Edward Roberts is a CFP® credentialed financial advisor with 22 years of industry experience. He is currently affiliated with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. His prior experience includes roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Denise Rico is a financial advisor at Vanguard Advisers with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has been with The Vanguard Group, Inc. since 2012. Outside of her advisory role, she is a partner in Dirt Boss LLC, a land clearing business in Peoria, Arizona. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, offering portfolios constructed mainly from Vanguard funds and ETFs.

Brendon Biegel is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley and Immigration Capital. Outside of his advisory work, he serves as treasurer for the Desert Mountain High School Band Boosters. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering an IPS-driven advisory process grounded in modern portfolio theory and a broad range of investment options including insurance-related products.

Thomas Benscoter is a financial advisor with Cetera in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has previously worked with firms including Securities America Advisors and Avantax. Outside of his advisory role, he is a senior tax professional at an H&R Block franchise and provides tax consultation and preparation services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Elisha Agarwal is a financial advisor at OSAIC with 11 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Lincoln Financial Advisors Corporation for 10 years. She serves as a board member of the Hampton Roads Chess Association, a nonprofit organization supporting the local area. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm uses various asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

Alec Goossen is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 66 and Series 63 licenses and has been with Vanguard Advisers since 2025. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Alexander Johnson is a financial advisor at Charles Schwab with five years of industry experience. His prior roles include service in the United States Air Force and a position at the University of West Florida. Outside of his advisory work, he is a partner in a real estate LLC focused on property acquisition and management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a mix of non-discretionary advisory relationships and discretionary separately managed accounts with a multi-asset investment approach.

Rebecca Gurney is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 designations and has prior experience at Farmers Insurance and a brief period of unemployment before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including a Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, employing systematic methodologies and oversight controls.

Erik Pesce is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. He has been with Wells Fargo Clearing and related Wells Fargo entities since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes insurance-related vehicles and bank deposit sweep options among its investment menus, distinguishing its offerings within the institutional advisory space.

Zane Rosenbaum is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. He has previously worked at Morgan Stanley and has held roles at various educational institutions, including The University of Georgia and Georgia State University. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a scalable platform and over 2,200 advisors.

Curt Blik is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including his current role with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Joseph Licata is a financial advisor at OSAIC with a Series 65 credential and four years of industry experience. He previously worked at American Portfolios Advisors, Inc. for three years and is a partner at Ross, Strent and Company, LLP, an accounting firm where he has served since 2002. In addition to his advisory role, he acts as a trustee for multiple trusts created by outside attorneys for his accounting clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, employing various asset-allocation tools and third-party platforms to construct and manage portfolios.

William Kane is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at The Vanguard Group since 2022 and previously held roles at Charles Schwab and Equitable Advisors. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a combination of automated platforms and a large advisor team.

Erin Daniels is a Series 66-licensed financial advisor at Ameriprise in Scottsdale, AZ, with 20 years of industry experience. Prior to joining Ameriprise in 2026, Erin worked at Stifel Nicolaus & Co Inc and BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Gary Maack Magnusson is a financial advisor at OSAIC with 30 years of industry experience. He holds the Series 66 designation and previously worked for Woodbury Financial for 20 years before joining OSAIC in 2024. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of affiliated advisers, employing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes.

Daniel Benjamin is a financial advisor with Edward Jones in Scottsdale, AZ, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 24 years of industry experience, including prior roles at Schwab Wealth Advisory Inc. and Charles Schwab & Co. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products supported by a large nationwide network of financial advisors and branches.

Karanja Smith is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Wells Fargo in 2023, Smith worked at The Vanguard Group from 2017 to 2023 and had a brief tenure at Randstad in 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute along with third-party data in its investment approach.

Houston Potts is a financial advisor with Vanguard Advisers, holding a Series 66 credential and four years of industry experience. His prior work includes roles with the Town of Gilbert and several educational institutions. He is currently employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary methodologies to construct portfolios primarily composed of Vanguard funds and ETFs.

Caleb Santos is a Planning Consultant at Fidelity Investments, where he partners with clients to develop financial plans tailored to their individual planning needs. He has been with Fidelity Investments since 2023, progressing through roles from Financial Representative to Relationship Manager before assuming his current position in 2026. Throughout his tenure, Caleb has applied his knowledge to support clients' financial objectives. Prior to becoming a Planning Consultant, Caleb gained experience as a Financial Representative and Relationship Manager, roles that involved direct client engagement and financial relationship management. His career progression within Fidelity Investments reflects his ongoing commitment to financial planning and client service. Outside of his professional responsibilities, Caleb has interests in beach activities, cooking and baking, football, hiking, and traveling.

Charles Cornner is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked within various Vanguard entities since 2008 and is also involved in music as a performing musician with Broken Blessings Productions. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform combined with advisor support, focusing on personalized asset allocation and tax-aware strategies.