Randal Ellis is a financial advisor with Osaic Wealth, Inc. based in Mission Viejo, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Osaic in 2024, he worked with Securities America and SSN Advisory. He also assists clients with insurance products, including life, annuities, and health insurance. Osaic Wealth serves a wide range of clients from individuals to institutions through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to manage diversified portfolios on both discretionary and non-discretionary bases.

Ruben Tarkhanyan is a CFP® professional with 13 years of experience in the financial services industry. He is currently with Osaic Wealth Inc and has held prior roles at Edward Jones, LPL Financial, BancWest Investment Services, Boston Institute of Finance, AssetMark Brokerage, and J.P. Morgan Securities. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers and advisory platforms. The firm offers a range of investment and financial planning services, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios across multiple asset classes.

David Knos is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Gateway Mortgage, Seville Mortgage and Investments LLC, and Dove Mortgage Corp. Knos is based in Mission Viejo, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and alternative investment options.

Savanah Caires is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes roles at JPMorgan Chase Bank, N.A., The Boeing Company, and the University of Washington. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Todd Halbrook is a financial advisor with RBC Capital Markets in Irvine, CA, holding CFP®, Series 63, and Series 65 credentials and bringing 31 years of industry experience. His prior roles include positions at City National Bank, First Republic Investment Management, and Wells Fargo Advisors. He serves on the advisory boards for the Deans Advisory Board and the CIWM Paul Merage School of Business at UCI. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations, offering a range of advisory programs with discretionary and non-discretionary portfolio management tailored to clients' risk profiles.

Mason Limm is a financial advisor with LPL Financial in San Juan Capistrano, CA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Wells Fargo Bank and SchoolsFirst Federal Credit Union. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Barbara Loos is a financial advisor at LPL Enterprise with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Additionally, she is a licensed non-variable insurance agent affiliated with Prudential. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisor programs with brokerage and insurance products through an integrated platform.

Wesley Gunter is a financial advisor at Wells Fargo Clearing with 15 years of industry experience and a Series 66 designation. His prior work includes roles at U.S. Bancorp Investments, Pruco Securities, Prudential Insurance, Principal Securities, and JPMorgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to inform its investment approach.

Reynold Jimenez is a Series 66-licensed financial advisor with 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held a position at JP Morgan Securities from 2013 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Jodi Vinas is a financial advisor with Raymond James Financial and holds a Series 66 designation. She has 26 years of industry experience, including 10 years with Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals, supporting implementation through its advisory programs and other providers.

Riley Wilson is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to joining Schwab, he held roles in the hospitality sector, including positions at Penrose Taphouse, Bad Daddy's Burger Bar, and Nick's Italian. He is a minority owner of MTR Investments, LLC, a real estate business, though he has no active role in its operations. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Katherina Quito is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 11 years of industry experience. She previously worked at JPMorgan Securities and JPMorgan Chase Bank before joining Wells Fargo. Outside of her advisory role, she co-owns an online business selling sunglasses and visors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Scherer is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 66 and Series 65 licenses and has worked at Merrill and Bank of America since 2019, following seven years at Citigroup Global Markets. Outside of his advisory role, he assists with motorsports training as a part-time activity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mitchell Behm is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as a Senior Portfolio Manager. He is part of Merrill's Institutional Consulting practice, providing tailored investment consulting services to diverse institutional clients, including endowments, foundations, non-profits, defined benefit plans, and defined contribution plans. His work involves discretionary management of personalized investment strategies which may include individual securities, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. With a career in financial services beginning in 1985 and joining Merrill Lynch in 1988, Mitch has over three decades of experience working with sophisticated institutions in areas such as cash management, investing, and financing of both qualified and non-qualified benefit plans. He holds the Certified Investment Management Analyst (CIMA) designation as well as the Personal Investment Advisor (PIA) designation. Mitch earned his bachelor's degree from the State University of New York at Stony Brook. Mitch and his team focus on delivering institutional-quality investment and wealth management services to both institutional clients and select families. His approach integrates expertise across Merrill Lynch Wealth Management and Bank of America to provide consulting in investment policies, asset allocation, manager selection, and performance evaluation. Outside of work, Mitch enjoys antiquing, baseball, gardening, reading, and spending time with his family.

Christopher Bevans is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Advisors since 2022 and previously held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Bevans owns and manages investment-related entities in Newport Beach, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, offering a comprehensive range of planning options and integrating advisory services with other financial products and referral channels.

Donald Oliver Jr. is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Masimo Corporation for two years and HireRight, Inc. for thirteen years. He holds Series 63 and Series 66 designations and is based in Ladera Ranch, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory strategies under a fiduciary standard.

Alan Watts is a CFP® professional with 24 years of experience, currently affiliated with Wells Fargo Advisors since 2018. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating extensive industry experience. Outside of advisory services, he is involved in aviation-related businesses including ownership and operation of jet charter services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations supported by proprietary research and planning tools, serving clients with diverse and specialized planning needs.

Annie Naghavi is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2025. She joined Fidelity in 2021 and has progressively advanced through roles including Planning Consultant and Financial Consultant. Prior to her tenure at Fidelity, Annie worked as a Financial Advisor at LPL Financial from 2019 to 2021 and at Ameriprise Financial from 2013 to 2019. Annie holds a Master of Science in Personal Financial Planning and is a CERTIFIED FINANCIAL PLANNER™ professional. She is licensed with a California Insurance License. Her approach emphasizes understanding her clients' unique circumstances to develop customized financial plans. Outside of her professional work, Annie's personal interests include beach activities, family activities, reading, running, traveling, and volunteering.

Gregg Harmeyer is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2017, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Jennifer Uy is a financial advisor with Raymond James & Associates in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at UBS Financial Services for 17 years before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.