Etsuji Oizumi is a financial advisor at Cetera with 13 years of industry experience. His prior roles include positions at Avantax and MassMutual, and he operates Bentley Tax Company, where he provides tax preparation services. Oizumi also provides retirement planning and financial advice through Advantage Tax & Wealth. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Christine Shepherd is a financial advisor at Ameriprise with five years of industry experience. She holds the Series 66 designation and has worked previously at UCLA and Northwestern Mutual. Outside of her advisory role, she manages an advisory business through Timberline Lane LLC. Ameriprise Financial Services is a large diversified firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Ricardo Olvera Jr. is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Jeannette Dobbyn is a CFP® professional with 38 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Phillip Bracey is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of advisory work, he owns and operates tax preparation services and serves as a church elder at Kindred Outreach Ministries Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with diverse portfolio management options and financial planning services.

Ara Malazian is a financial advisor with LPL Financial in Santa Ana, CA, holding the CFP® designation and Series 63 and 65 licenses, with 31 years of industry experience. He previously worked at National Planning Corporation for 14 years before joining LPL Financial in 2017. In addition to his advisory role, Malazian serves as an instructor at the University of California Irvine and operates a technology consulting business through AGM Enterprises. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a wide range of advisory programs and services, including discretionary and non-discretionary management, supported by research and model portfolios from multiple sources.

Cassra Mashkouri is a financial advisor with LPL Financial in Santa Ana, CA, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Wells Fargo. She also serves as a licensed branch employee for SchoolsFirst Credit Union and acts as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options, supported by research and model portfolios.

Joshua Mason is a financial advisor at Osaic Wealth with four years of industry experience. He holds a Series 66 designation and has previously worked at Mariner Independent Advisor Network and LPL Financial. His background also includes roles outside of finance such as positions with California Baptist University and in athletics. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and advisory platforms. The firm offers a variety of financial services including brokerage, investment advisory, and retirement plan consulting, utilizing tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.

Brian Cobian is a financial advisor with LPL Financial in Whittier, CA, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. Prior to joining LPL Financial in 2026, he worked at OneAmerica Securities and American United Life from 2011 to 2026. He is also the owner of AAABC Tax Services, Inc., a tax service business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios, retirement plan consulting, and brokerage services.

Jacob Epstein is an Investment Management Consultant II at Fidelity Investments. He works with clients to develop personalized financial plans that focus on their most important goals. His approach simplifies the complexities of financial planning and investing into a tailored framework that adapts to clients' evolving lives. Jacob has been with Fidelity Investments since 2022, initially serving as an Investment Consultant before advancing to his current role in 2023. Prior to joining Fidelity, he worked at Ameriprise Financial from 2018 to 2021, where he held positions as a Client Relationship Manager and Client Service Associate. He holds a California Insurance License. Outside of his professional work, Jacob has interests in comedy, fitness, golf, and pets.

Sisi Wu is a financial advisor with Cetera who holds a Series 66 designation and has nine years of industry experience. Her prior work includes roles at JP Morgan Chase Bank, HSBC Securities USA, Axa Advisors, and Bank of America. Outside of her advisory work, she is the sole owner of 810 Jarrow LLC, a rental property business. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a network of over 10,000 advisors and managing more than $256 billion in assets.

Samantha Sokasaim is a financial advisor at Edward Jones with nine years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Christopher Nunez is a financial advisor with LPL Enterprise holding a Series 66 credential and seven years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Edward Jones. Outside of finance, he is employed by Amazon in a non-investment role. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, providing financial planning, advisory services, and access to model portfolios and third-party asset management. The firm offers an integrated platform combining advisory programs with brokerage and insurance products.

Habib Habibi is a financial advisor at LPL Financial with Series 65 and Series 63 licenses and three years of industry experience. He has worked at LPL Financial since 2022 and is also affiliated with SchoolsFirst Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Diana Chan is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has previously worked with Bancwest Investment Services, Inc. and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Muhammad Khan is a financial advisor with Fidelity who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products, including model portfolios and fund advisory services.

Cherie Jones is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Service, LLC since 2019. Her prior experience includes roles at Royal Alliance Associates, Inc. and Signator Investors, Inc., as well as managing her own practice from 2015 to 2019. Outside of advising, she holds positions on the board of the California Society of Tax Consultants and provides tax consulting and preparation services through her firm, Cherie Jones & Associates. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

David Marich is a financial advisor with J.P. Morgan Securities in Los Alamitos, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. His career includes multiple roles within JPMorgan Chase Bank and J.P. Morgan Securities since 2012. Outside of finance, he was involved with Marich Copter Cams from 2014 to 2017. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a non-discretionary program supported by an in-house manager solutions team.

Salvador Linaker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Priority 1 and McKeehan Construction. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Sean Bracey is a financial advisor with Cetera in Brea, CA, holding the ChFC® and Series 66 credentials and has 15 years of industry experience. He has worked with Cetera since 2013 and previously operated his own tax and financial services firm. Bracey serves as a finance committee member for Life Bible Fellowship Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.