Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jeffrey Fichtner is a Senior Financial Advisor with Merrill Lynch Wealth Management and leads a team of four professionals known as The Newport Group. Since beginning his career in wealth management in 1984, Jeff has accumulated over 35 years of experience in the industry. He focuses on a range of client needs including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Jeff holds a Bachelor of Science degree in Finance from Northern Illinois University and holds the Personal Investment Advisor (PIA) designation. Jeff resides in Newport Beach with his wife Nancy and has two grown sons. His personal interests include biking, billiards, fishing, golfing, horseback riding, scuba diving, skiing, table tennis, yoga, and spending time with his family.

Eric Jenson is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior career includes roles at Transamerica Financial Advisors and Demographic Trends, among others. He maintains business activities related to tax and investment through Jenson and Associates, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and nonprofits through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.

Gregory Pelachik is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing. His prior experience includes roles at Ameriprise and Comerica, along with extensive tenure at Wells Fargo in various capacities since 2000. Outside of his advisory work, he is a co-owner of Just Plane Partners, LLC, and serves on the board of the San Bernardino Mountain Patrol, a nonprofit ski patrol organization in Big Bear Lake, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in a modern portfolio theory approach.

Justin Pearson is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. He has been with JPMorgan Securities and JPMorgan Chase Bank since 2018. Prior to this, he was associated with 97 Communications and the University of California, Santa Barbara, where he was also involved with the UCSB Baseball team. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Margaret Baldwin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. Her prior roles include positions at D.A. Davidson & Co. and UBS Financial Services. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Corona is a financial advisor with LPL Financial based in Laguna Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior experience includes roles at Raymond James and Associates, Oppenheimer, and Ameriprise Financial Services. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non‑discretionary management supported by research and model portfolios.

Rong Yue is a financial advisor with Ameriprise in Irvine, CA, holding the CFP® designation and Series 63 and 65 licenses. Yue has three years of industry experience, including prior roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Global Law Group. Outside of advisory work, Yue owns and operates JY Legacy Bridge Law P.C., focusing on estate planning. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and emphasizes managed accounts and algorithmic automation to support its retirement planning solutions.

Michael Buntzen is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ly Pham is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2021, Ly worked at U.S. Bank and SunTrust Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Ramirez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services since 2018, having previously worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Tenaya Moranda is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, she worked at CorePower Yoga and LawAdvisor Ventures, and also has a background in education. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Nicholas Bock is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options.

Nathan Delgado is a financial advisor at Charles Schwab with Series 66 credentials and no prior industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., American Healthcare REIT, and the UCI Financial Aid Office. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

John Fierro is a CFP® professional with 32 years of industry experience. He is currently affiliated with RBC Capital Markets and City National Bank since 2023. His prior experience includes seven years with Wells Fargo Clearing and six years with Wells Fargo Advisors LLC. Fierro serves on the Board of Directors for White Oak, a charitable organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment advisory programs and portfolio management services, combining in-house and third-party managers while providing integrated capital markets and lending capabilities.

Arnold Cassuto is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously been involved in an e-commerce business, AAC Solutions, LLC, which operates a family-owned Walmart online store. Cassuto has worked within various branches of JPMorgan since 2013. J.P. Morgan Securities LLC serves primarily institutional clients and retirement plan sponsors, offering investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative modeling and centralized due diligence in its advisory process and incorporates an ESG eligibility framework when recommending strategies.

Lydia Park is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and previously worked at Raymond James and CollaZen Care. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Cherlyn Rugg is a financial advisor at Morgan Stanley in Newport Beach, CA, holding a Series 66 designation with two years of industry experience. Her prior work includes roles at The Cheesecake Factory and Brandy Melville, as well as studies at the University of California - Irvine. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Jonathan Jiang is a financial advisor at Ameriprise in Irvine, CA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Ameriprise, he worked at J.P. Morgan Securities and JPMorgan Chase Bank. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Brandon Minovitz is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo in various capacities since 2006. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.