Nicholas Baumgarten is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping public company executives navigate the complexities of equity compensation and tax strategies. He assists clients earning $500,000 or more in optimizing their equity compensation, reducing tax liabilities, and converting peak earning years into long-term wealth. His approach integrates planning and portfolio management, focusing on transparency and simplicity to support clients through vesting cycles, promotions, and market fluctuations. Nicholas's expertise includes developing personalized strategies for various equity awards such as RSUs, PSUs, stock options, and ESPPs. He also provides risk-managed portfolio solutions to mitigate concentration risk, coordinates multi-year tax planning, and aligns compensation and cash flow with clients' financial independence goals. His client focus areas encompass college education planning, executive compensation, liquidity management, retirement planning, philanthropic efforts, portfolio management, tax minimization, and retirement income. He holds a Bachelor's Degree from Appalachian State University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Outside of his professional work, Nicholas enjoys football, golfing, hiking, reading, skiing, spending time with his family, tennis, and traveling.

Nefartari Ward is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. Her prior roles include positions at The Vanguard Group, Inc. and GWFS Equities, Inc. She is based in Fort Mill, South Carolina. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Bing Michael is a financial advisor with LPL Enterprise, holding a Series 66 designation and 23 years of industry experience. His previous roles include positions at Lincoln Financial Securities Corporation and OSAIC. He also offers health, disability, long-term care, and traditional life insurance, as well as fixed and fixed-indexed annuities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides a range of advisory and brokerage services, utilizing an integrated platform that combines advisory programs with the sale of other financial products, including insurance.

Anna Hathaway is a Series 66-licensed financial advisor with Wells Fargo Clearing in Concord, NC, and has 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christian Rorie is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Northwestern Mutual, and Duke University. He volunteers with Junior Achievement as a workforce readiness coach and has served as a fellow for the Black Student Athlete Summit, where he led workshops on financial literacy for student athletes. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Brooke Flanigan is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she worked briefly at UBS and has experience in the hospitality sector. She is based in Charlotte, NC. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Angela Ostendarp is a CFP® with 32 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Stephen Rook is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he partners with the Parker-Rook Group. He specializes in areas including Corporate Executive Services, Executive Compensation, Legacy Planning, LGBT Wealth Planning, Tax Minimization, and Retirement Income, helping clients simplify their financial lives to focus on what is most important to them. Stephen earned his bachelor's degree from the University of North Carolina at Chapel Hill. He holds multiple professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for 2022-2023. Outside of his professional work, Stephen enjoys running, swimming, and yoga. He and his family reside in Charlotte, North Carolina. He has been involved in community activities, including participation with Y-Guides.

Gregory Cash is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at UBS since 2020, following nine years at Bank of America and over two decades at Merrill. Outside of his advisory role, he is involved with a family-owned beach house business and participates as a limited partner in an investment LLC. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates proprietary research and model-based strategies with institutional trading capabilities and a broad range of financial products and services.

Weston Graddy is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual, he worked at Accenture and Insight Sourcing Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative planning engagements using firm-approved tools and delivers recommendations focused on investment categories and strategies.

Edward Doughty III is a CFP® professional with 32 years of experience in the financial industry. He has been with LPL Financial since 2009, serving clients from Charlotte, NC. LPL Financial is an SEC-registered investment adviser and broker-dealer that provides a range of financial planning and advisory services to individuals, retirement plans, institutions, and corporations through a large national network of investment adviser representatives. The firm offers both discretionary and non-discretionary management, model portfolios, and utilizes research from various sources to support diversified and tactical investment strategies.

John Floyd III is a financial advisor with Robert W. Baird & Co. Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Robert W. Baird & Co. since 2010. Outside of his advisory role, he is involved in a family real estate business through JWF4, LLC, which he operates with his son. He is part of The DDK Group at Robert W. Baird & Co., which serves individuals, families, pension and profit-sharing plans, corporations, and charitable organizations. The group provides tailored financial planning and portfolio management services using a combination of in-house and third-party managers, offering a range of strategies from traditional allocations to more complex investment approaches.

Douglas Labrosse is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Byerley LaBrosse Group. He joined Merrill Lynch in 2011 and focuses on providing financial strategies for high net-worth individuals, families, and small business owners. His services include retirement planning, education planning, wealth preservation, trust and estate planning, tax minimization, and investment management. Doug is a native of Charlotte and holds a bachelor's degree in Economics & Commerce and Political Science from Hampden-Sydney College. He also earned a high school diploma from Charlotte Catholic High School. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). His client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Outside of his professional work, Doug enjoys golfing, reading, and spending time with his family. He is involved with the Charlotte Sports Foundation and Charlotte Succession.

Francis Moise Jr. is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee and co-trustee for trusts in Hilton Head, South Carolina, and permits use of his yard for public parking. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Robert Benton is a CFP® professional affiliated with LPL Financial, based in Charlotte, NC, with 28 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 12 years before joining LPL Financial in 2021. Benton is also involved with Cardinal Legacy Wealth Advisors in an employee model brand capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Geoffrey Pyke is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and five years of industry experience. His career includes roles at Mass Mutual Life Insurance Co and MML Investors Services, LLC since 2018, as well as prior experience at Sciences Po and Bates College. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software tools to create detailed client plans.

Jeff Snyder is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of finance, he manages Happy Tree Farms in Greensboro, NC, where he is involved in field maintenance activities. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and a range of investment services.

Andrew Perkins is a Financial Consultant currently working at Fidelity Investments. He has been in this role since 2024. Prior to this, he served as an Investment Consultant at Fidelity Investments from 2023 to 2024. From 2017 to 2023, Andrew worked as a Financial Consultant at E*TRADE Financial. His professional experience spans several years in financial consulting and investment advisory, focusing on building financial plans tailored to clients' goals. Andrew emphasizes forming trusting relationships with clients and prioritizes trust, reliability, and proficiency in his work.

Fred Mangano is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has worked with UBS Financial Services since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets solutions.

Matthew Lester is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Dereda Porter State Farm. Based in Charlotte, NC, Lester has been with Equitable Advisors since 2020. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that relies on LPL-sponsored programs and other endorsed platforms.