Glen Ferrand is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in 1996 at Merrill Private Wealth Management in Geneva, Switzerland. Glen and his team provide wealth management strategies and services to individuals, families, foundations, and institutions, focusing on risk management and customized financial strategies. He holds several professional designations, including Chartered Financial Analyst (CFA®) Charterholder, Certified Financial Planner (CFP®) Professional, Financial Risk Manager (FRM®), Certified Plan Fiduciary Advisor (CPFA®), and Certified Divorce Financial Analyst (CDFA®) Professional. Glen is a regular member of The Global Association of Risk Professionals and serves as an active committee member of the Ethics & Advocacy Group within the Los Angeles Society of Financial Analysts. He earned a bachelor's degree from Ecole de Commerce and speaks French, German, and English. Glen currently resides in Manhattan Beach with his wife and three children. His areas of client focus include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, and retirement income. He is also involved with the Los Angeles Society of Financial Analysts through committee work.

Casi Dileva is a financial advisor at Ameriprise with 29 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at firms including Wells Fargo Clearing Services and Nationwide Insurance. In addition to her advisory role, she is involved in independent insurance brokering, offering various life and long-term care insurance products. Ameriprise Financial Services serves individual and institutional clients and offers a specialized Premier Retirement Income service focused on written retirement-income plans and tax-aware withdrawal strategies, supported by proprietary research and algorithmic tools.

Carolyn Cahill Asher is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. She has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services among other investment solutions.

John Hannah is a Financial Consultant at Fidelity Investments, where he assists individuals and families in developing customized financial plans. His focus areas include investments, retirement planning, income strategies, and tax-efficient investing, aiming to support clients in achieving their personal and financial goals. John's professional experience includes roles as a Planning Consultant, Relationship Manager, and Investment Solution Representative at Fidelity Investments from 2021 to the present. Prior to joining Fidelity, he worked as a Junior Analyst at Harvey & Company LLC and as a Financial Advisor at Edward Jones. He holds a California Insurance License. Outside of his professional work, John has interests in cars, football, pets, reading, and traveling.

John Obrien is a financial advisor at LPL Financial with 31 years of industry experience. He previously worked at Penates Group Inc. and Otto Capital Management for 15 years each, and at Raymond James Financial Services for 3 years. Outside of advising, he is involved with a real estate services business under the name Eclipse Realty. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives and a variety of investment strategies.

John Ong is a financial advisor with Primerica Advisors in Carson, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with Primerica Advisors since 2002 and has worked with Primerica Financial Services since 2000. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on non-institutional client portfolios.

Fernando Cruz is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has held positions at firms including LPL Financial, Bank of America, and Merrill. Cruz is based in La Mirada, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Sean Bryant is a financial advisor with Ameriprise in Huntington Beach, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined nine years before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income, Social Security, and tax strategies. The firm combines research-driven modeling and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Kenneth Hickman is a financial advisor with Ameriprise in Long Beach, CA, holding a Series 66 designation and seven years of industry experience. He has worked at Ameriprise and related entities since 2018, with prior roles at Wells Fargo Corp and US Bank. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Christian Masariego is a CFP® with 10 years of industry experience currently advising clients at Charles Schwab in Torrance, CA. His career includes roles at Charles Schwab Bank, TD Ameritrade, BancWest Investment Services, and Fidelity. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its wealth advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and centralized service delivery.

Jennifer Toney is a financial advisor at Morgan Stanley with 13 years of industry experience. She has been with Morgan Stanley since 2013 and is currently associated with Morgan Stanley Private Bank, National Association. Toney holds a Series 66 designation. Outside of her advisory role, she is involved in managing an investment property in Mammoth Lakes, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery and firm-approved tools to model outcomes.

Christian Frost is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2010. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is notable for its use of algorithmic methods and AI in research, its role as a commodity pool operator, and its advisory services to multiple registered investment companies.

Lisa Hodus is a Series 66-credentialed financial advisor with Merrill in Marina Del Rey, CA, and has 19 years of industry experience. She has been with Merrill since 2006. In addition to her advisory role, she occasionally works as a commercial actor on a limited basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Cesar Chavez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and JP Morgan Chase Bank. Outside of finance, he works as a music booking manager, coordinating live performances for various events. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Adrian Gaytan is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2012. Outside of his advisory role, he is involved as an owner and partner in a business utilizing residential property for Airbnb rentals. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Hoor Bhavnani is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Redondo Beach, CA, and has 17 years of industry experience. Bhavnani has worked at various Wells Fargo entities since 2007, including Wells Fargo Bank, N.A. and Wells Fargo Advisors LLC. Outside of advisory work, Bhavnani serves as assistant treasurer for Science of the Soul, a nonprofit organization in Irvine, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Josue Martin Martin is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has worked with MassMutual Life Insurance Co and MML Investors Services since 2024. Prior to his current roles, he was employed at Iconix Fitness and Crescent Capital Group, LP, and has academic experience from Amherst College and Harvard-Westlake School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, focusing on collaborative, goal-based planning without exercising investment discretion.

Lisa Chapman is a financial advisor with UBS Financial Services in Seal Beach, CA, holding the Series 63 and Series 65 designations and bringing 39 years of industry experience. She has worked at UBS since 1990. Outside of her advisory role, Chapman serves on the board and finance committee of the Memorial Medical Center Foundation and mentors at-risk youth through Operation Jump Start in Long Beach, CA. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research and tailored portfolio management.

Pan Kwe is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His career includes roles at Wescom Financial Services, Wells Fargo Investments, U.S. Bancorp Investments, and Cetera. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gerry Andrade is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Insurance Services, where he spent over two decades. Outside of advisory work, he operates an accounting and bookkeeping business focused on tax preparation and accounting services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management options, financial planning, and access to third-party money managers through a multi-manager platform with both discretionary and non-discretionary program structures.