Elizabeth Thai is a financial advisor with Edward Jones in Huntington Beach, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Kevin Ou is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management. He is a co-founder of The Peninsula Group, where he provides leadership, strategy, and tailored advice to a select group of clients. In his role, Kevin focuses on wealth planning with a tax-sensitive approach to retirement, investment, estate, and insurance strategies. He has extensive experience assisting clients with concentrated and restricted stock by developing thoughtful approaches to diversification and risk mitigation. Prior to joining Merrill Lynch in 2024, Kevin spent 17 years at UBS and Morgan Stanley, serving as an Executive Director and Senior Portfolio Management Director. He earned a Bachelor of Science degree in Neuroscience from the University of California, Los Angeles, and an MBA in Finance from Pepperdine University's Graziadio School of Business and Management. He is also a graduate of Columbia University's School of Industrial Engineering and Operations Research, where he earned the Certified Portfolio Manager (CPM®) designation. Additionally, he holds California life and health insurance and annuity licenses. Outside of his professional career, Kevin serves on the Board of the South Coast Botanic Garden. He is also involved with his local church, plays violin in the Holloway String Quartet, and enjoys playing tennis at the Palos Verdes Tennis Club. Kevin is fluent in English and Taiwanese.

Lauren Gage is a Series 66-licensed financial advisor with LPL Financial, based in Costa Mesa, CA, and has 11 years of industry experience. She previously worked at Boyer Financial Services and was involved with the Fellowship of Christian Athletes for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by extensive advisor tools and a broad platform of financial services.

Andrew Cereghino is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation. His prior work experience includes roles at Envision Entertainment Consulting, Alpha FMC, Ernst & Young, and BlackRock. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Craig Mc Knight is a financial advisor with Merrill, holding a Series 66 designation and over 32 years of industry experience. He has been with Merrill since 1995. Outside of his advisory role, he is a musician who plays the trombone as the owner of a sole proprietorship based in Long Beach, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Christopher Mc Bee is a Series 66-licensed financial advisor at J.P. Morgan Securities with four years of industry experience. He previously worked at Merrill and has also been employed by JPMorgan Chase Bank, N.A., where he offers a range of banking products alongside his advisory role. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with due diligence and an ESG eligibility framework in its recommendations.

Ford Howell is a financial advisor at UBS Financial Services in Long Beach, CA, holding a Series 66 designation with 26 years in the industry. He has been with UBS since 2005. Outside of his advisory role, Howell serves as a successor trustee for a family retirement account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and a broad platform of financial products.

Luis Gutierrez is a financial advisor with RBC Capital Markets in Rolling Hills, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His career includes roles at RBC Capital Markets LLC, UBS Financial Services Inc, MAP Strategic Wealth Advisors, and Capital Group. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital markets and affiliated asset management capabilities.

Varun Sabhlok is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 25 years of industry experience. His career includes roles at Merrill, AllianceBernstein L.P., and Wells Fargo Advisors, LLC. Outside of his advisory work, he is co-owner of rental properties in Marina del Rey and Redondo Beach, California. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jagruti Makwana is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at Citi Wealth Management, J.P. Morgan Securities, Avantax Advisory Services, Bank of America, and Merrill Lynch. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, with advice delivered by investment adviser representatives using various strategic approaches.

Eric Chang is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and 27 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 23 years before joining Equitable Advisors. Outside of his advisory role, he owns CJ Capital Insurance & Financial Services, Inc., which sells fixed life, health, disability, and medical insurance products. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of advisers, utilizing third-party asset managers and LPL-sponsored advisory solutions.

Edwin Yi is a financial advisor at Ameriprise in Torrance, CA, holding a Series 66 credential with two years of industry experience. He previously worked at Kinecta Federal Credit Union and LPL Financial. Yi is also employed at Kinecta Wealth Management, where he is involved in investment management. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Aubrey Robertson is a financial advisor at Thrivent Investment Management with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Advisors Financial Network and Raymond James Financial. Robertson is also an author of Christian books and content. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic analyses and written recommendations across multiple planning areas without managing client portfolios directly.

Bryan Kang is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank and its affiliates since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Kevin Coyle is a CFP® with 14 years of experience in the financial industry, currently serving at Morgan Stanley since 2017. Prior to this, he worked at Merrill from 2011 to 2017. He holds the Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process emphasizes structured discovery and firm-approved tools, while clients retain responsibility for plan implementation and updates.

Gary Tsou is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at Bank of America, Merrill, Nylife Securities LLC, and New York Life Insurance Company. He has also held positions at California State College Fullerton and Mountain San Antonio College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Njambi Hooks currently serves as a Branch Leader at Fidelity Investments, a role she has held since 2023. In this capacity, she leads, manages, and coaches a team of professionals focused on understanding client needs and assisting them throughout their financial planning journeys. Prior to this position, she gained extensive experience across various roles at Fidelity Investments, including Wealth Management Planning Consultant from 2017 to 2023, Senior Relationship Manager from 2014 to 2017, and Private Client Specialist from 2012 to 2013. Her professional background also includes a Vice President, Director of Operations role at Beacon Pointe Wealth Advisors from 2013 to 2014, and earlier experience at HSBC Private Bank as an Assistant Vice President and Relationship Officer from 2007 to 2012. She began her career in banking with Wells Fargo Bank, serving as a Client Service Consultant and Assistant Branch Manager between 1999 and 2007. Njambi holds a California Insurance License. Outside of her professional responsibilities, Njambi has personal interests that include cooking and baking, exploring culinary experiences as a foodie, running, traveling, and practicing yoga.

Daniel Lasker is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. He is based in Long Beach, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning, utilizing firm-approved tools and scenarios developed by its Global Investment Committee.

Kristopher Raney is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with Wells Fargo Advisors in El Segundo, CA, having been affiliated with Wells Fargo firms since 2010. Raney also owns and manages Raney Wealth Management LLC in Manhattan Beach, CA. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients through a broad planning menu and tailored investment recommendations. The firm combines advisory services with other financial products and offers discrete planning engagements supported by Wells Fargo research and planning tools.

Monica Dickson is a CFP®-credentialed financial advisor with Edward Jones, based in Long Beach, CA. She has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.