Nicholas Kelly is a financial advisor at Fidelity with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at UBS and various positions in education and community organizations. Outside of advisory work, he has experience with an insurance services firm. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, emphasizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, including the use of model portfolios composed of mutual funds, ETFs, and ETPs.

Art He is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with LPL Financial since 2013 and previously worked nearly a decade at MSI Financial Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment strategies that include discretionary and non-discretionary options with innovative technology tools to assist advisors.

Ling Wang is a financial advisor at Merrill with six years of industry experience. Prior to joining Merrill in 2021, Wang worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2018 to 2021, and at RBC Financial Group from 2016 to 2018. Wang holds a Series 66 designation and is based in San Jose, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew De Garmo is a CFP®-designated financial advisor with eight years of industry experience. He is currently with Wells Fargo Advisors and has prior experience at firms including AW Securities, Allworth Financial, Fidelity Brokerage Services, and The Vanguard Group. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Michael Mckay is a Senior Financial Advisor at Merrill Lynch Wealth Management based in San Jose, CA. He has been involved in investing for 20 years across financial markets, real estate, and small businesses. His professional focus includes working with small and medium-sized businesses in the Higher Education industry, providing financial and wealth management strategies, financial education, retirement planning, and portfolio construction and management. Michael holds a Master's Degree in Personal Financial Planning from the College for Financial Planning and a Bachelor's Degree in Business Finance from San Diego State University. He possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his wife have lived in Sunnyvale for more than eighteen years, raising their two sons. Michael has served as a Board member with the American Youth Soccer Association (AYSO) Region 44, acting as Community Program Outreach Director, reflecting his involvement in community activities related to youth soccer.

Melissa Barney is a financial advisor at Morgan Stanley with 20 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2010. Barney holds the Series 66 designation and is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by advanced modeling tools.

Ngan Liang is a Vice President and Financial Consultant at Fidelity Investments, where he currently works to provide financial advice tailored to clients' individual goals. He joined Fidelity in 2023, bringing with him extensive experience from his previous role as Vice President and Financial Solutions Advisor at Bank of America Merrill Edge, where he worked from 2012 to 2023. Ngan holds a California Insurance License, supporting his expertise in financial consulting and investment strategies. Outside of his professional work, he engages in personal interests such as cooking and baking, participating in family activities, social events with friends, hiking, caring for pets, and traveling.

Nicky Wright is an Investment Consultant currently working at Fidelity Investments since 2026. She has prior experience as a Financial Advisor at Northwestern Mutual from 2023 to 2026 and has held roles such as Advanced Brokerage Representative at Robinhood from 2020 to 2022 and Customer Relationship Advocate at Fidelity Investments from 2019 to 2020. Her professional approach centers on partnering with clients to understand their priorities and co-develop tailored financial and investment strategies. She holds a California Insurance License and focuses on strategic financial and investment planning to help individuals and families pursue financial success through preserving, protecting, and growing their assets. Outside of her professional role, Nicky is interested in art, food, movies, outdoor adventures, reading, and singing.

Kenneth Prodger is a financial advisor with Cambridge Investment Research Advisors in Santa Clara, CA, holding Series 63 and Series 65 credentials and 20 years of industry experience. He previously worked at Mass Mutual Investors Services for eight years before joining Cambridge in 2014. Prodger is also the founder of the Special Needs Planning Group, a business focused on insurance, benefits, and human resources services. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms.

Priya Sagar is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2024. She specializes in providing comprehensive financial planning that includes investment guidance, tax-efficient investing, and long-term strategy development. Her approach focuses on understanding clients' personal goals to create tailored financial solutions. Prior to her current role, Ms. Sagar held positions as Senior Vice President and Private Banker at Citigroup from 2022 to 2024, Vice President and Private Client Advisor at J.P. Morgan N.A. from 2019 to 2022, and Financial Advisor at Merrill Lynch from 2018 to 2019. She holds a California Insurance License, supporting her expertise in managing insurance-related financial planning. Outside of her professional work, Priya engages in family activities and enjoys sports such as surfing, swimming, and tennis. She also dedicates time to volunteering within her community.

Mark Grimsrud is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 licenses and with 22 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Wamu Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting across a broad range of solutions. The firm utilizes research and analytics to support its investment approach and distributes financial products through affiliated bank and insurance entities.

Erik Nelson is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2006. Nelson is a silent partner with 20% ownership in a restaurant business. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Gabriella Wang is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 credentials with 13 years of industry experience. Her prior roles include positions at CyberX and Merrill before returning to Morgan Stanley in 2019. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach involves structured discovery discussions and firm-approved planning tools, with a broad range of retail and institutional investment solutions.

Dean Correa is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Wells Fargo Advisors since 2014 and also owns Correa Wealth Management, a financial practice based in San Jose. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including retirement, education, and specialized areas such as business-owner transition and special-needs planning, utilizing Wells Fargo research and planning tools to develop tailored client recommendations.

Humberto Mendivil Jr. is a financial advisor at Ameriprise with one year of industry experience. He previously worked at RBC Capital Markets, LLC for three years and has a background that includes roles at California State University Monterey Bay and Cypress Coast Physical Therapy. He holds the Series 66 designation and is based in San Jose, CA. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies.

Thomas Bruckner is a financial advisor with Thrivent Investment Management in San Jose, CA. He holds a Series 66 designation and has 23 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002 and 2003, respectively. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to integrate planning with managed-account services through a consolidated billing option called “WealthPlan,” while maintaining separate planning and investment management functions.

Eatan Vijan is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including Avantax and TD Ameritrade. Vijan is the founder and president of Naimava Capital Management Group, an investment management and financial advisory business. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning through a multi-manager platform with access to affiliated and third-party money managers.

Jonathan Cymrot is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. His prior experience includes roles at Legends Pizza Co. and teaching positions at San Francisco State University, University of Kansas, and Valley Christian schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning tools supported by its Global Investment Committee’s analyses.

Ayman Kahale is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Salvador Fernandez Sandoval is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 credentials and has previous work experience at JPMC Bank NA, Bank of America, General Nutrition Center, and Big 5 Sporting Goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes broader derivatives and commodities capabilities.