Johana Diaz is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been with Merrill since 2017, including roles from 2022 onward in West Palm Beach, FL. Prior to Merrill, she worked at SMDigital Partners for one year. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional entities. The firm is integrated with Bank of America’s corporate platform, providing access to a wide range of products and services.

Amanda Campbell is a financial advisor with Stifel in Palm Beach, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2015. Outside of her advisory role, Campbell serves on the board of Rosarian Academy and is Secretary of the Jupiter Police Foundation, where she assists with fundraising and event planning. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment analysis methodology developed by its Investment Strategy Group.

Kevin Wandoff is a CFP® professional with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. He is based in Palm Beach, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Dino Ruffa is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors, Park Avenue Securities, and Guardian Life. Outside of advisory work, he owns an insurance agency and is a managing partner of Upward Wealth Group LLC, which provides financial planning and related services. OSAIC serves a broad client base including individual, high-net-worth, and institutional investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, managed accounts, and access to third-party money managers, employing asset-allocation tools and automated rebalancing in portfolio construction.

Mark Belford is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Stephens, Inc. and KPMG Corporate Finance LLC. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through its Institutional Consulting Services program with a focus on quantitative asset-allocation modeling and manager due diligence.

Roni Chase is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, Chase worked at Janney Montgomery Scott for eight years and Wells Fargo Advisors LLC for seven years. Outside of advisory work, Chase is a majority owner of a merchant partnership, Chase GP, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and specialized areas such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations, with clients choosing implementation through brokerage or advisory programs.

Phillip Edwards is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup for 11 years before joining Merrill in 2024. Edwards serves as a director on the Cultural Council of Palm Beach County and is a board member of the United Way of Palm Beach County. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Luke Pingleton is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in managing their individual wealth to meet their unique financial goals. Beginning his career in financial services in 2017, Luke emphasizes a thoughtful, client-focused approach that starts with listening to clients' needs and aims to ensure strategies are aligned with their objectives. Luke's areas of expertise include education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He leads The Pingleton Group in West Palm Beach, Florida, which is dedicated to building exemplary client relationships through teamwork and the resources available through Merrill. He holds a Bachelor's Degree from the University of Alabama System and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke is involved with several professional organizations, including the Alabama Alumni Association, PGA National Junior Executive, Scotch and Sharks, and The Benjamin School Alumni. His community involvement includes participation with the Leukemia & Lymphoma Society and Place of Hope. Outside of work, Luke enjoys adventure sports, chess, golfing, hiking, music, reading, skydiving, spending time with family, and traveling.

Staceyanne Johnson is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 63 and Series 66 licenses. Prior to joining Merrill in 2025, she worked at Citigroup and CitiBank, N.A. from 2016 to 2025. Johnson serves as a board member of the Literacy Coalition of Palm Beach, a nonprofit organization providing literacy programs to children and adults in Palm Beach County. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Ronald Dale is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates multiple analytical tools but does not provide individual security recommendations as part of its standalone planning services.

Tracy Cooper is a financial advisor with Merrill in Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Merrill since 2011. Outside of her advisory role, she serves as a director and executive committee member for several charitable organizations, including SunFest of Palm Beach County, West Palm 100, and Liv's Lunches, where she is involved in organizational leadership and community service activities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to diverse clients, including individuals, high-net-worth clients, and institutional entities.

John Whitledge is a financial advisor at Primerica Advisors with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Oppenheimer and Managed Account Services, LLC. Outside of his advisory role, he owns JKM Legacy Holdings, Inc., a company involved in real estate investing. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts within a wrap-fee structure.

Juan Sardinha is a financial advisor at Merrill with 29 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 2005 and at Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm leverages integration with Bank of America’s corporate platform to offer a broad range of products and services.

Anna Sieron is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and is also employed by JPMorgan Chase Bank, N.A., where she offers bank products including deposit and credit services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Nathan Rimpf is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 65 and Series 66 designations and bringing nine years of industry experience. He previously worked at Goldman Sachs & Co. for nine years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process utilizes structured discovery and firm-approved tools without providing individual security recommendations in standalone plans.

Terry Campbell is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his primary role, he is involved with Integral Wealth Management, LLC, where he holds full ownership and acts as trustee, and he has a merchant partnership in Campbell GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services delivered through personalized recommendations using proprietary research and tools.

Kevin Crosby is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to his current role at JPMorgan Chase Bank NA and JPMorgan Securities LLC, his background includes work at the University of Miami and involvement with several private ventures including Angelstone Tournaments Inc. and Angelstone Farms Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence, and incorporates an ESG eligibility framework in its investment recommendations.

James Drinkwater is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his career in 2026. Prior to joining LPL, he has a background that includes roles at Drinkwater Wealth Management, the University of Central Florida, and Lockheed Martin. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and investment management services supported by research from LPL and third-party providers.

John Murphy is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Stifel and has previously worked at UBS Financial Services. He holds the Series 63 license and is based in Palm Beach Gardens, FL. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Mark Vander Veen is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Based in Palm Beach, FL, he has been with Wells Fargo Clearing since 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.