Anthony Francis is a financial advisor at J.P. Morgan Securities in Palo Alto, California, holding Series 63 and Series 66 credentials with three years of industry experience. His prior roles include positions at First Republic Bank, Loan Depot, Bank of America, and Lennar Corporation. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates quantitative screens and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Kevin O’Regan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Investments, LLC from 2001 to 2011. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages extensive assets and provides both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

David Marroquin is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, New York Life, and AT&T. Outside of his advisory role, he works part-time as a driver consultant for Uber in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sijin Lin is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill and Bank of America in 2026, Lin held roles at Uber Technologies, Inc., and various academic institutions, including the University of California, Irvine and University of San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Randall Robertson is a financial advisor with Cambridge Investment Research Advisors in Pleasanton, CA. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Prior to his current role at Cambridge, he worked for List Alliance, Inc. for 15 years. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Sherri Omdahl is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery and advanced modeling tools.

Victor Lee is a CFP® professional with 19 years of experience in the financial services industry. He has been with Mass Mutual Investors Services since 2017 and has worked at Massachusetts Mutual Life Insurance Company since 2016, following a ten-year tenure at MetLife Securities INC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning to deliver written recommendations tailored to clients' goals.

Quan Vu is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to that, he was with Bank of America and the University of San Francisco. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Sirinee Tippakorn is a CFP® and ChFC® with 21 years of experience in financial advising at Edward Jones, where she has worked since 2005. She served as president of the Rotary Club of Belmont from 2011 to 2012, leading fundraising and distribution efforts for community projects. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Steven Ng is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. Before joining Merrill and Bank of America in 2025, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2023 to 2025, and spent seven years at Vontobel Wealth Management in Hong Kong from 2015 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary strategies designed by internal CIO teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christina Diercks is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Bank NA since 2005 and with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as a power of attorney and trustee for her mother. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources, offering brokerage and advisory solutions across a large platform of more than 14,000 advisors.

Timothy Makovkin is a financial advisor at Cetera with 36 years of experience. He holds Series 63 and Series 65 designations and has worked at Cetera and Voya Financial Advisors. He also operates as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of over 10,000 advisors, offering a range of portfolio management and financial planning services across multiple program structures.

Manuel Ojeda is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a disciplined investment approach, offering comprehensive solutions including estate planning and institutional advisory services.

Mary Plowden is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. Based in Palo Alto, CA, she provides institutional consulting services. J.P. Morgan Securities offers institutional consulting to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program uses a combination of quantitative screens and qualitative research to build model asset allocations, with recommendations limited to eligible strategies.

Alexander Curtis is a financial advisor at Morgan Stanley in Palo Alto, CA, with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2021. Outside of his advisory work, Curtis serves on the advisory board of Wishlife, a family communication platform based in South San Francisco. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Katelyn Pan is a financial advisor at Morgan Stanley in Palo Alto, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Andersen Tax and 23andMe, as well as work at U.C. Berkeley and Homestead High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Stella Miretsky is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Wells Fargo Investments, LLC, as well as Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Lan Xiao is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining LPL Financial, Lan worked at General Mortgage Capital Corporation and Cetera Investment Services. Outside of advisory work, Lan is involved with General Mortgage Capital Corporation and operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a broad platform that combines advisory services with non-advisory financial products.

Meagan Merrill is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with JPMorgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Its advisory process includes centralized due diligence with quantitative and qualitative research and incorporates ESG considerations.

Jacob Kamine is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 credential and has worked with Morgan Stanley since 2020, including a position at Morgan Stanley Private Bank, N.A. Prior to his current roles, he was involved with Kamine Farms for several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee models.