James Kovarik is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2006, following a prior role at Piper Jaffray Inc. beginning in 1998. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides research, custody, underwriting, and capital markets services.

Douglas Sullivan is a financial advisor at Edward Jones in Bothell, WA, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at Brightsone Retail Operations from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Jonathan Luke is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. from 2015 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Emily Jackson is a financial professional with one year of industry experience, currently affiliated with Cetera. She holds the Series 66 designation and has previously worked at Cbiz and Boise State University. Jackson is also active with Pacific Crest Financial Services, LLC, where she provides financial services. Cetera Investment Advisers is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, operating a multi-manager platform that enables advisors to use affiliated and third-party model portfolios or create customized strategies.

Loren Lo is a financial advisor with Equitable Advisors in Bellevue, WA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Equitable Advisors since 2013 and previously at Axa Advisors, LLC. Outside of his advisory role, he is involved with Hidden Point LLC, a short-term rental business, and operates under the Retirement Path Advisors brand. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm’s approach involves assessing client risk tolerance and matching them to appropriate advisory models, utilizing third-party asset managers and multiple investment options while providing ERISA fiduciary services for qualified plans.

Debera Hansen Aiken is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Wells Fargo in 2024, she worked at Ameriprise and Northwestern Mutual in various advisory and management roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Robert Fletcher IV is a financial advisor at RBC Capital Markets with a Series 66 designation. He has one year of industry experience and previously worked at Equitable Advisors LLC and Fairwood Golf & Country Club. RBC Wealth Management serves a diverse client base, including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers and tailored strategies based on client risk profiles.

Geoffrey Wendover is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including TD Ameritrade Investment Management, TD Ameritrade, Scottrade, and Charles Schwab Bank. He is based in Bellevue, WA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory models and access to discretionary separately managed accounts, supported by multi-asset portfolios and research from the Schwab Center for Financial Research.

Laela Erickson is a financial advisor at Edelman Financial Engines with five years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial LLC and Thrivent Financial. Erickson’s career background also includes roles outside finance, such as working at Morrie's Minnetonka Subaru and Gander Outdoors/Camping World. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Ava Jaksha is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation. Prior to joining Ameriprise, she worked at LPL Enterprise LLC and has a background that includes completing her education at the University of San Diego. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice.

Todd Campbell is a financial advisor at UBS Financial Services with a Series 66 designation and experience beginning in 2024. His prior roles include positions at WA State Paid Family Medical Leave, Fairway Independent Mortgage Corporation, Nintex Inc., and Nordstrom Inc. Outside of his advisory work, he is a partner in Ascendant Properties LLC, involved in managing a rental property. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management offerings and provides research-driven, tailored investment solutions.

Lucy Young is a financial advisor at UBS Financial Services in Bellevue, WA. She holds a Series 66 designation and has been with UBS since 2025. Prior to joining UBS, she held positions in various industries including retail and food service, with experience at companies such as 5 Iron Golf, Lululemon, Village Wines, and Serena Gelato. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations to tailor financial plans and portfolio management through a large network of advisors.

Jayna Van Stone is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Additionally, she is involved with Angelfish Swimming LLC, a recreation business she has operated since 2021. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and broad capabilities across retail and institutional markets.

Christopher Bruntz is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Edward Jones since 1993. Outside of his advisory role, he is involved with Soul Free, LLC, an LLC based in Snoqualmie, WA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm reported approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branches.

Huong Jenny Do is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and four years of industry experience. She has worked at JPMorgan Chase Bank, N.A. since 2004, including roles at J.P. Morgan Securities starting in 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, with implementation support from affiliated investment-management entities.

Melody Rose is a financial advisor at Merrill with five years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, pension, corporate, and charitable clients.

John Kozol Jr. is a CFP® with 14 years of industry experience, currently affiliated with Cetera and serving as a financial professional at Headwater Wealth Advisors. His work history includes roles at First Allied Advisory Services and Cetera ADVISORS LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Daniel Rosales is a financial advisor at Charles Schwab based in Bellevue, WA, holding CFP® and Series 66 credentials with five years of industry experience. His work history includes roles within various Charles Schwab entities since 2019 and a one-year position at DoorDash in 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through the Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated client relationship model that combines non-discretionary advisory services with access to discretionary separately managed accounts and alternative investment programs.

Matthew Scher is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has served since 2002. He began his financial services career at T. Rowe Price Associates in Baltimore in 1997, focusing on high net worth investors. His professional experience also includes managing e-commerce marketing partnerships at drugstore.com and serving as a Supply Officer in the U.S. Navy. Matt holds a B.S. degree in economics from the United States Naval Academy and an M.B.A. from the Darden School at the University of Virginia. He has earned the Certified Private Wealth Advisor (CPWA) designation from the Investments & Wealth Institute, the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp., and is also a Personal Investment Advisor (PIA). His expertise includes education planning, executive compensation, family wealth management strategies, liquidity management, and personal retirement planning. In addition to his professional commitments, Matt serves on the Board of the Bellevue Schools Foundation and participates as an interviewer for U.S. Naval Academy candidates. He resides in Yarrow Point, Washington, and enjoys tennis, pickleball, cooking, travel, and skiing in his spare time.

Thuong Pham is a financial advisor with Charles Schwab in Bellevue, WA, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab Bank since 2019 and Charles Schwab & Co., Inc. since 2018. Prior to joining Schwab, his work history includes roles at Purdue University and Cabela's. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.