret Molli Alvey is a financial advisor at Merrill with 31 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2004. Outside of her advisory work, she serves as the treasurer for Girl Scouts San Diego Troop 4968. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Tayvin Donaldson is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he partners with clients to understand their financial goals, create personalized strategies, and provide ongoing guidance as their needs evolve. He focuses on simplifying complex financial decisions and serving as a trusted resource to help clients stay focused on what matters most to them. Donaldson's expertise extends beyond investments to helping clients make informed decisions and feel confident about their future. His approach includes assisting clients in planning for retirement, funding education, navigating liquidity events, and balancing financial demands related to family and life. He holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Coronado High School. In addition to his professional work, Donaldson is involved with the San Diego Food Bank.

Elizabeth Sanchez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and has prior experience with Morgan Stanley, Morgan Stanley Private Bank, Merrill, Invest Financial Corporation, and Banc of America Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Claudio Robertson is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 66, Series 65, and Series 63 licenses and bringing 15 years of industry experience. He has held positions at firms including Upriver Capital Management and Private Investment Bank prior to joining J.P. Morgan Securities in 2021. He also has concurrent roles at JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative screens and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities uncommon among similar institutional programs.

Christopher Pegg is a CFP® with four years of industry experience, currently serving as an advisor at J.P. Morgan Securities in San Diego, CA. He has held roles within various J.P. Morgan entities since 2023 and previously worked at First Republic Investment Management, Brown Wealth Management, and Wells Fargo Private Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Daniel Avram is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions (SPS) Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Andrews III is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and previously worked at City National Bank and RBC Capital Markets. Andrews currently serves clients from the La Jolla, CA office. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Sanya Mulhern is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 22 years of industry experience. Her career includes roles at City National Bank, Merrill, and Banc of America Investment Services. She is based in San Diego, CA. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base, including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

Robert Palatella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously at Morgan Stanley Private Bank, National Association from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Calixta Padilla is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones in 2024, she worked at Cardinal Group Management from 2021 to 2024 and has experience in roles outside the financial industry, including at Zara and San Diego State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Brian Rosenfield is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2015. Outside of finance, Rosenfield has ownership stakes in two businesses: Eclipse Production Company, which provides event services specializing in photo booth rentals, and Beauty As Desired LLC, a beauty services business he co-owns with his wife. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Philip Bradshaw is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research resources.

Melissa Snook is a Wealth Management Advisor at Merrill Lynch Wealth Management with over a decade of experience in financial advising. She began her career serving the retirees of Fortune 500 companies at a local advisory firm in San Diego. Melissa holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her approach centers on developing lasting client relationships built on trust and understanding the complete financial picture to help clients attain their goals. She specializes in areas such as college education planning, employee benefits planning, executive compensation, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Melissa earned her bachelor's degree in Economics from the University of California, San Diego. She is an active community member in San Diego, serving on the Board of the La Jolla Woman's Club. Additionally, she participates in volunteering organizations including Feeding San Diego and San Diego Coastkeeper. As a native of San Diego and a long-term resident of La Jolla, Melissa is committed to the preservation of the coastline through engagement in green initiatives. In her free time, she enjoys traveling, snowboarding, and surfing.