Russell Suede is a CFP® and PFS™ with 37 years of experience in the financial services industry. He has been associated with LPL Financial since 2002 and has also worked at The SRA Group since 2009. Outside of advisory work, he is involved in tax preparation and accounting services through the KAS Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning services, and access to model portfolios and research to support diversified investment strategies.

Jeffrey Germain is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC for five years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Fraser Mcalpine is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2023. With 15 years of experience in the financial services industry, he specializes in helping affluent individuals develop personalized financial strategies by understanding their short- and long-term goals. Fraser’s expertise includes executive compensation, legacy planning, liquidity management, retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and small business strategies. He also offers discretionary management of custom investment strategies using a range of Merrill model portfolios and third-party investment options. Fraser holds a Bachelor’s Degree from Rasmussen College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He focuses on guiding clients through the complexities of wealth management by providing financial education and creating tailored plans aligned with clients’ risk tolerance, time horizon, and liquidity needs. Fraser is committed to supporting clients and their families across different stages of life and values the importance of addressing financial challenges related to retirement income and educational funding. In addition to his professional work, Fraser is involved with Able Gamers, reflecting a commitment to community engagement. His personal philosophy centers on uncovering what matters most to clients and helping them create strategies to pursue their financial goals.

Daniel Thomason is a Series 66-licensed financial advisor with Morgan Stanley in Los Angeles, CA, where he has worked since 2009. He has 20 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced modeling tools.

Jason Artof is a CFP® with 21 years of experience in the financial services industry. He has worked at LPL Financial since 2022 and previously spent 11 years with Wells Fargo Advisors Financial Network LLC. Artof also acts in a fiduciary capacity for a 401(k) business associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a large network of investment adviser representatives.

Ryan Chase is a financial advisor with UBS Financial Services in Los Angeles, CA. He holds a Series 66 designation and has 14 years of industry experience, including 10 years at UBS. Outside of his advisory role, he works as a Lyft and Uber driver during non-trading hours. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Joel Chitiea is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 46 years of industry experience. He previously worked with Wells Fargo Advisors Financial Network LLC for 15 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Thomas Mottl is an Investment Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he works with clients to develop financial strategies tailored to their individual goals and circumstances, aiming to provide confidence and a clear pathway toward their financial objectives. Prior to his current position, Thomas held multiple roles within Fidelity Investments, including Investment Solutions Representative II and I, as well as Customer Relationship Advocate and Customer Relationship Advocate Intern. This progression reflects his experience in client relationship management and investment solutions. Thomas holds a California Insurance License and continues to build on his expertise in investment consulting. Further educational details and personal interests have not been provided.

Pamela Sullivan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo bank since 2001. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional institutional offerings.

Michele Steinberg is a financial advisor with LPL Financial, holding a Series 66 designation and with 22 years of industry experience. She has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Ellen Van Grove is a financial advisor at Merrill with 32 years of industry experience. She holds the Series 63 designation and has been with Merrill since 2015. Based in Los Angeles, CA, Van Grove's career spans over three decades in financial services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Prichard is a financial advisor at RBC Capital Markets with two years of industry experience. He holds the Series 66 designation and has worked previously at City National Bank, El Capitan Advisors, and Kayne Anderson Rudnick. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing a combination of in-house and third-party investment managers tailored to clients’ risk profiles.

Isabella Marvelli is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, she worked in the produce and food distribution sectors at Charlie's Produce, Sysco, and FreshPoint. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to produce written recommendation reports in partnership with financial advisors.

David Lee is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working with JPMORGAN Chase Bank, N.A. since 2010. Outside of his advisory role, he is an owner of a rental property. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Jason Kincaid is a financial advisor with Primerica Advisors in Burbank, CA. He holds Series 63 and Series 65 licenses and began his advisory career in 2025. Prior to joining Primerica, he has worked with the LA County Sheriff Department since 2015. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Justin Tendler is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Merrill and Bank of America, he held roles at Fly By Jing and Earth Island, a company later acquired by Danone. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Betsy Davis is a financial advisor at Morgan Stanley with 49 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Mark Varo is a Private Wealth Advisor with Merrill Private Wealth Management. He serves high-net-worth and ultra-high-net-worth families and individuals, focusing on managing the complexities and opportunities associated with significant wealth. Mark has been a part of the financial services industry since 1993 and joined Merrill in 2012. Throughout his career, Mark has developed expertise in areas including tax minimization strategies, financial strategies, restricted securities, intergenerational wealth transfer, and private family foundations. He also possesses considerable experience advising clients before and after liquidity events such as initial public offerings, mergers, acquisitions, and sales. Additionally, Mark facilitates access to Bank of America specialists to support sophisticated lending strategies and estate planning services. Mark earned a bachelor's degree in business administration from San Diego State University. He lives in Santa Monica, California, with his wife Melissa and their three children. In his free time, he enjoys golf and participates in local social and philanthropic organizations.

Nicholas Tater is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2020 and previously held roles at Colorado Mesa University, 12 Degree Brewing, and Heritage High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies from internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gary Cohen is a financial advisor with Raymond James & Associates in Beverly Hills, CA, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at Raymond James since 2017 and previously spent five years with UBS Financial Services. Outside of his advisory role, he is a partner in a family-owned rental real estate venture involving a three-family apartment building in Brooklyn, NY, which is in the process of being wound down. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and charitable organizations, providing financial planning and consulting services through various investment advisory programs and institutional solutions.