Alec Bogen is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Northwestern Mutual Investment Services, and Waller and Wax Advisors. His background also includes roles outside of financial services, such as at Madison Earth Care and The University of Tampa. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting with a focus on non-discretionary financial planning and a notable presence in municipal and public finance.

Oluwatoni Esinsinade is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and Primerica Financial Services since 2013. Outside of his advisory role, he is CEO of Chief Cornerstone Associates, LLC, a non-investment-related business that provides tax filing services for Primerica businesses. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodial services.

Christine Schiferl is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 65 registrations and bringing 25 years of industry experience. She has been with LPL Financial since 2002. Outside of her advisory role, she is connected to a family business in property management through her husband. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technological tools such as machine learning.

Ryan Lau is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. In addition to his advisory role, Lau is involved in several entrepreneurial ventures, including founding Bull & Bear Wealth Management Partners LLC and owning Angle-Lau Wealth Management. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of investment implementation options across multiple platforms, with both discretionary and non-discretionary strategies tailored to client objectives.

Carolyn Warner is a financial advisor with Raymond James Financial Services Advisors Inc. in Bradenton, FL, holding a Series 66 designation and 13 years of industry experience. She has been with Raymond James since 2012 and serves as a trustee for her son's trust. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing detailed risk profiling and asset-allocation analysis to tailor recommendations.

Christian Crider is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 63 and Series 65 designations and has 25 years of industry experience. Crider has been with Raymond James Financial Services and Raymond James & Associates Inc. since 2013. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with approximately $500.956 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, delivering advice on a non-discretionary basis through comprehensive planning and portfolio recommendations.

Wendy Hunt is a CFP® professional with 17 years of experience in the financial services industry. She has worked at LPL Financial since 2019, following seven years at INVEST Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Joshua Cerezo is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at Raymond James since 2018 and previously spent 10 years at Scottrade, Inc. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus that includes municipal finance and institutional consulting.

Samantha Bugatch is a financial advisor with Merrill in Saint Petersburg, FL, holding a Series 66 designation and 19 years of experience at the firm since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide array of products and services.

Tyler Washington is a financial advisor with Raymond James Financial holding a Series 66 credential and six years of industry experience. His prior experience includes roles at Bank of America and Merrill Lynch, as well as a brief tenure at Uber. Raymond James Financial Services Advisors provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers tailored advisory solutions and specialized programs for small businesses, supported by a broad institutional network.

Jeffrey Tyler is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 66 designation and has been with various Raymond James entities since 2004. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

David Henwood is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs and customizes investment strategies based on each client’s risk profile, utilizing a combination of in-house and third-party managers along with a range of portfolio management options.

Steven Wolters is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 13 years of industry experience. He has worked exclusively within various entities of Raymond James since 2015. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, including high-net-worth clients, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and public finance services, combining investment advisory with affiliated financing and municipal capabilities.

David Steffensen is a financial advisor at Morgan Stanley in St. Petersburg, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. He worked at Fidelity Brokerage Services LLC for 15 years before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Joseph Mc Castlain is a financial advisor with Raymond James Financial in Saint Petersburg, FL, holding Series 65 and Series 66 licenses and having 14 years of industry experience. He previously worked at Mutual of America Securities and Mutual of America Life Insurance Company before joining Raymond James Financial Services in 2019. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, pension plans, charitable organizations, and government entities. The firm offers specialized services such as the SIMPLE IRA Employer Advisory & Consulting Services program for small businesses and maintains a notable presence in municipal and public finance advisory.

Kayla French is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and over 10 years of industry experience. She has been with Raymond James & Associates since 2016 and Raymond James Financial Services, Inc. since 2018. Outside of her advisory role, she is involved in coaching for Zyia Activewear, assisting clients with activewear fitting. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with more than 5,400 advisors and approximately $500 billion in assets under management. The firm provides wealth advisory planning and investment consulting for a diverse client base including individuals, institutional clients, and government entities, delivering non-discretionary advice supported by extensive research and integrated affiliate services.

Thomas Meachum is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1999. He specializes in creating strategies for high-net-worth individuals and their families to help them meet their short and long-term financial goals. As a qualified Portfolio Manager, Thomas builds and manages personalized or defined investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, often managing these on a discretionary basis through the firm's Investment Advisory Program. He collaborates with clients' other professionals, such as attorneys and CPAs, to provide comprehensive retirement and estate planning services and to review the tax efficiency of portfolios. Thomas holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, a Certified Plan Fiduciary Advisor® (CPFA®) designation from the National Association of Plan Advisors, and other credentials including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He earned both his Bachelor of Science in Business Management and his Master of Business Administration (MBA) from the University of Tampa. He lives in Palm Harbor with his wife and children. Thomas supports several local charities and engages in volunteer work and philanthropic efforts in his community. He has served on the University of Tampa's Board of Trustees and on multiple alumni organizations, as well as serving as Chairman of the Administrative Council for Heritage United Methodist Church. His personal interests include golfing, skiing, traveling, mentoring, and coaching.

Julie Fisher is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding a Series 66 designation and 21 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide both discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, with investment strategies tailored to clients’ Advisory Risk Profiles.

Jud Toth is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He is focused on helping families work toward financial security and pursue their most meaningful life goals through intentional strategy and thoughtful planning. Jud emphasizes that financial planning is deeply connected with the goals and dynamics of the entire family. Prior to his current position, Jud served as a Relationship Manager at Fidelity Investments from 2023 to 2024, and as a Financial Representative at the same firm from 2021 to 2023. Before joining Fidelity, he worked as a Senior Relationship Banker at SunTrust, now Truist Bank, from 2018 to 2021. Outside of his professional career, Jud enjoys biking, skiing, tennis, traveling, and spending time with his pets.

Paul Martin is a financial advisor with LPL Financial in Dunedin, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He worked previously at Invest Financial Corporation for 11 years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and a variety of management options to meet client needs.